Compare Savings vs. CDs
Comparison of Deposit Account from ATOMIC with 0.30%
- September 2026
Long-Term Analysis of KEESLER with 1.40% APY and ATOMIC with 0.50% APY and ATOMIC with 1.16% APY and ATOMIC with 0.30% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL MONEY MARKET1.40%-$50,000N.A.Credit UnionN.A.$10,000SCENARIO
Year Rate
1.40%Annual
InterestAnnual Interest
(After Tax)1 50,000 700 490 2 50,700 710 497 3 51,410 720 504 4 52,130 730 511 5 52,859 740 518 6 53,599 750 525 7 54,350 761 533 8 55,111 772 540 9 55,882 782 548 10 56,665 793 555 11 57,458 804 563 12 58,262 816 571 13 59,078 827 579 14 59,905 839 587 15 60,744 850 595 16 61,594 862 604 17 62,456 874 612 18 63,331 887 621 19 64,217 899 629 20 65,117 912 638 TOTAL $16,028 $11,220 - 2LOCAL CD0.50%-$50,00012 MonthCredit Union0.91x (National Avg. - 0.55%)$100,000SCENARIO
Year Rate
0.50%Annual
InterestAnnual Interest
(After Tax)1 50,000 250 175 2 50,250 251 176 3 50,501 253 177 4 50,754 254 178 5 51,008 255 179 6 51,263 256 179 7 51,519 258 180 8 51,776 259 181 9 52,035 260 182 10 52,296 261 183 11 52,557 263 184 12 52,820 264 185 13 53,084 265 186 14 53,349 267 187 15 53,616 268 188 16 53,884 269 189 17 54,154 271 190 18 54,424 272 190 19 54,696 273 191 20 54,970 275 192 TOTAL $5,245 $3,671 - 3LOCAL CD1.16%-$50,00060 MonthCredit Union1.25x (National Avg. - 0.93%)$10,000SCENARIO
Year Rate
1.16%Annual
InterestAnnual Interest
(After Tax)1 50,000 580 406 2 50,580 587 411 3 51,167 594 415 4 51,760 600 420 5 52,361 607 425 6 52,968 614 430 7 53,582 622 435 8 54,204 629 440 9 54,833 636 445 10 55,469 643 450 11 56,112 651 456 12 56,763 658 461 13 57,422 666 466 14 58,088 674 472 15 58,762 682 477 16 59,443 690 483 17 60,133 698 488 18 60,830 706 494 19 61,536 714 500 20 62,250 722 505 TOTAL $12,972 $9,080 - 4LOCAL MONEY MARKET0.30%-$50,000N.A.Credit Union0.32x (National Avg. - 0.93%)$25,000SCENARIO
Year Rate
0.30%Annual
InterestAnnual Interest
(After Tax)1 50,000 150 105 2 50,150 150 105 3 50,300 151 106 4 50,451 151 106 5 50,603 152 106 6 50,755 152 107 7 50,907 153 107 8 51,059 153 107 9 51,213 154 108 10 51,366 154 108 11 51,520 155 108 12 51,675 155 109 13 51,830 155 109 14 51,985 156 109 15 52,141 156 109 16 52,298 157 110 17 52,455 157 110 18 52,612 158 110 19 52,770 158 111 20 52,928 159 111 TOTAL $3,087 $2,161
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
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Last change: ↑0.43% on April 27. |
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4.50% |
$10,000 |
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Last change: ↑0.65% on August 6. |
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4.50% |
$10,000 |
Learn More | |
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Last change: ↑1.20% on August 6. |
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