The Farmers State Bank of Brush

200 Clayton Street
Brush, CO 80723

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 10407
Date Established 1915
Assets $0.11 billion
Loans $0.07 billion
Deposits $0.09 billion
Capital $0.02 billion
 

The Farmers State Bank of Brush is an FDIC insured institution located in Brush, CO. It was founded in 1915 and has approximately $0.11 billion in assets. Customers can open an account at one of its 3 branches.

For a more detailed analysis of The Farmers State Bank of Brush's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 21, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
Money Market
0.02% $2,500 $24,999 Learn MoreShow Less
Money Market
0.05% $25,000 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.20% $10,000 - Learn MoreShow Less
6 Mo CD
0.30% $10,000 - Learn MoreShow Less
12 Mo CD
0.45% $10,000 - Learn MoreShow Less
18 Mo CD
0.55% $10,000 - Learn MoreShow Less
24 Mo CD
0.65% $10,000 - Learn MoreShow Less
36 Mo CD
0.85% $10,000 - Learn MoreShow Less
48 Mo CD
1.06% $10,000 - Learn MoreShow Less
60 Mo CD
1.16% $10,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
0.25% $25 $9,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.30% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.02% $1 - Learn MoreShow Less

Loan Rates - October 21, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for The Farmers State Bank of Brush

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.523% 3.500% 0.25 $732 $1,123 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.250 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.990 %
$0 Learn More
More Info

Note to The Farmers State Bank of Brush
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Branches

The Farmers State Bank of Brush branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


The Farmers State Bank of Brush Locations


Financial Details

The Farmers State Bank of Brush Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of The Farmers State Bank of Brush. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
The Farmers State Bank of Brush U.S. Bank Average
11.3% 6.77%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2019, The Farmers State Bank of Brush had $2,424,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $20,537,000 in equity and $921,000 in loans loss reserves. That gives it a Texas Ratio of 11.3%.

Return on Equity
The Farmers State Bank of Brush U.S. Bank Average
9.46% 9.50%

The Farmers State Bank of Brush has a Return on Equity of 9.46% versus the BestCashCow average of 9.50%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
The Farmers State Bank of Brush U.S. Bank Average
18.9% 12.76%

The Farmers State Bank of Brush has a Capitalization of 18.9% versus the BestCashCow average of 12.76. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

The Farmers State Bank of Brush Balance Sheet Analysis

As of June 30, 2019, The Farmers State Bank of Brush had assets of $108,645,000, loans of $66,248,000, and deposits of $86,653,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2019
ASSETS
Cash & Balances due from depository institutions $0.01 billion
Interest-bearing balances $0.01 billion
Total securities $0.03 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.07 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.09 billion
LIABILITIES
Total deposits $0.09 billion
      Interest-bearing deposits $0.07 billion
      Deposits held in domestic offices $0.09 billion
      % insured (estimated) 77.89%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.09 billion
      Shareholders’ Equity $0.02 billion

Summary Income Statement

June 30, 2019
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in The Farmers State Bank of Brush’s loan portfolio are Farm Loans, 1-4 Family Residential Loans, and Commercial and Industrial Loans.

Compared to other banks in Colorado, The Farmers State Bank of Brush has a significantly higher percent of Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 5.54
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 1.48
Small Business Loans 1.82
Construction and Development Loans 2.61
Commercial Real Estate 1.82
Commercial and Industrial Loans 4.97
Farm Loans 35.47

Frequently Asked Questions About The Farmers State Bank Of Brush

Branches and Savings

Is The Farmers State Bank Of Brush FDIC insured?

Yes. It is covered under FDIC Certificate #10407.

Why does The Farmers State Bank Of Brush pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are The Farmers State Bank Of Brush CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is The Farmers State Bank Of Brush a commercial bank?

Yes

Where are The Farmers State Bank Of Brush locations?

See branch locations nearby.

Is The Farmers State Bank Of Brush open on Saturdays?

Is The Farmers State Bank Of Brush open on Sundays?

What time does The Farmers State Bank Of Brush open?

What time does The Farmers State Bank Of Brush close?

Are The Farmers State Bank Of Brush ATMs Open 24/7?

Do The Farmers State Bank Of Brush ATMs accept cash deposits?

Can The Farmers State Bank Of Brush customers use other ATMs?

Do The Farmers State Bank Of Brush branches have notaries?

Will The Farmers State Bank Of Brush notarize my document?

What address for The Farmers State Bank Of Brush should I put for incoming ACH transfers?

Will the The Farmers State Bank Of Brush branch print checks?

Do The Farmers State Bank Of Brush checks expire?

Does The Farmers State Bank Of Brush require US citizenship to open account?

Can The Farmers State Bank Of Brush close my account?

Does The Farmers State Bank Of Brush Report to credit bureaus?

Does The Farmers State Bank Of Brush Use Equifax?

What is The Farmers State Bank Of Brush's ACH Routing Number?

What is The Farmers State Bank Of Brush's SWIFT code?

Products

Does The Farmers State Bank Of Brush offer mortgages?

Compare mortgage rates here.

Does The Farmers State Bank Of Brush offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does The Farmers State Bank Of Brush offer personal loans?

Compare personal loan rates here.

Does The Farmers State Bank Of Brush offer student loans?

Will The Farmers State Bank Of Brush cash a check?

Will The Farmers State Bank Of Brush redeem a savings bond?

Does The Farmers State Bank Of Brush cash savings bonds?

Will The Farmers State Bank Of Brush cash money orders?

Can The Farmers State Bank Of Brush issue a money order?

Does The Farmers State Bank Of Brush do currency exchange?

Background on The Bank

Who owns The Farmers State Bank Of Brush?

How long has The Farmers State Bank Of Brush been around?

Can The Farmers State Bank Of Brush transfer to other banks?

Does The Farmers State Bank Of Brush have quick pay?

Does The Farmers State Bank Of Brush accept rolled coins?

Will The Farmers State Bank Of Brush accept loose change?

Where is The Farmers State Bank Of Brush headquarters?

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