Compare Savings vs. CDs
Comparison of Deposit Account from ALTRA with 0.55%
- September 2026
Long-Term Analysis of ALTRA with 0.55% APY and TOMAH AREA with 0.80% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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- 1LOCAL CD0.55%-$50,00024 MonthCredit Union0.83x (National Avg. - 0.66%)$10,000SCENARIO
Year Rate
0.55%Annual
InterestAnnual Interest
(After Tax)1 50,000 275 193 2 50,275 277 194 3 50,552 278 195 4 50,830 280 196 5 51,109 281 197 6 51,390 283 198 7 51,673 284 199 8 51,957 286 200 9 52,243 287 201 10 52,530 289 202 11 52,819 291 203 12 53,110 292 204 13 53,402 294 206 14 53,695 295 207 15 53,991 297 208 16 54,288 299 209 17 54,586 300 210 18 54,886 302 211 19 55,188 304 212 20 55,492 305 214 TOTAL $5,797 $4,058 - 2LOCAL CD0.80%-$50,00012 MonthCredit Union1.46x (National Avg. - 0.55%)$100SCENARIO
Year Rate
0.80%Annual
InterestAnnual Interest
(After Tax)1 50,000 401 281 2 50,401 404 283 3 50,805 407 285 4 51,213 411 288 5 51,623 414 290 6 52,037 417 292 7 52,455 421 294 8 52,875 424 297 9 53,300 427 299 10 53,727 431 302 11 54,158 434 304 12 54,592 438 306 13 55,030 441 309 14 55,471 445 311 15 55,916 448 314 16 56,365 452 316 17 56,817 456 319 18 57,272 459 322 19 57,732 463 324 20 58,195 467 327 TOTAL $8,661 $6,063
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.65% |
$1,000 |
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Last change: ↑0.35% on September 25. |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
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Last change: ↑0.43% on April 27. |
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4.50% |
$2,500 |
Learn More | |
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Last change: ↑0.10% on September 25. |
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