Massachusetts

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Chicopee, Massachusetts CD Rates – 3-Month 2019

Below are the best three-month CD Rates from banks in Chicopee, Massachusetts . Three-month CD rates are generally the shortest term offered by banks and come with the lowest interest rates. You may want to consider opening a 3-month CD if they the rates are comparable to a savings and money market account, you don’t need the money for the time period, and you feel that savings rates will drop.

Chicopee, MA - December 6, 2019

CD National Average : 0.39% ?

Advertiser Disclosure
BankS APY MIN MILES ?
2.00% $50,000 4773.98
1.25% $10 4777.08
1.20% $500 4776.50
1.00% $1,000 4777.12
1.00% $2,500 4781.12
0.90% $1,000 4772.94
0.85% $10 4874.62
0.81% $10 4798.50
0.80% $10 4778.85
0.80% $1,000 4792.55
0.75% $10 4798.50
0.50% $20 4777.17
0.50% $1,000 4810.58
0.50% $500 4757.67
0.50% $1 4764.14
0.50% $1 4768.93
0.50% $1,000 4800.43
0.45% $1,000 4770.86
0.40% $1,000 4792.19
0.40% $2,500 4773.98
0.40% $500 4781.91
0.40% $1,000 4779.32
0.40% $500 4754.02
0.35% $1,000 4764.92
0.35% $10 4746.11
0.30% $2,500 4763.88
0.30% $1,000 4764.83
0.30% $500 4816.38
0.30% $500 4816.04
0.25% $25 4808.94
0.25% $500 4750.86
0.25% $1,000 4768.75
0.25% $1,000 4769.59
0.25% $5,000 4752.00
0.25% $500 4786.05
0.25% $1,000 4775.69
0.25% $500 4772.38
0.25% $2,500 4784.66
0.25% $1,000 4756.67
0.25% $1 4769.55
0.25% $500 4771.70
0.25% $500 4865.88
0.20% $2,500 4768.67
0.20% $5,000 4773.44
0.20% $10 4777.19
0.20% $2,500 4792.55
0.20% $1,000 4769.62
0.20% $2,500 4733.68
0.20% $1,000 4859.59
0.20% $500 4771.70
0.20% $500 4759.17
0.20% $2,500 4758.70
0.20% $1 4756.59
0.20% $5,000 4796.87
0.20% $1,000 4811.63
0.20% $2,500 4771.14
0.20% $100,000 4844.18
0.20% $1,000 4860.19
0.15% $500 4786.89
0.15% $500 4788.34
0.15% $1 4774.05
0.15% $500 4828.92
0.15% $10,000 4844.18
0.15% $500 4772.74
0.15% $500 4733.01
0.15% $500 4767.27
0.15% $500 4786.31
0.15% $1,000 4779.90
0.15% $500 4859.58
0.15% $10 4863.42
0.15% $1,000 4762.38
0.10% $500 4770.33
0.10% $1,000 4767.42
0.10% $500 4792.27
0.10% $10 4844.14
0.10% $1,000 4764.04
0.10% $2,500 4774.25
0.10% $1,000 4775.42
0.10% $1,000 4793.19
0.10% $500 4836.52
0.10% $1 4833.91
0.10% $1,000 4826.00
0.10% $2,500 4769.92
0.10% $1 4792.19
0.10% $1,000 4772.91
0.08% $100,000 4823.52
0.05% $500 4844.19
0.05% $200 4796.98
0.05% $1,000 4828.53
0.05% $2,500 4773.15
0.05% $10,000 4828.52
0.03% $10,000 4772.95
0.03% $1,000 4764.04
0.03% $1,000 4823.52
0.01% $10,000 4764.04
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

3 Month Branch Certificates of Deposit 2019

3 Month Certificates of Deposit offered by local banks are often the shortest term offered. Three month certificates of deposit rates underperform the returns on savings and money market accounts and have for some time. As a result, savers may find savings and money market accounts to offer a higher yield and more flexibility than a three year CD.

Any certificate of deposit will bear substantial penalties for early withdrawal, if it is even allowed. As a result of the penalty, depositors who might need to withdraw from short term CDs early will ordinary lose some of their principal. Under no circumstances should depositors open a 3 month CD if they think that there is any chance that they will need to access the money in less than 3 months.

While online banks often offer better rates on short term CDs, local banks are provide the convenience of walking into a branch to open a CD, deposit funds, or withdraw the CD when it matures. In addition, a CD is often an entree into a broader relationship with a financial institution which may become important if the depositor wishes to borrow money.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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