South Dakota

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Sturgis, South Dakota CD Rates – 3-Month 2020

Below are the best three-month CD Rates from banks in Sturgis, South Dakota . Three-month CD rates are generally the shortest term offered by banks and come with the lowest interest rates. You may want to consider opening a 3-month CD if they the rates are comparable to a savings and money market account, you don’t need the money for the time period, and you feel that savings rates will drop.

Sturgis, SD - August 8, 2020

CD National Average : 0.18% ?

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Banks APY MIN MILES ?
0.65% $10,000 5986.73 Learn More
0.50% $10,000 5929.48 Learn More
0.50% $100,000 5912.58 Learn More
0.50% $10,000 5921.71 Learn More
0.40% $10,000 5912.58 Learn More
0.40% $10,000 5970.15 Learn More
0.40% $100,000 6005.37 Learn More
0.35% $10,000 5898.66 Learn More
0.35% $10,000 5944.34 Learn More
0.35% $10,000 6261.63 Learn More
0.35% $10,000 5985.77 Learn More
0.30% $10,000 6177.34 Learn More
0.30% $500 6091.57 Learn More
0.30% $10,000 6005.37 Learn More
0.25% $10,000 6014.94 Learn More
0.25% $10,000 6030.75 Learn More
0.25% $10,000 5974.49 Learn More
0.25% $10,000 5940.22 Learn More
0.25% $10,000 5945.17 Learn More
0.25% $10,000 6208.95 Learn More
0.20% $1,000 6143.91 Learn More
0.20% $100,000 6049.61 Learn More
0.20% $1,000 6239.04 Learn More
0.20% $100,000 6154.62 Learn More
0.20% $10,000 6072.62 Learn More
0.20% $10,000 6102.45 Learn More
0.20% $500 6137.63 Learn More
0.15% $10,000 6000.07 Learn More
0.15% $10,000 0.00 Learn More
0.15% $10,000 6043.73 Learn More
0.15% $500 6162.27 Learn More
0.15% $10,000 5976.09 Learn More
0.15% $10,000 5987.32 Learn More
0.12% $10,000 6040.93 Learn More
0.12% $100,000 5956.04 Learn More
0.11% $10,000 5956.04 Learn More
0.10% $10,000 6047.35 Learn More
0.10% $100,000 6261.94 Learn More
0.10% $10,000 6043.66 Learn More
0.10% $10,000 5929.48 Learn More
0.10% $10,000 6127.27 Learn More
0.10% $10,000 6040.93 Learn More
0.10% $10,000 5930.38 Learn More
0.10% $10,000 6074.63 Learn More
0.10% $1,000 6154.62 Learn More
0.10% $10,000 5897.52 Learn More
0.10% $10,000 6201.24 Learn More
0.05% $10,000 6261.94 Learn More
0.05% $10,000 5929.60 Learn More
0.05% $10,000 6049.61 Learn More
0.05% $10,000 6213.31 Learn More
0.05% $10,000 6009.46 Learn More
0.05% $10,000 6327.59 Learn More
0.05% $10,000 5945.72 Learn More
0.05% $10,000 6092.32 Learn More
0.05% $10,000 6082.16 Learn More
0.03% $10,000 6143.21 Learn More
0.01% $500 6002.86 Learn More
All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

3 Month Branch Certificates of Deposit 2020

3 Month Certificates of Deposit offered by local banks are often the shortest term offered. Three month certificates of deposit rates underperform the returns on savings and money market accounts and have for some time. As a result, savers may find savings and money market accounts to offer a higher yield and more flexibility than a three year CD.

Any certificate of deposit will bear substantial penalties for early withdrawal, if it is even allowed. As a result of the penalty, depositors who might need to withdraw from short term CDs early will ordinary lose some of their principal. Under no circumstances should depositors open a 3 month CD if they think that there is any chance that they will need to access the money in less than 3 months.

While online banks often offer better rates on short term CDs, local banks are provide the convenience of walking into a branch to open a CD, deposit funds, or withdraw the CD when it matures. In addition, a CD is often an entree into a broader relationship with a financial institution which may become important if the depositor wishes to borrow money.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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