Wells Fargo Financial National Bank

4455 Spring Mountain Road
Las Vegas, NV 89102

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 27389
Date Established 1988
Assets $8.57 billion
Loans $0.00 billion
Deposits $7.04 billion
Capital $1.39 billion

Wells Fargo Financial National Bank is an FDIC insured institution located in Las Vegas, NV. It was founded in 1988 and has approximately $8.57 billion in assets.

For a more detailed analysis of Wells Fargo Financial National Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Wells Fargo Financial National Bank’s loan portfolio are Commercial Real Estate, Small Business Loans, and Multifamily Mortgages.

Compared to other banks in Nevada, Wells Fargo Financial National Bank has a significantly higher percent of Multifamily Mortgages, Small Business Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 1.19
Multifamily
Mortgages
25.89
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 72.92
Construction and Development Loans 0.00
Commercial Real Estate 72.92
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Wells Fargo Financial National Bank, but see these great savings and CD rates:

1.20% APY Online Savings Account from Ally Bank
1.50% APY 11 Month CD from Ally Bank

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Wells Fargo Financial National Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
3.760% 3.750% 0.13 $298 $1,158 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Wells Fargo Financial National Bank
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Branches

Wells Fargo Financial National Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Wells Fargo Financial National Bank Locations

Financial Details

Wells Fargo Financial National Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Wells Fargo Financial National Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Wells Fargo Financial National Bank U.S. Bank Average
0% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Wells Fargo Financial National Bank had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $1,388,039,000 in equity and $0 in loans loss reserves. That gives it a Texas Ratio of 0%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Wells Fargo Financial National Bank U.S. Bank Average
56.38% 8.58

Wells Fargo Financial National Bank has a Return on Equity of 56.38% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Wells Fargo Financial National Bank U.S. Bank Average
16.2% 12.11

Wells Fargo Financial National Bank has a Capitalization of 16.2% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Wells Fargo Financial National Bank Balance Sheet Analysis

As of June 30, 2017, Wells Fargo Financial National Bank had assets of $8,569,455,000, loans of $336,000, and deposits of $7,043,527,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

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