PO Box 140478
Nashville, TN 37214
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.40% →
1-Year CD 0.20% 1.15% →
2-Year CD 0.30% 1.26% →
5-Year CD 0.45% 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Old Hickory is an NCUA insured institution located in Nashville, TN. It was founded in 1934 and has approximately $241.67 millions in assets.

Who can join?

To qualify for membership with Old Hickory Credit Union, you must currently be employed by any of our Select Employee Groups or you may live or work in the counties of Davidson, Sumner, Robertson, or Wilson or in the communities of Smyrna and Lavergne. Membership may also be obtained by anyone related to a current member by blood or marriage.

NCUA Insured Yes
Charter Number # # 67982
Date Established 1934
Assets $241.67 million
Loans $165.48 million
Deposits $216.35 million
Capital $23.61 million

Field of Membership Restrictions

Membership is open to those who live, worship or work in Wilson, Davidson, Sumner, or Robertson counties or in the communities of La Vergne or Smyrna in Tennessee.

Deposit Rates - July 12, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $1 $15,000 Learn More
Money Market
0.10% $1 $50,000 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $500 - Learn More
12 Mo CD
0.20% $500 - Learn More
18 Mo CD
0.25% $500 - Learn More
24 Mo CD
0.30% $500 - Learn More
36 Mo CD
0.35% $500 - Learn More
48 Mo CD
0.40% $500 - Learn More
60 Mo CD
0.45% $500 - Learn More
Variable IRA Rates APY MIN MAX
0.10% $100 - Learn MoreShow Less
Fixed IRA
0.20% $500 - Learn MoreShow Less
Checking Rates APY MIN FEE
Premier Dividend Checking 0.75% $0 $0.00 Learn MoreShow Less

Loan Rates - July 12, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for OLD HICKORY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.950% 2.875% 1.00 $2,438 $1,038 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Old Hickory branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Old Hickory Locations

Financial Details

Old Hickory Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Old Hickory. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Old Hickory U.S. Average
6.90% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Old Hickory had $1,785,534 in non-current loans and $33,690 in owned assets. To cover these potential losses it had $23,611,678 in net worth and $2,753,895 in loans loss reserves. That gives it a Texas Ratio of 6.90%.

Net Worth
Old Hickory U.S. Average
9.77% 13.61%

Old Hickory FCU has a net worth of 9.77% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Old Hickory

Branches and Savings

What is Old Hickory?

A federal credit union, registered with the NCUA under certificate #67982.
Learn more about credit unions here.

Is Old Hickory FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Old Hickory?

Please see Field of Membership information above for information on who is eligible to join.

What are Old Hickory's share account and share certificate rates?

Old Hickory's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Old Hickory?

Old Hickory has total capital of $23.61 million. Full information on Old Hickory's financial position is located above.

Who owns Old Hickory?

Credit Unions are owned by their members.

Where are Old Hickory branches located?

See branch locations nearby.

Are Old Hickory ATMs Open 24/7?

Do Old Hickory ATMs accept cash deposits?

Can Old Hickory customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Old Hickory have a mobile app?

Does Old Hickory have mobile deposit?

Does Old Hickory have quick pay?

How can Old Hickory transfer money to other banks or credit unions?

Does Old Hickory report to credit bureaus?

Does Old Hickory use Chexsystems?

Does Old Hickory use Equifax?

What is Old Hickory's toll free phone number?

What is Old Hickory's ACH Routing Number?

What is Old Hickory's SWIFT code?

Where can I find Old Hickory's wire transfer form?

What is the Old Hickory address for deposits?

What Products Does Old Hickory Offer

Does Old Hickory offer mortgages?

Compare mortgage rates here.

Does Old Hickory offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Old Hickory offer auto and RV loans?

Compare auto loan rates here.

Does Old Hickory offer student loans or personal loans?

Compare personal loan rates here.

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