The Missouri Bank

104 North Highway 47
Warrenton, MO 63383


2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 14036
Date Established 1934
Assets $0.22 billion
Loans $0.13 billion
Deposits $0.19 billion
Capital $0.03 billion

The Missouri Bank is an FDIC insured institution located in Warrenton, MO. It was founded in 1934 and has approximately $0.22 billion in assets. Customers can open an account at one of its 5 branches.

For a more detailed analysis of The Missouri Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - August 19, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
Money Market
0.25% $1,000 - Learn MoreShow Less
Premium Money Market Account
0.30% $10,001 $25,000 Learn MoreShow Less
Premium Money Market Account
0.40% $25,001 $50,000 Learn MoreShow Less
3 Mo CD
0.40% $1,000 - Learn MoreShow Less
6 Mo CD
0.75% $1,000 - Learn MoreShow Less
12 Mo CD
1.01% $1,000 - Learn MoreShow Less
18 Mo CD
1.26% $1,000 - Learn MoreShow Less
24 Mo CD
1.31% $1,000 - Learn MoreShow Less
30 Mo CD
1.36% $1,000 - Learn MoreShow Less
36 Mo CD
1.51% $1,000 - Learn MoreShow Less
48 Mo CD
1.71% $1,000 - Learn MoreShow Less
60 Mo CD
1.82% $1,000 - Learn MoreShow Less

Fixed IRA
1.01% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $750 - Learn MoreShow Less

Loan Rates - August 19, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for The Missouri Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
First Internet Bank
NMLS ID: 424182
3.643% 3.625% 0.25 $552 $1,141 Learn More
NMLS ID: 2890
License#: 13256
3.530% 3.500% 0.38 $940 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to The Missouri Bank
To upload and update your bank's rates please register. It is free to register and add rates.


The Missouri Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

The Missouri Bank Locations

Financial Details

The Missouri Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of The Missouri Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
The Missouri Bank U.S. Bank Average
5.81% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2019, The Missouri Bank had $747,000 in non-current loans and $895,000 in owned real estate. To cover these potential losses it had $26,538,000 in equity and $1,716,000 in loans loss reserves. That gives it a Texas Ratio of 5.81%.

Return on Equity
The Missouri Bank U.S. Bank Average
11.33% 9.47%

The Missouri Bank has a Return on Equity of 11.33% versus the BestCashCow average of 9.47%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

The Missouri Bank U.S. Bank Average
12.24% 12.49%

The Missouri Bank has a Capitalization of 12.24% versus the BestCashCow average of 12.49. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

The Missouri Bank Balance Sheet Analysis

As of March 31, 2019, The Missouri Bank had assets of $216,736,000, loans of $131,477,000, and deposits of $188,387,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2019
Cash & Balances due from depository institutions $0.01 billion
Interest-bearing balances $0.00 billion
Total securities $0.06 billion
Federal funds sold and reverse repurchase $0.01 billion
Net loans and leases $0.13 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.01 billion
     Total Assets $0.19 billion
Total deposits $0.19 billion
      Interest-bearing deposits $0.14 billion
      Deposits held in domestic offices $0.19 billion
      % insured (estimated) 81.89%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.19 billion
      Shareholders’ Equity $0.03 billion

Summary Income Statement

March 31, 2019
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in The Missouri Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Construction and Development Loans.

Compared to other banks in Missouri, The Missouri Bank has a significantly higher percent of Construction and Development Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 30.24
Credit Card Loans 0.00
Consumer Auto Loans 0.43
Small Business Loans 0.00
Construction and Development Loans 18.86
Commercial Real Estate 28.19
Commercial and Industrial Loans 7.51
Farm Loans 0.25

Frequently Asked Questions About The Missouri Bank

Branches and Savings

Is The Missouri Bank FDIC insured?

Yes. It is covered under FDIC Certificate #14036.

Why does The Missouri Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are The Missouri Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is The Missouri Bank a commercial bank?


Where are The Missouri Bank locations?

See branch locations nearby.

Is The Missouri Bank open on Saturdays?

Is The Missouri Bank open on Sundays?

What time does The Missouri Bank open?

What time does The Missouri Bank close?

Are The Missouri Bank ATMs Open 24/7?

Do The Missouri Bank ATMs accept cash deposits?

Can The Missouri Bank customers use other ATMs?

Do The Missouri Bank branches have notaries?

Will The Missouri Bank notarize my document?

What address for The Missouri Bank should I put for incoming ACH transfers?

Will the The Missouri Bank branch print checks?

Do The Missouri Bank checks expire?

Does The Missouri Bank require US citizenship to open account?

Can The Missouri Bank close my account?

Does The Missouri Bank Report to credit bureaus?

Does The Missouri Bank Use Equifax?

What is The Missouri Bank's ACH Routing Number?

What is The Missouri Bank's SWIFT code?


Does The Missouri Bank offer mortgages?

Compare mortgage rates here.

Does The Missouri Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does The Missouri Bank offer personal loans?

Compare personal loan rates here.

Does The Missouri Bank offer student loans?

Will The Missouri Bank cash a check?

Will The Missouri Bank redeem a savings bond?

Does The Missouri Bank cash savings bonds?

Will The Missouri Bank cash money orders?

Can The Missouri Bank issue a money order?

Does The Missouri Bank do currency exchange?

Background on The Bank

Who owns The Missouri Bank?

How long has The Missouri Bank been around?

Can The Missouri Bank transfer to other banks?

Does The Missouri Bank have quick pay?

Does The Missouri Bank accept rolled coins?

Will The Missouri Bank accept loose change?

Where is The Missouri Bank headquarters?

Customer Reviews for The Missouri Bank

There are currently no comments for The Missouri Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →