Waukesha State Bank

151 East St. Paul Avenue
Waukesha, WI 53188

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 16160
Date Established 1944
Assets $0.94 billion
Loans $0.53 billion
Deposits $0.77 billion
Capital $0.13 billion

Waukesha State Bank is an FDIC insured institution located in Waukesha, WI. It was founded in 1944 and has approximately $0.94 billion in assets. Customers can open an account at one of its 20 branches.

For a more detailed analysis of Waukesha State Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Waukesha State Bank’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Small Business Loans.

Compared to other banks, Waukesha State Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 33.22
Multifamily
Mortgages
7.36
Credit Card Loans 0.82
Consumer Auto Loans 0.22
Small Business Loans 16.16
Construction and Development Loans 6.23
Commercial Real Estate 36.19
Commercial and Industrial Loans 15.53
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.10% $500 - Learn MoreShow Less
6 Mo CD 10K
0.15% $500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.20% $1 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
1.31% $1 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.03% $1 $4,999 Learn MoreShow Less
MM 10K
0.05% $5,000 $24,999 Learn MoreShow Less
MM25K
0.07% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1,000 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

Home Equity Rates APR Rate Monthly Payment
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

Waukesha State Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Waukesha State Bank Locations

Financial Details

Waukesha State Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Waukesha State Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Waukesha State Bank U.S. Bank Average
10.45% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Waukesha State Bank had $3,148,000 in non-current loans and $10,623,000 in owned real estate. To cover these potential losses it had $125,913,000 in equity and $5,900,000 in loans loss reserves. That gives it a Texas Ratio of 10.45%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Waukesha State Bank U.S. Bank Average
14.4% 8.58

Waukesha State Bank has a Return on Equity of 14.4% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Waukesha State Bank U.S. Bank Average
13.37% 12.11

Waukesha State Bank has a Capitalization of 13.37% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Waukesha State Bank Balance Sheet Analysis

As of June 30, 2017, Waukesha State Bank had assets of $941,820,000, loans of $526,785,000, and deposits of $768,701,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Customer Reviews for Waukesha State Bank

There are currently no comments for Waukesha State Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →