The Hicksville Bank

144-146 East High Street
Hicksville, OH 43526

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 16370
Date Established 1946
Assets $0.12 billion
Loans $0.06 billion
Deposits $0.10 billion
Capital $0.02 billion

The Hicksville Bank is an FDIC insured institution located in Hicksville, OH. It was founded in 1946 and has approximately $0.12 billion in assets. Customers can open an account at one of its 3 branches.

For a more detailed analysis of The Hicksville Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - August 21, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
CD Rates APY MIN MAX
3 Mo CD
0.05% $500 - Learn MoreShow Less
6 Mo CD
0.10% $500 - Learn MoreShow Less
12 Mo CD
0.25% $500 - Learn MoreShow Less
18 Mo CD
0.30% $500 - Learn MoreShow Less
24 Mo CD
0.35% $500 - Learn MoreShow Less
30 Mo CD
0.40% $500 - Learn MoreShow Less
36 Mo CD
0.60% $500 - Learn MoreShow Less
48 Mo CD
0.70% $500 - Learn MoreShow Less
60 Mo CD
0.85% $500 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
0.25% $100 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.30% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.03% $1,000 $2,499 Learn MoreShow Less
Int Ckg
0.05% $2,500 - Learn MoreShow Less

Loan Rates - August 21, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for The Hicksville Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.527% 3.500% 0.38 $852 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to The Hicksville Bank
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Branches

The Hicksville Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


The Hicksville Bank Locations


Financial Details

The Hicksville Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of The Hicksville Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
The Hicksville Bank U.S. Bank Average
8.71% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2019, The Hicksville Bank had $1,413,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $15,422,000 in equity and $803,000 in loans loss reserves. That gives it a Texas Ratio of 8.71%.

Return on Equity
The Hicksville Bank U.S. Bank Average
5.61% 9.47%

The Hicksville Bank has a Return on Equity of 5.61% versus the BestCashCow average of 9.47%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
The Hicksville Bank U.S. Bank Average
13.06% 12.49%

The Hicksville Bank has a Capitalization of 13.06% versus the BestCashCow average of 12.49. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

The Hicksville Bank Balance Sheet Analysis

As of March 31, 2019, The Hicksville Bank had assets of $118,051,000, loans of $64,378,000, and deposits of $101,037,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2019
ASSETS
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.04 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.06 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.01 billion
     Total Assets $0.10 billion
LIABILITIES
Total deposits $0.10 billion
      Interest-bearing deposits $0.08 billion
      Deposits held in domestic offices $0.10 billion
      % insured (estimated) 86.34%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.10 billion
      Shareholders’ Equity $0.02 billion

Summary Income Statement

March 31, 2019
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in The Hicksville Bank’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Commercial and Industrial Loans.

Compared to other banks, The Hicksville Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 29.55
Multifamily
Mortgages
6.85
Credit Card Loans 0.00
Consumer Auto Loans 2.68
Small Business Loans 0.00
Construction and Development Loans 2.43
Commercial Real Estate 30.22
Commercial and Industrial Loans 10.33
Farm Loans 0.53

Frequently Asked Questions About The Hicksville Bank

Branches and Savings

Is The Hicksville Bank FDIC insured?

Yes. It is covered under FDIC Certificate #16370.

Why does The Hicksville Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are The Hicksville Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is The Hicksville Bank a commercial bank?

Yes

Where are The Hicksville Bank locations?

See branch locations nearby.

Is The Hicksville Bank open on Saturdays?

Is The Hicksville Bank open on Sundays?

What time does The Hicksville Bank open?

What time does The Hicksville Bank close?

Are The Hicksville Bank ATMs Open 24/7?

Do The Hicksville Bank ATMs accept cash deposits?

Can The Hicksville Bank customers use other ATMs?

Do The Hicksville Bank branches have notaries?

Will The Hicksville Bank notarize my document?

What address for The Hicksville Bank should I put for incoming ACH transfers?

Will the The Hicksville Bank branch print checks?

Do The Hicksville Bank checks expire?

Does The Hicksville Bank require US citizenship to open account?

Can The Hicksville Bank close my account?

Does The Hicksville Bank Report to credit bureaus?

Does The Hicksville Bank Use Equifax?

What is The Hicksville Bank's ACH Routing Number?

What is The Hicksville Bank's SWIFT code?

Products

Does The Hicksville Bank offer mortgages?

Compare mortgage rates here.

Does The Hicksville Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does The Hicksville Bank offer personal loans?

Compare personal loan rates here.

Does The Hicksville Bank offer student loans?

Will The Hicksville Bank cash a check?

Will The Hicksville Bank redeem a savings bond?

Does The Hicksville Bank cash savings bonds?

Will The Hicksville Bank cash money orders?

Can The Hicksville Bank issue a money order?

Does The Hicksville Bank do currency exchange?

Background on The Bank

Who owns The Hicksville Bank?

How long has The Hicksville Bank been around?

Can The Hicksville Bank transfer to other banks?

Does The Hicksville Bank have quick pay?

Does The Hicksville Bank accept rolled coins?

Will The Hicksville Bank accept loose change?

Where is The Hicksville Bank headquarters?

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