2501 James Street
Bellingham, WA 98225
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.65% →
1-Year CD 0.80% 0.70% →
2-Year CD 1.10% 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Westedge is an NCUA insured institution located in Bellingham, WA. It was founded in 1952 and has approximately $74.38 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 8113
Date Established 1952
Assets $74.38 million
Loans $28.20 million
Deposits $64.20 million
Capital $9.98 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attends school in Whatcom County, Washington.

Deposit Rates - June 21, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.10% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
18 Mo CD
0.90% $10,000 $14,999 Learn More
18 Mo CD
0.90% $100,000 $199,999 Learn More
24 Mo CD
1.10% $10,000 $14,999 Learn More
24 Mo CD
1.10% $100,000 $199,999 Learn More
36 Mo CD
1.41% $10,000 $14,999 Learn More
36 Mo CD
1.41% $100,000 $199,999 Learn More

Loan Rates - June 21, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for WESTEDGE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
CIT Bank
NMLS ID: 541760
3.016% 2.950% 0.88 $2,105 $1,048 Learn More
Keystone Funding
NMLS ID: 144760
License#: MC-5188
2.816% 2.750% 0.88 $2,150 $1,021 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Westedge branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Westedge Locations

Financial Details

Westedge Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Westedge. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Westedge U.S. Average
3.62% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Westedge had $351,717 in non-current loans and $18,500 in owned assets. To cover these potential losses it had $9,979,288 in net worth and $234,204 in loans loss reserves. That gives it a Texas Ratio of 3.62%.

Net Worth
Westedge U.S. Average
13.41% 12.67%

Westedge FCU has a net worth of 13.41% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Westedge

Branches and Savings

What is Westedge?

A federal credit union, registered with the NCUA under certificate #8113.
Learn more about credit unions here.

Is Westedge FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Westedge is insured by the NCUA.

Who can join Westedge?

Please see Field of Membership information above for information on who is eligible to join.

What are Westedge's share account and share certificate rates?

Westedge's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Westedge?

Westedge has total capital of $9.98 million. Full information on Westedge's financial position is located above.

Who owns Westedge?

Credit Unions are owned by their members.

Where are Westedge branches located?

See branch locations nearby.

Are Westedge ATMs Open 24/7?

Do Westedge ATMs accept cash deposits?

Can Westedge customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Westedge have a mobile app?

Does Westedge have mobile deposit?

Does Westedge have quick pay?

How can Westedge transfer money to other banks or credit unions?

Does Westedge report to credit bureaus?

Does Westedge use Chexsystems?

Does Westedge use Equifax?

What is Westedge's toll free phone number?

What is Westedge's ACH Routing Number?

What is Westedge's SWIFT code?

Where can I find Westedge's wire transfer form?

What is the Westedge address for deposits?

What Products Does Westedge Offer

Does Westedge offer mortgages?

Compare mortgage rates here.

Does Westedge offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Westedge offer auto and RV loans?

Compare auto loan rates here.

Does Westedge offer student loans or personal loans?

Compare personal loan rates here.

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