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Comparison of Deposit Account from ALLEGACY with 1.50% - June 2025

Long-Term Analysis of TECHNOLOGY with 3.65% APY and METROWEST COMMUNITY with 1.22% APY and ALLEGACY with 1.50% APY and MISSION with 2.05% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

TECHNOLOGY

3.65%

$50,000

60 Month

Credit Union

3.97x (National Avg. - 0.92%)

$95,000

SCENARIO

Year	Rate 3.65%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,825	1,278
2	51,825	1,892	1,324
3	53,717	1,961	1,372
4	55,677	2,032	1,423
5	57,709	2,106	1,474
6	59,816	2,183	1,528
7	61,999	2,263	1,584
8	64,262	2,346	1,642
9	66,608	2,431	1,702
10	69,039	2,520	1,764
11	71,559	2,612	1,828
12	74,171	2,707	1,895
13	76,878	2,806	1,964
14	79,684	2,908	2,036
15	82,592	3,015	2,110
16	85,607	3,125	2,187
17	88,732	3,239	2,267
18	91,970	3,357	2,350
19	95,327	3,479	2,436
20	98,807	3,606	2,525
	TOTAL	$52,413	$36,689

LOCAL CD

METROWEST COMMUNITY

1.22%

$50,000

36 Month

Credit Union

1.62x (National Avg. - 0.75%)

$10,000

SCENARIO

Year	Rate 1.22%	Annual Interest	Annual Interest (After Tax)
1	50,000	610	427
2	50,610	617	432
3	51,227	625	437
4	51,852	633	443
5	52,485	640	448
6	53,125	648	454
7	53,773	656	459
8	54,429	664	465
9	55,094	672	470
10	55,766	680	476
11	56,446	689	482
12	57,135	697	488
13	57,832	706	494
14	58,537	714	500
15	59,251	723	506
16	59,974	732	512
17	60,706	741	518
18	61,447	750	525
19	62,196	759	531
20	62,955	768	538
	TOTAL	$13,723	$9,606

LOCAL MONEY MARKET

ALLEGACY

1.50%

$50,000

N.A.

Credit Union

1.99x (National Avg. - 0.75%)

$2,500

SCENARIO

Year	Rate 1.50%	Annual Interest	Annual Interest (After Tax)
1	50,000	750	525
2	50,750	761	533
3	51,511	773	541
4	52,284	784	549
5	53,068	796	557
6	53,864	808	566
7	54,672	820	574
8	55,492	832	583
9	56,325	845	591
10	57,169	858	600
11	58,027	870	609
12	58,897	883	618
13	59,781	897	628
14	60,678	910	637
15	61,588	924	647
16	62,512	938	656
17	63,449	952	666
18	64,401	966	676
19	65,367	981	686
20	66,348	995	697
	TOTAL	$17,343	$12,140

LOCAL CD

MISSION

2.05%

$50,000

60 Month

Credit Union

2.23x (National Avg. - 0.92%)

$100,000

SCENARIO

Year	Rate 2.05%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,025	718
2	51,025	1,046	732
3	52,071	1,067	747
4	53,138	1,089	763
5	54,228	1,112	778
6	55,339	1,134	794
7	56,474	1,158	810
8	57,632	1,181	827
9	58,813	1,206	844
10	60,019	1,230	861
11	61,249	1,256	879
12	62,505	1,281	897
13	63,786	1,308	915
14	65,094	1,334	934
15	66,428	1,362	953
16	67,790	1,390	973
17	69,180	1,418	993
18	70,598	1,447	1,013
19	72,045	1,477	1,034
20	73,522	1,507	1,055
	TOTAL	$25,029	$17,520

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
First Internet Bank of Indiana	4.49%	$1,000	Learn More
Last change: ↑0.34% on May 27. Warning: Early Withdrawal Penalty is 180 days interest.
Finworth, a division of InsBank	4.46%	$50,000	Learn More
Last change: ↑0.26% on April 9. Early Withdrawal Penalty is 6 months interest.

Compare Savings vs. CDs Comparison of Deposit Account from ALLEGACY with 1.50% - June 2025

Long-Term Analysis of TECHNOLOGY with 3.65% APY and METROWEST COMMUNITY with 1.22% APY and ALLEGACY with 1.50% APY and MISSION with 2.05% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from ALLEGACY with 1.50% - June 2025