400 Monroe Ave
Memphis, TN 38103
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.01% 1.62% →
1-Year CD 0.38% 1.55% →
2-Year CD 0.53% 1.45% →
5-Year CD 1.07% 1.66% →
30-Year Mortgage N.A. 3.08% →
15-Year Mortgage N.A. 2.65% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Orion is an NCUA insured institution located in Memphis, TN. It was founded in 1957 and has approximately $946.6 millions in assets.

NCUA Insured Yes
Charter Number # # 24831
Date Established 1957
Assets $946.60 million
Loans $723.11 million
Deposits $818.42 million
Capital $103.33 million

Field of Membership Restrictions

Membership in Orion Federal Credit Union is open to residents of Shelby, Tipton, and Fayette Counties in Tennessee; Desoto and Marshall Counties in Mississippi; and Crittendon and Mississippi Counties in Arkansas.

Deposit Rates - May 29, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.01% $25 - Learn More
Money Market
0.01% $1 $9,999 Learn More
Money Market
0.05% $10,000 $24,999 Learn More
Money Market
0.10% $25,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $500 - Learn More
12 Mo CD
0.38% $500 - Learn More
24 Mo CD
0.53% $500 - Learn More
36 Mo CD
0.64% $500 - Learn More
48 Mo CD
1.02% $500 - Learn More
60 Mo CD
1.07% $500 - Learn More
Variable IRA Rates APY MIN MAX
0.01% $500 - Learn MoreShow Less
Fixed IRA
0.38% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $1 - Learn MoreShow Less

Loan Rates - May 29, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ORION

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.952% 2.875% 1.00 $2,485 $1,038 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.114% 3.990% 1.00 $3,750 $1,193 Learn More
Rocket Mortgage
NMLS ID: 3030
3.998% 3.875% 1.00 $3,750 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

Note to ORION
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Below are Orion branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Orion Locations

Financial Details

Orion Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Orion. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Orion U.S. Average
6.73% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Orion had $6,727,777 in non-current loans and $524,784 in owned assets. To cover these potential losses it had $103,332,877 in net worth and $4,430,342 in loans loss reserves. That gives it a Texas Ratio of 6.73%.

Net Worth
Orion U.S. Average
10.91% 13.86%

Orion FCU has a net worth of 10.91% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Orion

Branches and Savings

What is Orion?

A federal credit union, registered with the NCUA under certificate #24831.
Learn more about credit unions here.

Is Orion FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Orion?

Please see Field of Membership information above for information on who is eligible to join.

What are Orion's share account and share certificate rates?

Orion's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Orion?

Orion has total capital of $103.33 million. Full information on Orion's financial position is located above.

Who owns Orion?

Credit Unions are owned by their members.

Where are Orion branches located?

See branch locations nearby.

Are Orion ATMs Open 24/7?

Do Orion ATMs accept cash deposits?

Can Orion customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Orion have a mobile app?

Does Orion have mobile deposit?

Does Orion have quick pay?

How can Orion transfer money to other banks or credit unions?

Does Orion report to credit bureaus?

Does Orion use Chexsystems?

Does Orion use Equifax?

What is Orion's toll free phone number?

What is Orion's ACH Routing Number?

What is Orion's SWIFT code?

Where can I find Orion's wire transfer form?

What is the Orion address for deposits?

What Products Does Orion Offer

Does Orion offer mortgages?

Compare mortgage rates here.

Does Orion offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Orion offer auto and RV loans?

Compare auto loan rates here.

Does Orion offer student loans or personal loans?

Compare personal loan rates here.

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