Compare Savings vs. CDs
Comparison of Deposit Account from 1ST UNITED SERVICES with 0.30%
- September 2026
Long-Term Analysis of 1ST UNITED SERVICES with 0.30% APY and FVCbank with 0.30% APY and OLD HICKORY with 0.04% APY and STATE EMPLOYEES' with 2.05% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.30%-$50,0006 MonthCredit Union0.74x (National Avg. - 0.40%)$100,000SCENARIO
Year Rate
0.30%Annual
InterestAnnual Interest
(After Tax)1 50,000 150 105 2 50,150 150 105 3 50,300 151 106 4 50,451 151 106 5 50,603 152 106 6 50,755 152 107 7 50,907 153 107 8 51,059 153 107 9 51,213 154 108 10 51,366 154 108 11 51,520 155 108 12 51,675 155 109 13 51,830 155 109 14 51,985 156 109 15 52,141 156 109 16 52,298 157 110 17 52,455 157 110 18 52,612 158 110 19 52,770 158 111 20 52,928 159 111 TOTAL $3,087 $2,161 - 2LOCAL SAVINGS0.30%-$50,000N.A.Bank1.28x (National Avg. - 0.23%)$2,500SCENARIO
Year Rate
0.30%Annual
InterestAnnual Interest
(After Tax)1 50,000 150 105 2 50,150 150 105 3 50,300 151 106 4 50,451 151 106 5 50,603 152 106 6 50,755 152 107 7 50,907 153 107 8 51,059 153 107 9 51,213 154 108 10 51,366 154 108 11 51,520 155 108 12 51,675 155 109 13 51,830 155 109 14 51,985 156 109 15 52,141 156 109 16 52,298 157 110 17 52,455 157 110 18 52,612 158 110 19 52,770 158 111 20 52,928 159 111 TOTAL $3,087 $2,161 - 3LOCAL MONEY MARKET0.04%-$50,000N.A.Credit Union0.17x (National Avg. - 0.23%)$2,500SCENARIO
Year Rate
0.04%Annual
InterestAnnual Interest
(After Tax)1 50,000 20 14 2 50,020 20 14 3 50,040 20 14 4 50,060 20 14 5 50,080 20 14 6 50,100 20 14 7 50,120 20 14 8 50,140 20 14 9 50,160 20 14 10 50,180 20 14 11 50,200 20 14 12 50,220 20 14 13 50,241 20 14 14 50,261 20 14 15 50,281 20 14 16 50,301 20 14 17 50,321 20 14 18 50,341 20 14 19 50,361 20 14 20 50,381 20 14 TOTAL $402 $281 - 4LOCAL MONEY MARKET2.05%-$50,000N.A.Credit Union8.76x (National Avg. - 0.23%)$250SCENARIO
Year Rate
2.05%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,025 718 2 51,025 1,046 732 3 52,071 1,067 747 4 53,138 1,089 763 5 54,228 1,112 778 6 55,339 1,134 794 7 56,474 1,158 810 8 57,632 1,181 827 9 58,813 1,206 844 10 60,019 1,230 861 11 61,249 1,256 879 12 62,505 1,281 897 13 63,786 1,308 915 14 65,094 1,334 934 15 66,428 1,362 953 16 67,790 1,390 973 17 69,180 1,418 993 18 70,598 1,447 1,013 19 72,045 1,477 1,034 20 73,522 1,507 1,055 TOTAL $25,029 $17,520
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
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4.35% | $100,000 |
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$10,000 |
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4.50% |
$10,000 |
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Last change: ↑1.20% on August 6. |
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