This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.57% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 285 | 200 |
| 2 | 50,285 | 287 | 201 |
| 3 | 50,572 | 288 | 202 |
| 4 | 50,860 | 290 | 203 |
| 5 | 51,150 | 292 | 204 |
| 6 | 51,441 | 293 | 205 |
| 7 | 51,735 | 295 | 206 |
| 8 | 52,029 | 297 | 208 |
| 9 | 52,326 | 298 | 209 |
| 10 | 52,624 | 300 | 210 |
| 11 | 52,924 | 302 | 211 |
| 12 | 53,226 | 303 | 212 |
| 13 | 53,529 | 305 | 214 |
| 14 | 53,834 | 307 | 215 |
| 15 | 54,141 | 309 | 216 |
| 16 | 54,450 | 310 | 217 |
| 17 | 54,760 | 312 | 218 |
| 18 | 55,072 | 314 | 220 |
| 19 | 55,386 | 316 | 221 |
| 20 | 55,702 | 318 | 222 |
| TOTAL | $6,019 | $4,214 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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