PO BOX 6828
Oak Ridge, TN 37831
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.01% 1.40% →
1-Year CD 0.50% 1.15% →
2-Year CD 0.75% 1.26% →
5-Year CD N.A. 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Tennessee Members 1st is an NCUA insured institution located in Oak Ridge, TN. It was founded in 1946 and has approximately $82.98 millions in assets.

NCUA Insured Yes
Charter Number # # 5318
Date Established 1946
Assets $82.98 million
Loans $40.14 million
Deposits $72.97 million
Capital $9.80 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Anderson, Knox or Roane Counties.

Deposit Rates - July 7, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.01% $1 - Learn More
Money Market
0.10% $2,500 $24,999 Learn More
Money Market
0.15% $25,000 $49,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $1,000 - Learn More
12 Mo CD
0.50% $1,000 - Learn More
18 Mo CD
0.60% $1,000 - Learn More
24 Mo CD
0.75% $1,000 - Learn More
36 Mo CD
1.00% $1,000 - Learn More
Variable IRA Rates APY MIN MAX
0.25% $50 - Learn MoreShow Less
Fixed IRA
0.50% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $500 - Learn MoreShow Less

Loan Rates - July 7, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for TENNESSEE MEMBERS 1ST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
3.039% 3.000% 0.50 $1,250 $1,055 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

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Below are Tennessee Members 1st branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Tennessee Members 1st Locations

Financial Details

Tennessee Members 1st Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Tennessee Members 1st. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Tennessee Members 1st U.S. Average
9.43% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Tennessee Members 1st had $880,646 in non-current loans and $60,000 in owned assets. To cover these potential losses it had $9,804,317 in net worth and $170,509 in loans loss reserves. That gives it a Texas Ratio of 9.43%.

Net Worth
Tennessee Members 1st U.S. Average
11.81% 13.86%

Tennessee Members 1st FCU has a net worth of 11.81% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Tennessee Members 1st

Branches and Savings

What is Tennessee Members 1st?

A federal credit union, registered with the NCUA under certificate #5318.
Learn more about credit unions here.

Is Tennessee Members 1st FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Tennessee Members 1st?

Please see Field of Membership information above for information on who is eligible to join.

What are Tennessee Members 1st's share account and share certificate rates?

Tennessee Members 1st's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Tennessee Members 1st?

Tennessee Members 1st has total capital of $9.80 million. Full information on Tennessee Members 1st's financial position is located above.

Who owns Tennessee Members 1st?

Credit Unions are owned by their members.

Where are Tennessee Members 1st branches located?

See branch locations nearby.

Are Tennessee Members 1st ATMs Open 24/7?

Do Tennessee Members 1st ATMs accept cash deposits?

Can Tennessee Members 1st customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Tennessee Members 1st have a mobile app?

Does Tennessee Members 1st have mobile deposit?

Does Tennessee Members 1st have quick pay?

How can Tennessee Members 1st transfer money to other banks or credit unions?

Does Tennessee Members 1st report to credit bureaus?

Does Tennessee Members 1st use Chexsystems?

Does Tennessee Members 1st use Equifax?

What is Tennessee Members 1st's toll free phone number?

What is Tennessee Members 1st's ACH Routing Number?

What is Tennessee Members 1st's SWIFT code?

Where can I find Tennessee Members 1st's wire transfer form?

What is the Tennessee Members 1st address for deposits?

What Products Does Tennessee Members 1st Offer

Does Tennessee Members 1st offer mortgages?

Compare mortgage rates here.

Does Tennessee Members 1st offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Tennessee Members 1st offer auto and RV loans?

Compare auto loan rates here.

Does Tennessee Members 1st offer student loans or personal loans?

Compare personal loan rates here.

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