CHESSIE

PO BOX 689
Cumberland, MD 21502

Notable Rates APY Vs.Others
Savings 0.25% 2.60% →
1-Year CD 1.76% 2.36% →
2-Year CD 2.02% 2.60% →
5-Year CD 3.04% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Chessie is an NCUA insured institution located in Cumberland, MD. It was founded in 1948 and has approximately $270.65 millions in assets.

Who can join?

Persons who live, work, worship, attend school in, and businesses and other legal entities located in Allegany County, Maryland; Garrett County, Maryland; western portion of Washington County, Maryland; Mineral County, West Virginia; Taylor County, West Virginia.

NCUA Insured Yes
Charter Number # # 5636
Date Established 1948
Assets $270.65 million
Loans $201.32 million
Deposits $243.46 million
Capital $24.62 million
 

Field of Membership Restrictions

Must live, work, worship or attend school in Allegany County, Maryland; Garrett County, Maryland; western portion of Washington County, Maryland; Mineral County, West Virginia or Taylor County, West Virginia. Also open to those who work in Abbie Business Institute or other Selected Employer Group.

Deposit Rates - November 14, 2019

Your Current Location: Washington, WA 98109

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.60% $2,500 $9,999 Learn MoreShow Less
Money Market
0.70% $10,000 $39,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.76% $500 - Learn MoreShow Less
Special: 15 Mo FIRA
2.27% $500 - Learn MoreShow Less
Special: 30 Mo FIRA
2.78% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.26% $500 - Learn MoreShow Less
12 Mo CD
1.76% $500 - Learn MoreShow Less
Special: 15 Mo CD
2.27% $500 - Learn MoreShow Less
18 Mo CD
1.76% $500 - Learn MoreShow Less
24 Mo CD
2.02% $500 - Learn MoreShow Less
Special: 30 Mo CD
2.78% $500 - Learn MoreShow Less
30 Mo CD
2.02% $500 - Learn MoreShow Less
36 Mo CD
2.27% $500 - Learn MoreShow Less
48 Mo CD
2.53% $500 - Learn MoreShow Less
60 Mo CD
3.04% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
2.02% $1 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.50% $2,500 - Learn MoreShow Less

Loan Rates - November 14, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for CHESSIE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 520-CL-25944
3.536% 3.500% 0.50 $1,128 $1,123 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Infinity Mortgage Group
NMLS ID: 35972
License#: NMLS 35972
3.649% 3.625% -0.13 $776 $1,141 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to CHESSIE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Chessie branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


Chessie Locations


Financial Details

Chessie Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Chessie. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Chessie U.S. Average
5.51% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Chessie had $1,232,412 in non-current loans and $180,272 in owned assets. To cover these potential losses it had $24,621,351 in net worth and $999,914 in loans loss reserves. That gives it a Texas Ratio of 5.51%.

Net Worth
Chessie U.S. Average
9.09% 13.65%

Chessie FCU has a net worth of 9.09% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Chessie

Branches and Savings

What is Chessie?

A federal credit union, registered with the NCUA under certificate #5636.
Learn more about credit unions here.

Is Chessie FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Chessie?

Please see Field of Membership information above for information on who is eligible to join.

What are Chessie's share account and share certificate rates?

Chessie's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Chessie?

Chessie has total capital of $24.62 million. Full information on Chessie's financial position is located above.

Who owns Chessie?

Credit Unions are owned by their members.

Where are Chessie branches located?

See branch locations nearby.

Are Chessie ATMs Open 24/7?

Do Chessie ATMs accept cash deposits?

Can Chessie customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Chessie have a mobile app?

Does Chessie have mobile deposit?

Does Chessie have quick pay?

How can Chessie transfer money to other banks or credit unions?

Does Chessie report to credit bureaus?

Does Chessie use Chexsystems?

Does Chessie use Equifax?

What is Chessie's toll free phone number?

What is Chessie's ACH Routing Number?

What is Chessie's SWIFT code?

Where can I find Chessie's wire transfer form?

What is the Chessie address for deposits?

What Products Does Chessie Offer

Does Chessie offer mortgages?

Compare mortgage rates here.

Does Chessie offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Chessie offer auto and RV loans?

Compare auto loan rates here.

Does Chessie offer student loans or personal loans?

Compare personal loan rates here.

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