Massachusetts

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Chicopee, Massachusetts CD Rates – 3-Month 2020

Below are the best three-month CD Rates from banks in Chicopee, Massachusetts . Three-month CD rates are generally the shortest term offered by banks and come with the lowest interest rates. You may want to consider opening a 3-month CD if they the rates are comparable to a savings and money market account, you don’t need the money for the time period, and you feel that savings rates will drop.

Chicopee, MA - July 11, 2020

CD National Average : 0.20% ?

Advertiser Disclosure
Banks APY MIN MILES ?
Sponsored Advertiser Disclosure
1.00% $500 4816.38 Learn More
0.65% $10,000 4777.08 Learn More
0.50% $500 4786.89 Learn More
0.50% $1 4764.14 Learn More
0.50% $500 4776.50 Learn More
0.50% $1 4768.93 Learn More
0.40% $1,000 4779.32 Learn More
0.40% $1,000 4777.12 Learn More
0.40% $2,500 4773.98 Learn More
0.35% $10,000 4752.00 Learn More
0.30% $1,000 4792.55 Learn More
0.30% $1,000 4764.83 Learn More
0.30% $500 4816.38 Learn More
0.30% $2,500 4763.88 Learn More
0.26% $10 4798.50 Learn More
0.25% $500 4816.04 Learn More
0.25% $500 4772.38 Learn More
0.25% $1,000 4769.59 Learn More
0.25% $500 4771.70 Learn More
0.25% $1,000 4800.43 Learn More
0.25% $1,000 4792.19 Learn More
0.25% $2,500 4781.12 Learn More
0.25% $1,000 4810.58 Learn More
0.25% $10,000 4756.67 Learn More
0.25% $500 4786.05 Learn More
0.25% $500 4777.17 Learn More
0.25% $2,500 4784.66 Learn More
0.25% $1,000 4770.86 Learn More
0.25% $1,000 4768.75 Learn More
0.20% $2,500 4758.70 Learn More
0.20% $5,000 4796.87 Learn More
0.20% $500 4746.11 Learn More
0.20% $500 4771.70 Learn More
0.20% $2,500 4792.55 Learn More
0.20% $1,000 4764.92 Learn More
0.20% $5,000 4757.67 Learn More
0.20% $10 4874.62 Learn More
0.20% $1,000 4811.63 Learn More
0.20% $1,000 4859.59 Learn More
0.20% $500 4759.17 Learn More
0.20% $2,500 4768.67 Learn More
0.20% $1,000 4769.62 Learn More
0.20% $10 4777.19 Learn More
0.20% $1 4756.59 Learn More
0.15% $500 4828.92 Learn More
0.15% $500 4733.01 Learn More
0.15% $1,000 4772.94 Learn More
0.15% $1 4769.55 Learn More
0.15% $500 4788.34 Learn More
0.15% $500 4859.58 Learn More
0.15% $1,000 4762.38 Learn More
0.15% $100,000 4767.27 Learn More
0.15% $500 4750.86 Learn More
0.15% $1 4774.05 Learn More
0.15% $1,000 4779.90 Learn More
0.15% $500 4770.33 Learn More
0.15% $1,000 4860.19 Learn More
0.15% $10 4863.42 Learn More
0.15% $500 4772.74 Learn More
0.10% $1,000 4772.91 Learn More
0.10% $1,000 4775.69 Learn More
0.10% $500 4836.52 Learn More
0.10% $10 4844.14 Learn More
0.10% $500 4767.27 Learn More
0.10% $10 4778.85 Learn More
0.10% $5,000 4773.44 Learn More
0.10% $500 4770.33 Learn More
0.10% $1,000 4764.04 Learn More
0.10% $10,000 4844.18 Learn More
0.10% $1,000 4767.42 Learn More
0.10% $500 4865.88 Learn More
0.10% $500 4792.27 Learn More
0.10% $1,000 4775.42 Learn More
0.10% $2,500 4733.68 Learn More
0.10% $1,000 4826.00 Learn More
0.08% $100,000 4823.52 Learn More
0.05% $200 4796.98 Learn More
0.05% $10,000 4771.14 Learn More
0.05% $2,500 4773.15 Learn More
0.05% $1,000 4833.91 Learn More
0.05% $500 4844.19 Learn More
0.05% $1,000 4793.19 Learn More
0.05% $10,000 4828.52 Learn More
0.05% $500 4786.31 Learn More
0.05% $1,000 4828.53 Learn More
0.05% $500 4754.02 Learn More
0.05% $2,500 4769.92 Learn More
0.03% $10,000 4772.95 Learn More
0.03% $1,000 4823.52 Learn More
0.01% $10,000 4764.04 Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

3 Month Branch Certificates of Deposit 2020

3 Month Certificates of Deposit offered by local banks are often the shortest term offered. Three month certificates of deposit rates underperform the returns on savings and money market accounts and have for some time. As a result, savers may find savings and money market accounts to offer a higher yield and more flexibility than a three year CD.

Any certificate of deposit will bear substantial penalties for early withdrawal, if it is even allowed. As a result of the penalty, depositors who might need to withdraw from short term CDs early will ordinary lose some of their principal. Under no circumstances should depositors open a 3 month CD if they think that there is any chance that they will need to access the money in less than 3 months.

While online banks often offer better rates on short term CDs, local banks are provide the convenience of walking into a branch to open a CD, deposit funds, or withdraw the CD when it matures. In addition, a CD is often an entree into a broader relationship with a financial institution which may become important if the depositor wishes to borrow money.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

SAVINGS & CD CALCULATOR

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