711 Beaver Creek Rd
Piketon, OH 45661

Notable Rates APY Vs.Others
Savings 0.25% 1.90% →
1-Year CD 0.50% 1.90% →
2-Year CD 0.80% 1.95% →
5-Year CD N.A. 2.00% →
30-Year Mortgage N.A. 3.14% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.50% →

2020 Overview

General Credit Union Information

Atomic is an NCUA insured institution located in Piketon, OH. It was founded in 1955 and has approximately $339.64 millions in assets.

Who can join?

To be eligible you have to be related to someone who is already a member of Atomic or live, work or worship in one of the following 14 counties: Adams, Athens, Brown, Gallia, Highland, Hocking, Jackson, Lawrence, Meigs, Perry, Pike, Ross, Scioto or Vinton. Also, all family of current members are eligible.

NCUA Insured Yes
Charter Number # # 63532
Date Established 1955
Assets $339.64 million
Loans $274.43 million
Deposits $307.04 million
Capital $29.57 million

Field of Membership Restrictions

Membership is open to anyone who resides, works, or attends church in any of the following counties; Adams, Athens, Brown, Galla, Highland, Hocking, Jackson, Lawrence, Meigs, Perry, Pike, Ross, Scioto, and Vinton.

Deposit Rates - April 8, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.40% $2,500 $9,999 Learn MoreShow Less
Money Market
0.50% $10,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.40% $1,000 - Learn MoreShow Less
6 Mo CD
0.45% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.50% $1 - Learn MoreShow Less
Fixed IRA
0.50% $1,000 - Learn MoreShow Less

Loan Rates - April 8, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for ATOMIC

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.542% 4.500% 0.00 $1,250 $1,267 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
3.500 %
$0 Learn More
More Info

Note to ATOMIC
To upload and update your bank's rates please register. It is free to register and add rates.


Below are Atomic branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Atomic Locations

Financial Details

Atomic Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Atomic. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Atomic U.S. Average
1.94% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, Atomic had $519,133 in non-current loans and $83,777 in owned assets. To cover these potential losses it had $29,566,336 in net worth and $1,575,000 in loans loss reserves. That gives it a Texas Ratio of 1.94%.

Net Worth
Atomic U.S. Average
8.7% 13.86%

Atomic FCU has a net worth of 8.7% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Atomic

Branches and Savings

What is Atomic?

A federal credit union, registered with the NCUA under certificate #63532.
Learn more about credit unions here.

Is Atomic FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Atomic?

Please see Field of Membership information above for information on who is eligible to join.

What are Atomic's share account and share certificate rates?

Atomic's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Atomic?

Atomic has total capital of $29.57 million. Full information on Atomic's financial position is located above.

Who owns Atomic?

Credit Unions are owned by their members.

Where are Atomic branches located?

See branch locations nearby.

Are Atomic ATMs Open 24/7?

Do Atomic ATMs accept cash deposits?

Can Atomic customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Atomic have a mobile app?

Does Atomic have mobile deposit?

Does Atomic have quick pay?

How can Atomic transfer money to other banks or credit unions?

Does Atomic report to credit bureaus?

Does Atomic use Chexsystems?

Does Atomic use Equifax?

What is Atomic's toll free phone number?

What is Atomic's ACH Routing Number?

What is Atomic's SWIFT code?

Where can I find Atomic's wire transfer form?

What is the Atomic address for deposits?

What Products Does Atomic Offer

Does Atomic offer mortgages?

Compare mortgage rates here.

Does Atomic offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Atomic offer auto and RV loans?

Compare auto loan rates here.

Does Atomic offer student loans or personal loans?

Compare personal loan rates here.

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