Compare Savings vs. CDs
Comparison of Deposit Account from ARIZONA CENTRAL with 0.90%
- October 2026
Long-Term Analysis of BEACH MUNICIPAL with 0.83% APY and ARIZONA CENTRAL with 0.90% APY and Wallis Bank with 0.40% APY and MINNEQUA WORKS with 3.24% APY and MARINE with 0.40% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.83%-$50,00018 MonthCredit Union1.43x (National Avg. - 0.58%)$10,000SCENARIO
Year Rate
0.83%Annual
InterestAnnual Interest
(After Tax)1 50,000 415 291 2 50,415 418 293 3 50,833 422 295 4 51,255 425 298 5 51,681 429 300 6 52,110 433 303 7 52,542 436 305 8 52,978 440 308 9 53,418 443 310 10 53,861 447 313 11 54,308 451 316 12 54,759 455 318 13 55,214 458 321 14 55,672 462 323 15 56,134 466 326 16 56,600 470 329 17 57,070 474 332 18 57,543 478 334 19 58,021 482 337 20 58,503 486 340 TOTAL $8,988 $6,292 - 2LOCAL CD0.90%-$50,00018 MonthCredit Union1.55x (National Avg. - 0.58%)$100,000SCENARIO
Year Rate
0.90%Annual
InterestAnnual Interest
(After Tax)1 50,000 450 315 2 50,450 454 318 3 50,904 458 321 4 51,362 462 324 5 51,824 466 326 6 52,291 471 329 7 52,761 475 332 8 53,236 479 335 9 53,715 483 338 10 54,199 488 341 11 54,687 492 345 12 55,179 497 348 13 55,675 501 351 14 56,177 506 354 15 56,682 510 357 16 57,192 515 360 17 57,707 519 364 18 58,226 524 367 19 58,750 529 370 20 59,279 534 373 TOTAL $9,813 $6,869 - 3LOCAL CD0.40%-$50,0006 MonthBank0.99x (National Avg. - 0.40%)$100,000SCENARIO
Year Rate
0.40%Annual
InterestAnnual Interest
(After Tax)1 50,000 200 140 2 50,200 201 141 3 50,401 202 141 4 50,602 202 142 5 50,805 203 142 6 51,008 204 143 7 51,212 205 143 8 51,417 206 144 9 51,623 206 145 10 51,829 207 145 11 52,036 208 146 12 52,245 209 146 13 52,454 210 147 14 52,663 211 147 15 52,874 211 148 16 53,085 212 149 17 53,298 213 149 18 53,511 214 150 19 53,725 215 150 20 53,940 216 151 TOTAL $4,156 $2,909 - 4LOCAL CD3.24%-$50,00018 MonthCredit Union5.59x (National Avg. - 0.58%)$500SCENARIO
Year Rate
3.24%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,620 1,134 2 51,620 1,672 1,171 3 53,292 1,727 1,209 4 55,019 1,783 1,248 5 56,802 1,840 1,288 6 58,642 1,900 1,330 7 60,542 1,962 1,373 8 62,504 2,025 1,418 9 64,529 2,091 1,464 10 66,620 2,158 1,511 11 68,778 2,228 1,560 12 71,006 2,301 1,610 13 73,307 2,375 1,663 14 75,682 2,452 1,716 15 78,134 2,532 1,772 16 80,666 2,614 1,830 17 83,279 2,698 1,889 18 85,978 2,786 1,950 19 88,763 2,876 2,013 20 91,639 2,969 2,078 TOTAL $44,608 $31,226 - 5LOCAL MONEY MARKET0.40%-$50,000N.A.Credit Union0.69x (National Avg. - 0.58%)$10,000SCENARIO
Year Rate
0.40%Annual
InterestAnnual Interest
(After Tax)1 50,000 200 140 2 50,200 201 141 3 50,401 202 141 4 50,602 202 142 5 50,805 203 142 6 51,008 204 143 7 51,212 205 143 8 51,417 206 144 9 51,623 206 145 10 51,829 207 145 11 52,036 208 146 12 52,245 209 146 13 52,454 210 147 14 52,663 211 147 15 52,874 211 148 16 53,085 212 149 17 53,298 213 149 18 53,511 214 150 19 53,725 215 150 20 53,940 216 151 TOTAL $4,156 $2,909
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
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Last change: ↑0.35% on September 25. |
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