Compare Savings vs. CDs
Comparison of Deposit Account from Big Horn Federal Savings Bank with 3.41% - October 2025


Long-Term Analysis of WESTEDGE with 0.10% APY and Big Horn Federal Savings Bank with 3.41% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL MONEY MARKET
    0.10%
    -
    $50,000
    N.A.
    Credit Union
    N.A.
    $10,000
     
    SCENARIO
    Year Rate
    0.10%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 50 35
    2 50,050 50 35
    3 50,100 50 35
    4 50,150 50 35
    5 50,200 50 35
    6 50,251 50 35
    7 50,301 50 35
    8 50,351 50 35
    9 50,401 50 35
    10 50,452 50 35
    11 50,502 51 35
    12 50,553 51 35
    13 50,603 51 35
    14 50,654 51 35
    15 50,705 51 35
    16 50,755 51 36
    17 50,806 51 36
    18 50,857 51 36
    19 50,908 51 36
    20 50,959 51 36
    TOTAL $1,010 $707
  • 2
    LOCAL CD
    3.41%
    -
    $50,000
    18 Month
    Bank
    5.90x (National Avg. - 0.58%)
    $500
     
    SCENARIO
    Year Rate
    3.41%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,704 1,192
    2 51,704 1,762 1,233
    3 53,465 1,822 1,275
    4 55,287 1,884 1,319
    5 57,170 1,948 1,363
    6 59,118 2,014 1,410
    7 61,132 2,083 1,458
    8 63,215 2,154 1,508
    9 65,369 2,227 1,559
    10 67,596 2,303 1,612
    11 69,899 2,381 1,667
    12 72,280 2,463 1,724
    13 74,743 2,546 1,783
    14 77,289 2,633 1,843
    15 79,923 2,723 1,906
    16 82,645 2,816 1,971
    17 85,461 2,912 2,038
    18 88,373 3,011 2,108
    19 91,384 3,113 2,179
    20 94,497 3,220 2,254
    TOTAL $47,717 $33,402

    All calculations are for demonstration purposes only.

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