Compare Savings vs. CDs
Comparison of Deposit Account from BRIGHTSTAR with 0.45%
- September 2026
Long-Term Analysis of BRIGHTSTAR with 0.45% APY and MID-ATLANTIC with 0.35% APY and Scribner Bank with 1.15% APY and CHESSIE with 1.11% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL MONEY MARKET0.45%-$50,000N.A.Credit UnionN.A.$50,000SCENARIO
Year Rate
0.45%Annual
InterestAnnual Interest
(After Tax)1 50,000 225 158 2 50,225 226 158 3 50,451 227 159 4 50,678 228 160 5 50,906 229 160 6 51,135 230 161 7 51,365 231 162 8 51,596 232 163 9 51,829 233 163 10 52,062 234 164 11 52,296 235 165 12 52,531 236 165 13 52,768 237 166 14 53,005 239 167 15 53,244 240 168 16 53,483 241 168 17 53,724 242 169 18 53,966 243 170 19 54,209 244 171 20 54,453 245 172 TOTAL $4,698 $3,288 - 2LOCAL CD0.35%-$50,00024 MonthCredit Union0.53x (National Avg. - 0.66%)$10,000SCENARIO
Year Rate
0.35%Annual
InterestAnnual Interest
(After Tax)1 50,000 175 123 2 50,175 176 123 3 50,351 176 123 4 50,527 177 124 5 50,704 177 124 6 50,881 178 125 7 51,059 179 125 8 51,238 179 126 9 51,417 180 126 10 51,597 181 126 11 51,778 181 127 12 51,959 182 127 13 52,141 182 128 14 52,323 183 128 15 52,507 184 129 16 52,690 184 129 17 52,875 185 130 18 53,060 186 130 19 53,245 186 130 20 53,432 187 131 TOTAL $3,619 $2,533 - 3LOCAL CD1.15%-$50,00048 MonthBank1.40x (National Avg. - 0.82%)$100,000SCENARIO
Year Rate
1.15%Annual
InterestAnnual Interest
(After Tax)1 50,000 575 403 2 50,575 582 407 3 51,157 588 412 4 51,745 595 417 5 52,340 602 421 6 52,942 609 426 7 53,551 616 431 8 54,167 623 436 9 54,789 630 441 10 55,420 637 446 11 56,057 645 451 12 56,702 652 456 13 57,354 660 462 14 58,013 667 467 15 58,680 675 472 16 59,355 683 478 17 60,038 690 483 18 60,728 698 489 19 61,427 706 494 20 62,133 715 500 TOTAL $12,847 $8,993 - 4LOCAL CD1.11%-$50,00048 MonthCredit Union1.35x (National Avg. - 0.82%)$100,000SCENARIO
Year Rate
1.11%Annual
InterestAnnual Interest
(After Tax)1 50,000 555 389 2 50,555 561 393 3 51,116 567 397 4 51,684 574 402 5 52,257 580 406 6 52,837 586 411 7 53,424 593 415 8 54,017 600 420 9 54,616 606 424 10 55,223 613 429 11 55,836 620 434 12 56,455 627 439 13 57,082 634 444 14 57,716 641 448 15 58,356 648 453 16 59,004 655 458 17 59,659 662 464 18 60,321 670 469 19 60,991 677 474 20 61,668 685 479 TOTAL $12,352 $8,647
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
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4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.50% |
$500 |
Learn More | |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
Learn More | |
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Last change: ↑0.43% on April 27. |
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4.50% |
$10,000 |
Learn More | |
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Last change: ↑0.65% on August 6. |
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4.50% |
$10,000 |
Learn More | |
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Last change: ↑1.20% on August 6. |
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