5005 W 60th Ave
Arvada, CO 80003
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.65% →
1-Year CD 0.80% 0.70% →
2-Year CD 0.90% 0.75% →
5-Year CD 1.20% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Sooper is an NCUA insured institution located in Arvada, CO. It was founded in 1951 and has approximately $477.26 millions in assets.

Who is eligible for membership?

Employees of King Soopers and City Market

Employees of these Sooper Credit Union Partners

Family of current members

Anyone 55 and older living within 25 miles of a Sooper Credit Union branch

Members of Consumers United

NCUA Insured Yes / State-Chartered
Charter Number # # 62776
Date Established 1951
Assets $477.26 million
Loans $415.43 million
Deposits $414.94 million
Capital $48.69 million

Field of Membership Restrictions

Membership in Sooper Credit Union is open to all Colorado residents through joining the Consumers United Association ($5 annual membership fee) and to employees of King Soopers and City Market, those affiliated with a Sooper Credit Union Partner, or of the age 55 or older and living within 55 miles of a Sooper Credit Union branch.

Deposit Rates - June 22, 2021

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $10,000 $14,999 Learn More
6 Mo CD
0.70% $100,000 $199,999 Learn More
12 Mo CD
0.70% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
18 Mo CD
0.70% $10,000 $14,999 Learn More
18 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
0.80% $10,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
30 Mo CD
0.80% $10,000 $14,999 Learn More
30 Mo CD
0.90% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.10% $100,000 $199,999 Learn More
60 Mo CD
1.10% $10,000 $14,999 Learn More
60 Mo CD
1.20% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.10% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less
Checking Rates APY MIN FEE
Sooper Cash Checking 2.25% $0 $0.00 Learn MoreShow Less

Loan Rates - June 22, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for SOOPER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
CIT Bank
NMLS ID: 541760
3.017% 2.950% 0.88 $2,145 $1,048 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to SOOPER
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Sooper branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California

Sooper Locations

Financial Details

Sooper Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sooper. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sooper U.S. Average
5.56% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Sooper had $2,862,962 in non-current loans and $152,017 in owned assets. To cover these potential losses it had $48,689,364 in net worth and $5,569,097 in loans loss reserves. That gives it a Texas Ratio of 5.56%.

Net Worth
Sooper U.S. Average
10.2% 12.67%

Sooper FCU has a net worth of 10.2% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Sooper

Branches and Savings

What is Sooper?

A credit union, registered with the NCUA under certificate #62776.
Learn more about credit unions here.

Is Sooper FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Sooper is insured by the NCUA.

Who can join Sooper?

Please see Field of Membership information above for information on who is eligible to join.

What are Sooper's share account and share certificate rates?

Sooper's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Sooper?

Sooper has total capital of $48.69 million. Full information on Sooper's financial position is located above.

Who owns Sooper?

Credit Unions are owned by their members.

Where are Sooper branches located?

See branch locations nearby.

Are Sooper ATMs Open 24/7?

Do Sooper ATMs accept cash deposits?

Can Sooper customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Sooper have a mobile app?

Does Sooper have mobile deposit?

Does Sooper have quick pay?

How can Sooper transfer money to other banks or credit unions?

Does Sooper report to credit bureaus?

Does Sooper use Chexsystems?

Does Sooper use Equifax?

What is Sooper's toll free phone number?

What is Sooper's ACH Routing Number?

What is Sooper's SWIFT code?

Where can I find Sooper's wire transfer form?

What is the Sooper address for deposits?

What Products Does Sooper Offer

Does Sooper offer mortgages?

Compare mortgage rates here.

Does Sooper offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Sooper offer auto and RV loans?

Compare auto loan rates here.

Does Sooper offer student loans or personal loans?

Compare personal loan rates here.

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