Texas Partners Bank

Headquarters

1900 Nw Loop 410
San Antonio, TX 78213
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

Texas Partners Bank is an FDIC insured institution located in San Antonio, TX. It was founded in 2007 and has approximately $1.74 billion in assets. Customers can open an account at one of its 5 branches.

FDIC Insured Yes
FDIC Certificate # 58581
Date Established 2007
Assets $ 1,744.63 million
Loans $ 1,208.90 million
Deposits $ 1,581.26 million
Capital $ 159.14 million
 

For a more detailed analysis of Texas Partners Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 22, 2021

Your Current Location: Connecticut, CT 06828

 

Loan Rates - October 22, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Texas Partners Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
2.946% 2.875%
0.88 points
$2,280 fees
$1,038 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR 2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to Texas Partners Bank
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Branches

Texas Partners Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Texas Partners Bank Locations



Climate Initiatives

Texas Partners Bank is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.

Financial Details

Texas Partners Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Texas Partners Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Texas Partners Bank U.S. Bank Average
0.09% 4.78%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2021, Texas Partners Bank had $145,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $159,138,000 in equity and $9,039,000 in loans loss reserves. That gives it a Texas Ratio of 0.09%.

Return on Equity
Texas Partners Bank U.S. Bank Average
17.32% 11.29%

Texas Partners Bank has a Return on Equity of 17.32% versus the BestCashCow average of 11.29%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Texas Partners Bank U.S. Bank Average
9.12% 11.72%

Texas Partners Bank has a Capitalization of 9.12% versus the BestCashCow average of 11.72. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Texas Partners Bank Balance Sheet Analysis

As of June 30, 2021, Texas Partners Bank had assets of $1,744,630,000, loans of $1,208,895,000, and deposits of $1,581,261,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2021
ASSETS
Cash & Balances due from depository institutions $ 272.28 million
Interest-bearing balances $ 265.89 million
Total securities $ 216.18 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 1,208.90 million
Loan loss allowance $ 9.04 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 13.42 million
All other assets $ 12.63 million
     Total Assets $ 1,585.49 million
LIABILITIES
Total deposits $ 1,581.26 million
      Interest-bearing deposits $ 1,257.75 million
      Deposits held in domestic offices $ 1,581.26 million
      % insured (estimated) 45.27%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 4.23 million
      Total Liabilities $ 1,585.49 million
      Shareholders’ Equity $ 159.14 million

Summary Income Statement

June 30, 2021
INCOME AND EXPENSES
Total Interest Income $ 29.11 million
Total Interest Expense $ 1.54 million
Net interest income $ 27.57 million
Provision for loan and lease losses $ 1.81 million
Total non interest income $ 10.00 million
Total non interest expense $ 19.18 million
Pre-tax Net Operating Income $ 16.58 million

Bank Loan Profile?

The top three loan types in Texas Partners Bank’s loan portfolio are Commercial Real Estate, Commercial and Industrial Loans, and 1-4 Family Residential Loans.

Compared to other banks in Texas, Texas Partners Bank has a significantly higher percent of Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 12.78
Multifamily
Mortgages
0.03
Credit Card Loans 0.00
Consumer Auto Loans 0.04
Small Business Loans 6.03
Construction and Development Loans 9.49
Commercial Real Estate 42.40
Commercial and Industrial Loans 33.41
Farm Loans 0.04

Frequently Asked Questions About Texas Partners Bank

Branches and Savings

Is Texas Partners Bank FDIC insured?

Yes. It is covered under FDIC Certificate #58581.

Why does Texas Partners Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Texas Partners Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Texas Partners Bank a commercial bank?

Yes

Where are Texas Partners Bank locations?

See branch locations nearby.

Is Texas Partners Bank open on Saturdays?

Is Texas Partners Bank open on Sundays?

What time does Texas Partners Bank open?

What time does Texas Partners Bank close?

Are Texas Partners Bank ATMs Open 24/7?

Do Texas Partners Bank ATMs accept cash deposits?

Can Texas Partners Bank customers use other ATMs?

Do Texas Partners Bank branches have notaries?

Will Texas Partners Bank notarize my document?

What address for Texas Partners Bank should I put for incoming ACH transfers?

Will the Texas Partners Bank branch print checks?

Do Texas Partners Bank checks expire?

Does Texas Partners Bank require US citizenship to open account?

Can Texas Partners Bank close my account?

Does Texas Partners Bank Report to credit bureaus?

Does Texas Partners Bank Use Equifax?

What is Texas Partners Bank's ACH Routing Number?

What is Texas Partners Bank's SWIFT code?

Products

Does Texas Partners Bank offer mortgages?

Compare mortgage rates here.

Does Texas Partners Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Texas Partners Bank offer personal loans?

Compare personal loan rates here.

Does Texas Partners Bank offer student loans?

Will Texas Partners Bank cash a check?

Will Texas Partners Bank redeem a savings bond?

Does Texas Partners Bank cash savings bonds?

Will Texas Partners Bank cash money orders?

Can Texas Partners Bank issue a money order?

Does Texas Partners Bank do currency exchange?

Background on The Bank

Who owns Texas Partners Bank?

How long has Texas Partners Bank been around?

Can Texas Partners Bank transfer to other banks?

Does Texas Partners Bank have quick pay?

Does Texas Partners Bank accept rolled coins?

Will Texas Partners Bank accept loose change?

Where is Texas Partners Bank headquarters?

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