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Carrollton, Texas CD Rates – 3-Month

You are viewing rates from banks across Carrollton





Below are the best three-month CD Rates from banks in Carrollton, Texas . Three-month CD rates are generally the shortest term offered by banks and come with the lowest interest rates. You may want to consider opening a 3-month CD if they the rates are comparable to a savings and money market account, you don’t need the money for the time period, and you feel that savings rates will drop.

Carrollton, TX - August 1, 2025

CD National Average : 2.21% ?

Banks APY MIN MILES ?

Rate History: 3.00% → 5.20% → 4.80%

| Sep 19, 2019

No Specials are being offered. These rates are wrong. Read More

Rate History: 1.00% → 4.60% → 4.25%

| Aug 26, 2023

I have no issues with Bask Bank nor Texas Capital Bank. They provide good apy on savings and CD's, bank to keep funds secured so yes they do have strict security measures but if you don't like it than go ... Read More

3.95%

$1,000

12.11

Learn More

Rate History: 4.55% → 4.75% → 3.61% → 3.66%

| Aug 20, 2019

Very corrupt, disorganized company. Associated with Dovenmuehle and or the same company. Extremely poor ratings all over the internet. Should be sued and closed down. If I could give it -10 stars, that wo... Read More

Rate History: 1.00% → 4.07% → 3.71% → 3.51% → 3.35%

Rate History: 4.59% → 3.05%

Rate History: 1.00% → 3.03% → 3.00%

Rate History: 3.00% → 2.75% → 2.50%

| Nov 17, 2020

Is notarie services available today at a woodforest on wilkinson blvd Read More

Rate History: 1.00% → 2.32%

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

Rate History: 2.00% → 4.25% → 4.00% → 3.50% → 2.25%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 2.50% → 4.50% → 2.50% → 2.00% → 2.01%

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

1.20%

$1,000

9.62

Learn More

| Mar 28, 2022

Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Carrollton, TX - August 1, 2025


Branch Street City State
Simmons Bank
Arlington Matlock Branch
3641 Matlock Rd Arlington TX
Regions Bank
Keller Branch
521 Keller Parkway Keller TX
Texas Capital Bank
Midway Branch
14131 Midway Road, Suite 100 Addison TX
Harmony Bank
Ennis Branch
909 South Clay Street Ennis TX
NexBank
Preston Center Branch
6121 Luther Lane Dallas TX
Texas Bank
Frisco Branch
7700 Main Street Frisco TX
Zions Bank
North Irving Branch
8665 Cypress Waters Blvd. Irving TX
Southside Bank
Arlington Banking Center Branch
2831 West Park Row Arlington TX
Woodforest National Bank
0711 Keller Market Branch
2130 Rufe Snow Dr. Keller TX
First Financial Bank
Keller Branch
891 Keller Parkway, Suite 100 Keller TX
Finworth, a division of InsBank
Keller Branch
600 Keller Parkway Keller TX
JPMorgan Chase Bank, National Association
Rufe Snow Branch
6624 Watauga Road Watauga TX
Wells Fargo Bank, National Association
Iron Horse Branch
6700 Iron Horse Boulevard North Richland Hills TX
Bank of Whittier, National Association
Richardson Branch
1431 East Spring Valley Road Richardson TX
Citibank, National Association
Las Colinas Employee Financial Cente Branch
6460 Colinas Boulevard Irving TX
U.S. Bank National Association
Dallas Parkway Branch
14241 Dallas Parkway Dallas TX


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PRODUCT INFORMATION

3 Month Branch Certificates of Deposit 2025

3 Month Certificates of Deposit offered by local banks are often the shortest term offered. Three month certificates of deposit rates underperform the returns on savings and money market accounts and have for some time. As a result, savers may find savings and money market accounts to offer a higher yield and more flexibility than a three year CD.

Any certificate of deposit will bear substantial penalties for early withdrawal, if it is even allowed. As a result of the penalty, depositors who might need to withdraw from short term CDs early will ordinary lose some of their principal. Under no circumstances should depositors open a 3 month CD if they think that there is any chance that they will need to access the money in less than 3 months.

While online banks often offer better rates on short term CDs, local banks are provide the convenience of walking into a branch to open a CD, deposit funds, or withdraw the CD when it matures. In addition, a CD is often an entree into a broader relationship with a financial institution which may become important if the depositor wishes to borrow money.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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