Popular Bank


85 Broad St
New York, NY 10004
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Notable Rates APY Vs.Others
Savings N.A. 5.55% →
1-Year CD N.A. 5.41% →
2-Year CD N.A. 5.25% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Bank Information

Popular Bank is an FDIC insured institution located in New York, NY. It was founded in 1999 and has approximately $13.81 billion in assets. Customers can open an account at one of its 54 branches.

FDIC Insured Yes
FDIC Certificate # 34967
Date Established 1999
Assets $ 13.81 billion
Loans $ 10.46 billion
Deposits $ 11.27 billion
Capital $ 1,965.66 million

For a more detailed analysis of Popular Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - May 22, 2024

Your Current Location: Virginia, VA 20146

Online Only Savings Rates of Popular Direct

Online Savings Rates APY MIN MAX
Direct Savings
5.20% $100 - Learn More

Online Only CD Rates of Popular Direct

Online CD Rates APY MIN MAX
6 Month CD
5.30% $10,000 - Learn More
One Year CD
5.15% $10,000 - Learn More
4.90% $10,000 - Learn More
2 Year CD
4.70% $10,000 - Learn More
36 Month CD
4.55% $10,000 - Learn More
48 Month CD
4.35% $10,000 - Learn More
5 Year CD
4.30% $10,000 - Learn More
Checking Rates APY MIN FEE
Popular Prestige Checking 0.00% $2,000 $12.00 Learn MoreShow Less
Popular Everyday Checking 0.00% $1,000 $10.00 Learn MoreShow Less

Bank Online Offers

Popular Direct Lowers Online Savings Rate
Oct 22, 2019

Popular Direct has lowered its online savings rate from 2.30% to 2.15%.   The bank also lowered all of its online CD rates.

Loan Rates - May 22, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Popular Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Monthly
Learn More
PenFed Credit Union
NMLS ID: 401822
6.427% 6.250%
0.88 points
$6,000 fees
$1,971 Learn More
1Rate, Inc.
NMLS ID: 1948084
6.561% 6.375%
0.63 points
$6,353 fees
$1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.956% 6.875%
0.63 points
$2,655 fees
$2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.451% 7.375%
0.75 points
$2,400 fees
$2,211 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Popular Bank
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Popular Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Popular Bank Locations

Climate Policy and Initiatives

Popular Bank is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.

Climate Score: Pending

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Financial Details

Popular Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Popular Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Popular Bank U.S. Bank Average
1.42% 3.96%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2024, Popular Bank had $28,998,000 in non-current loans and $240,000 in owned real estate. To cover these potential losses it had $1,965,657,000 in equity and $89,484,000 in loans loss reserves. That gives it a Texas Ratio of 1.42%.

Return on Equity
Popular Bank U.S. Bank Average
2.89% 12.20%

Popular Bank has a Return on Equity of 2.89% versus the BestCashCow average of 12.20%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Popular Bank U.S. Bank Average
14.23% 10.76%

Popular Bank has a Capitalization of 14.23% versus the BestCashCow average of 10.76. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Popular Bank Balance Sheet Analysis

As of December 31, 2023, Popular Bank had assets of $13,811,520,000, loans of $10,464,566,000, and deposits of $11,270,637,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2024
Cash & Balances due from depository institutions $ 1,575.40 million
Interest-bearing balances $ 1,477.91 million
Total securities $ 873.83 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 10.46 billion
Loan loss allowance $ 89.48 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.24 million
Goodwill and other intangibles $ 372.37 million
All other assets $ 350.93 million
     Total Assets $ 11.85 billion
Total deposits $ 11.27 billion
      Interest-bearing deposits $ 9.87 billion
      Deposits held in domestic offices $ 11.27 billion
      % insured (estimated) 68.68%
Federal funds purchased and repurchase agreements $ 66.71 million
Trading liabilities $ 0.03 million
Other borrowed funds $ 319.37 million
Subordinated debt N.A.
All other liabilities $ 131.17 million
      Total Liabilities $ 11.85 billion
      Shareholders’ Equity $ 1,965.66 million

Summary Income Statement

December 31, 2024
Total Interest Income $ 627.60 million
Total Interest Expense $ 276.96 million
Net interest income $ 350.65 million
Provision for loan and lease losses $ 14.58 million
Total non interest income $ 24.34 million
Total non interest expense $ 286.71 million
Pre-tax Net Operating Income $ 79.70 million

Bank Loan Profile?

The top three loan types in Popular Bank’s loan portfolio are Commercial Real Estate, Multifamily Mortgages, and 1-4 Family Residential Loans.

Compared to other banks, Popular Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 12.69
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 1.01
Construction and Development Loans 6.14
Commercial Real Estate 27.70
Commercial and Industrial Loans 4.23
Farm Loans 0.00

Customer Reviews for Popular Bank

  • October 2, 2015

    I have a CD maturing on 11/15 please email your CD Rates and contact info.

  • September 2, 2015

    Hi, I have a 401K that I want to roll to an IRA and purchase CD's. Do you offer IRA's and if so what are your current CD rates? Thanks Dan

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