2024 Overview
General Credit Union Information
Old Hickory is an NCUA insured institution located in Nashville, TN. It was founded in 1934 and has approximately $326.83 millions in assets.
Who can join?
To qualify for membership with Old Hickory Credit Union, you must currently be employed by any of our Select Employee Groups or you may live or work in the counties of Davidson, Sumner, Robertson, or Wilson or in the communities of Smyrna and Lavergne. Membership may also be obtained by anyone related to a current member by blood or marriage.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 67982 |
| Date Established | 1934 |
| Assets | $326.83 million |
| Loans | $253.46 million |
| Deposits | $294.47 million |
| Capital | $30.34 million |
Field of Membership Restrictions
Membership is open to those who live, worship or work in Wilson, Davidson, Sumner, or Robertson counties or in the communities of La Vergne or Smyrna in Tennessee.
Deposit Rates - April 18, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.02% | $2,500 | $4,999 |
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|
|
Money Market
|
0.04% | $2,500 | $2,999 |
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|
|
Money Market
|
0.04% | $10,000 | $14,999 |
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|
|
Money Market
|
0.04% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.10% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.10% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.10% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.10% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.15% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.15% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.15% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.15% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.20% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| Checking Rates | APY | MIN | FEE | |
|---|---|---|---|---|
| Free Kasasa Cash Checking | 4.50% | $0 | $0.00 | Learn More |
Loan Rates - April 18, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Old Hickory
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: 3030 |
7.350% | 7.250% | 1.00 | $3,200 | $2,183 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: 1907 |
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NMLS ID: 491986 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
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More Info |
Note to Old Hickory
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Branches
Below are Old Hickory branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
OLD HICKORY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Old Hickory Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Old Hickory. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Old Hickory | U.S. Average |
|---|---|
| 14.88% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Old Hickory had $3,887,673 in non-current loans and $952,977 in owned assets. To cover these potential losses it had $30,339,992 in net worth and $2,188,437 in loans loss reserves. That gives it a Texas Ratio of 14.88%.
Net Worth
| Old Hickory | U.S. Average |
|---|---|
| 9.26% | 13.62% |
Old Hickory FCU has a net worth of 9.26% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Old Hickory
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