Old Hickory Credit Union

Headquarters

Po Box 140478
Nashville, TN 37214
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.02% 1.02% →
1-Year CD 0.10% 1.45% →
2-Year CD 0.15% 2.86% →
5-Year CD 0.30% 3.21% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Old Hickory is an NCUA insured institution located in Nashville, TN. It was founded in 1934 and has approximately $312.67 millions in assets.

Who can join?

To qualify for membership with Old Hickory Credit Union, you must currently be employed by any of our Select Employee Groups or you may live or work in the counties of Davidson, Sumner, Robertson, or Wilson or in the communities of Smyrna and Lavergne. Membership may also be obtained by anyone related to a current member by blood or marriage.

NCUA Insured Yes / State-Chartered
Charter Number # # 67982
Date Established 1934
Assets $312.67 million
Loans $196.39 million
Deposits $284.85 million
Capital $26.26 million
 

Field of Membership Restrictions

Membership is open to those who live, worship or work in Wilson, Davidson, Sumner, or Robertson counties or in the communities of La Vergne or Smyrna in Tennessee.

Deposit Rates - May 22, 2022

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.02% $2,500 $4,999 Learn More
Money Market
0.04% $2,500 $2,999 Learn More
Money Market
0.04% $10,000 $14,999 Learn More
Money Market
0.04% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.10% $10,000 $14,999 Learn More
6 Mo CD
0.10% $100,000 $199,999 Learn More
12 Mo CD
0.10% $10,000 $14,999 Learn More
12 Mo CD
0.10% $100,000 $199,999 Learn More
18 Mo CD
0.15% $10,000 $14,999 Learn More
18 Mo CD
0.15% $100,000 $199,999 Learn More
24 Mo CD
0.15% $10,000 $14,999 Learn More
24 Mo CD
0.15% $100,000 $199,999 Learn More
36 Mo CD
0.20% $10,000 $14,999 Learn More
36 Mo CD
0.20% $100,000 $199,999 Learn More
48 Mo CD
0.25% $10,000 $14,999 Learn More
48 Mo CD
0.25% $100,000 $199,999 Learn More
60 Mo CD
0.30% $10,000 $14,999 Learn More
60 Mo CD
0.30% $100,000 $199,999 Learn More
Checking Rates APY MIN FEE
Premier Dividend Checking 0.30% $0 $0.00 Learn MoreShow Less

Loan Rates - May 22, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for OLD HICKORY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
5.990% 5.875% 0.75 $3,125 $1,479 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
3.490 %
After Intro: 4.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to OLD HICKORY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Old Hickory branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Old Hickory Locations



Climate Initiatives

OLD HICKORY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Old Hickory Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Old Hickory. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Old Hickory U.S. Average
7.04% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Old Hickory had $1,870,326 in non-current loans and $155,614 in owned assets. To cover these potential losses it had $26,257,262 in net worth and $2,514,658 in loans loss reserves. That gives it a Texas Ratio of 7.04%.

Net Worth
Old Hickory U.S. Average
8.39% 12.36%

Old Hickory FCU has a net worth of 8.39% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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