Wells Fargo HSBC Trade Bank, National Association

Headquarters

1 Front Street, 21st Floor
San Francisco, CA 94111
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

Wells Fargo HSBC Trade Bank, National Association is an FDIC insured institution located in San Francisco, CA. It was founded in 1995 and has approximately $1.48 billion in assets.

FDIC Insured Yes
FDIC Certificate # 34075
Date Established 1995
Assets $ 1,513.44 million
Loans $ 1,434.59 million
Deposits $ 77.11 million
Capital $ 264.82 million
 

For a more detailed analysis of Wells Fargo HSBC Trade Bank, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 24, 2021

Your Current Location: Connecticut, CT 06828

 

Loan Rates - October 24, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Wells Fargo HSBC Trade Bank, National Association

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.736% 3.625%
0.88 points
$3,438 fees
$1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR 2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to Wells Fargo HSBC Trade Bank, National Association
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Branches

Wells Fargo HSBC Trade Bank, National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Wells Fargo HSBC Trade Bank, National Association Locations



Climate Initiatives

Wells Fargo HSBC Trade Bank, National Association is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.

Financial Details

Wells Fargo HSBC Trade Bank, National Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Wells Fargo HSBC Trade Bank, National Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Wells Fargo HSBC Trade Bank, National Association U.S. Bank Average
1.61% 4.78%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2021, Wells Fargo HSBC Trade Bank, National Association had $4,554,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $264,822,000 in equity and $17,930,000 in loans loss reserves. That gives it a Texas Ratio of 1.61%.

Return on Equity
Wells Fargo HSBC Trade Bank, National Association U.S. Bank Average
12.42% 11.29%

Wells Fargo HSBC Trade Bank, National Association has a Return on Equity of 12.42% versus the BestCashCow average of 11.29%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Wells Fargo HSBC Trade Bank, National Association U.S. Bank Average
17.5% 11.72%

Wells Fargo HSBC Trade Bank, National Association has a Capitalization of 17.5% versus the BestCashCow average of 11.72. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Wells Fargo HSBC Trade Bank, National Association Balance Sheet Analysis

As of November 30, -0001, Wells Fargo HSBC Trade Bank, National Association had assets of $1,477,681,000, loans of $1,434,593,000, and deposits of $77,106,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2021
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 1,434.59 million
Loan loss allowance $ 17.93 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 77.11 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 1,513.44 million

Summary Income Statement

June 30, 2021
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Wells Fargo HSBC Trade Bank, National Association’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Wells Fargo HSBC Trade Bank, National Association’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About Wells Fargo Hsbc Trade Bank, National Association

Branches and Savings

Is Wells Fargo Hsbc Trade Bank, National Association FDIC insured?

Yes. It is covered under FDIC Certificate #34075.

Why does Wells Fargo Hsbc Trade Bank, National Association pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Wells Fargo Hsbc Trade Bank, National Association CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Wells Fargo Hsbc Trade Bank, National Association a commercial bank?

Yes

Where are Wells Fargo Hsbc Trade Bank, National Association locations?

See branch locations nearby.

Is Wells Fargo Hsbc Trade Bank, National Association open on Saturdays?

Is Wells Fargo Hsbc Trade Bank, National Association open on Sundays?

What time does Wells Fargo Hsbc Trade Bank, National Association open?

What time does Wells Fargo Hsbc Trade Bank, National Association close?

Are Wells Fargo Hsbc Trade Bank, National Association ATMs Open 24/7?

Do Wells Fargo Hsbc Trade Bank, National Association ATMs accept cash deposits?

Can Wells Fargo Hsbc Trade Bank, National Association customers use other ATMs?

Do Wells Fargo Hsbc Trade Bank, National Association branches have notaries?

Will Wells Fargo Hsbc Trade Bank, National Association notarize my document?

What address for Wells Fargo Hsbc Trade Bank, National Association should I put for incoming ACH transfers?

Will the Wells Fargo Hsbc Trade Bank, National Association branch print checks?

Do Wells Fargo Hsbc Trade Bank, National Association checks expire?

Does Wells Fargo Hsbc Trade Bank, National Association require US citizenship to open account?

Can Wells Fargo Hsbc Trade Bank, National Association close my account?

Does Wells Fargo Hsbc Trade Bank, National Association Report to credit bureaus?

Does Wells Fargo Hsbc Trade Bank, National Association Use Equifax?

What is Wells Fargo Hsbc Trade Bank, National Association's ACH Routing Number?

What is Wells Fargo Hsbc Trade Bank, National Association's SWIFT code?

Products

Does Wells Fargo Hsbc Trade Bank, National Association offer mortgages?

Compare mortgage rates here.

Does Wells Fargo Hsbc Trade Bank, National Association offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Wells Fargo Hsbc Trade Bank, National Association offer personal loans?

Compare personal loan rates here.

Does Wells Fargo Hsbc Trade Bank, National Association offer student loans?

Will Wells Fargo Hsbc Trade Bank, National Association cash a check?

Will Wells Fargo Hsbc Trade Bank, National Association redeem a savings bond?

Does Wells Fargo Hsbc Trade Bank, National Association cash savings bonds?

Will Wells Fargo Hsbc Trade Bank, National Association cash money orders?

Can Wells Fargo Hsbc Trade Bank, National Association issue a money order?

Does Wells Fargo Hsbc Trade Bank, National Association do currency exchange?

Background on The Bank

Who owns Wells Fargo Hsbc Trade Bank, National Association?

How long has Wells Fargo Hsbc Trade Bank, National Association been around?

Can Wells Fargo Hsbc Trade Bank, National Association transfer to other banks?

Does Wells Fargo Hsbc Trade Bank, National Association have quick pay?

Does Wells Fargo Hsbc Trade Bank, National Association accept rolled coins?

Will Wells Fargo Hsbc Trade Bank, National Association accept loose change?

Where is Wells Fargo Hsbc Trade Bank, National Association headquarters?

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