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You are viewing rates from banks across Mesquite
Below are the best three-month CD Rates from banks in Mesquite, Texas . Three-month CD rates are generally the shortest term offered by banks and come with the lowest interest rates. You may want to consider opening a 3-month CD if they the rates are comparable to a savings and money market account, you don’t need the money for the time period, and you feel that savings rates will drop.
Mesquite, TX - August 1, 2025
CD National Average : 2.21% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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4.80% |
$5,000 |
19.23 |
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Rate History: 3.00% → 5.20% → 4.80% |
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mam | Sep 19, 2019 No Specials are being offered. These rates are wrong. Read More |
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4.50% |
$500 |
20.79 |
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4.25% |
$1,000 |
17.23 |
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Rate History: 1.00% → 4.60% → 4.25% |
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6CellBattery | Aug 26, 2023 I have no issues with Bask Bank nor Texas Capital Bank. They provide good apy on savings and CD's, bank to keep funds secured so yes they do have strict security measures but if you don't like it than go ... Read More |
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3.95% |
$1,000 |
13.21 |
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3.66% |
$25,000 |
12.43 |
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Rate History: 4.55% → 4.75% → 3.61% → 3.66% |
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Ange | Aug 20, 2019 Very corrupt, disorganized company. Associated with Dovenmuehle and or the same company. Extremely poor ratings all over the internet. Should be sued and closed down. If I could give it -10 stars, that wo... Read More |
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3.05% |
$1,000 |
17.53 |
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Rate History: 4.59% → 3.05% |
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3.00% |
$100,000 |
7.46 |
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Rate History: 1.00% → 3.03% → 3.00% |
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2.50% |
$500 |
21.36 |
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Rate History: 3.00% → 2.75% → 2.50% |
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Jabbroadway42 | Nov 17, 2020 Is notarie services available today at a woodforest on wilkinson blvd Read More |
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2.01% |
$25,000 |
21.46 |
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Rate History: 2.50% → 4.50% → 2.50% → 2.00% → 2.01% |
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Thy King | Feb 6, 2023 after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More |
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1.20% |
$1,000 |
13.67 |
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0.20% |
$1,000 |
- |
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wertlkgt | Mar 28, 2022 Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I ... Read More |
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0.05% |
$0 |
19.60 |
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Azoic | Feb 25, 2022 I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More |
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0.05% |
$500 |
16.57 |
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Ugg | Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More |
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| Branch | Street | City | State |
|---|---|---|---|
|
Simmons Bank Dallas Luna Branch |
1603 Lbj Freeway | Farmers Branch | TX |
|
Regions Bank Las Colinas Branch |
7405 Las Colinas Boulevard | Irving | TX |
|
Texas Capital Bank Midway Branch |
14131 Midway Road, Suite 100 | Addison | TX |
|
Harmony Bank Ennis Branch |
909 South Clay Street | Ennis | TX |
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NexBank Preston Center Branch |
6121 Luther Lane | Dallas | TX |
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Zions Bank Addison Branch |
4650 Belt Line Rd. | Addison | TX |
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Southside Bank Forney Branch |
413 North Mcgraw | Forney | TX |
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Woodforest National Bank 0724 Cedar Hill Wal-Mart Branch |
621 Uptown Blvd. | Cedar Hill | TX |
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Wells Fargo Bank, National Association Irving Macarthur Branch |
1050 Market Place Boulevard | Irving | TX |
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Bank of Whittier, National Association Richardson Branch |
1431 East Spring Valley Road | Richardson | TX |
|
Citibank, National Association Las Colinas Employee Financial Cente Branch |
6460 Colinas Boulevard | Irving | TX |
|
U.S. Bank National Association Dallas Parkway Branch |
14241 Dallas Parkway | Dallas | TX |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
3 Month Certificates of Deposit offered by local banks are often the shortest term offered. Three month certificates of deposit rates underperform the returns on savings and money market accounts and have for some time. As a result, savers may find savings and money market accounts to offer a higher yield and more flexibility than a three year CD.
Any certificate of deposit will bear substantial penalties for early withdrawal, if it is even allowed. As a result of the penalty, depositors who might need to withdraw from short term CDs early will ordinary lose some of their principal. Under no circumstances should depositors open a 3 month CD if they think that there is any chance that they will need to access the money in less than 3 months.
While online banks often offer better rates on short term CDs, local banks are provide the convenience of walking into a branch to open a CD, deposit funds, or withdraw the CD when it matures. In addition, a CD is often an entree into a broader relationship with a financial institution which may become important if the depositor wishes to borrow money.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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