1ST UNITED SERVICES

P.O. Box 11746
Pleasanton, CA 94588

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 63958
Date Established 1932
Assets $1,079.92 million
Loans $865.87 million
Deposits $967.07 million
Capital $109.40 million

1st United Services is an NCUA insured institution located in Pleasanton, CA. It was founded in 1932 and has approximately $1079.92 millions in assets.

Who can join?

Membership is available to:

Anyone who lives, regularly works, or attends school in Alameda or Contra Costa Counties California, as well as any immediate family member of a current primary member.

Field of Membership Restrictions

Membership in 1St United Services Credit Union is open to those who live, attend school or work in Alameda, Contra Costa, San Joaquin, Solano, Stanislaus, or Kings Counties in California.

Deposit Rates - September 15, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.25% $1,000 $9,999 Learn MoreShow Less
Money Market
0.35% $10,000 $24,999 Learn MoreShow Less
Money Market
0.40% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
2.00% $250 $24,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.00% $250 - Learn MoreShow Less
12 Mo CD
2.00% $250 - Learn MoreShow Less
24 Mo CD
2.20% $250 - Learn MoreShow Less
36 Mo CD
2.30% $250 - Learn MoreShow Less
48 Mo CD
2.20% $250 - Learn MoreShow Less
60 Mo CD
2.20% $250 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1,000 $24,999 Learn MoreShow Less

Loan Rates - September 15, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for 1ST UNITED SERVICES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.751% 3.750% 0.00 $25 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to 1ST UNITED SERVICES
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are 1st United Services branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


1st United Services Locations


Financial Details

1st United Services Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of 1st United Services. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
1st United Services U.S. Average
5.83% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, 1st United Services had $6,243,355 in non-current loans and $338,444 in owned assets. To cover these potential losses it had $109,395,937 in net worth and $3,441,865 in loans loss reserves. That gives it a Texas Ratio of 5.83%.

Net Worth
1st United Services U.S. Average
10.12% 13.47%

1st United Services FCU has a net worth of 10.12% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About 1st United Services

Branches and Savings

What is 1st United Services?

A federal credit union, registered with the NCUA under certificate #63958.
Learn more about credit unions here.

Is 1st United Services FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join 1st United Services?

Please see Field of Membership information above for information on who is eligible to join.

What are 1st United Services's share account and share certificate rates?

1st United Services's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is 1st United Services?

1st United Services has total capital of $109.40 million. Full information on 1st United Services's financial position is located above.

Who owns 1st United Services?

Credit Unions are owned by their members.

Where are 1st United Services branches located?

See branch locations nearby.

Are 1st United Services ATMs Open 24/7?

Do 1st United Services ATMs accept cash deposits?

Can 1st United Services customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does 1st United Services have a mobile app?

Does 1st United Services have mobile deposit?

Does 1st United Services have quick pay?

How can 1st United Services transfer money to other banks or credit unions?

Does 1st United Services report to credit bureaus?

Does 1st United Services use Chexsystems?

Does 1st United Services use Equifax?

What is 1st United Services's toll free phone number?

What is 1st United Services's ACH Routing Number?

What is 1st United Services's SWIFT code?

Where can I find 1st United Services's wire transfer form?

What is the 1st United Services address for deposits?

What Products Does 1st United Services Offer

Does 1st United Services offer mortgages?

Compare mortgage rates here.

Does 1st United Services offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does 1st United Services offer auto and RV loans?

Compare auto loan rates here.

Does 1st United Services offer student loans or personal loans?

Compare personal loan rates here.

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