BRIGHTSTAR

Headquarters

PO BOX 8966
Fort Lauderdale, FL 33310
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.02% 0.95% →
1-Year CD 0.30% 1.01% →
2-Year CD 0.45% 0.95% →
5-Year CD 0.65% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Brightstar is an NCUA insured institution located in Fort Lauderdale, FL. It was founded in 1946 and has approximately $540.37 millions in assets.

Who can join?

Anyone* who lives, works or goes to school in Broward OR Palm Beach Counties, Florida.

Anyone* associated with any educational institution in Broward County.

Family members of anyone eligible by blood, marriage or adoption may join, even though such individuals do not reside in the same household.

Services are also provided to local Partner Organizations, which offer BrightStar CU as a benefit to their employees.

*individuals or organizations

NCUA Insured Yes
Charter Number # # 67347
Date Established 1946
Assets $540.37 million
Loans $380.36 million
Deposits $474.53 million
Capital $55.45 million
 

Field of Membership Restrictions

Brightstar CU is open to you and your family if you reside, hold employment, or attend school within the Broward or Palm Beach Counties in Florida,especially for the employees at any educational facility. Membership also extends to include specific CU-affiliated SEG's.

Deposit Rates - October 24, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.02% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.25% $10,000 $14,999 Learn More
3 Mo CD
0.25% $100,000 $199,999 Learn More
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.30% $10,000 $14,999 Learn More
12 Mo CD
0.30% $100,000 $199,999 Learn More
18 Mo CD
0.30% $10,000 $14,999 Learn More
18 Mo CD
0.30% $100,000 $199,999 Learn More
24 Mo CD
0.45% $10,000 $14,999 Learn More
24 Mo CD
0.45% $100,000 $199,999 Learn More
30 Mo CD
0.45% $10,000 $14,999 Learn More
30 Mo CD
0.45% $100,000 $199,999 Learn More
36 Mo CD
0.55% $10,000 $14,999 Learn More
36 Mo CD
0.55% $100,000 $199,999 Learn More
48 Mo CD
0.60% $10,000 $14,999 Learn More
48 Mo CD
0.60% $100,000 $199,999 Learn More
60 Mo CD
0.65% $10,000 $14,999 Learn More
60 Mo CD
0.65% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 24, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BRIGHTSTAR

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.575% 2.500% 1.00 $2,470 $988 Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.567% 2.500% 0.88 $2,216 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to BRIGHTSTAR
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Brightstar branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Brightstar Locations


Financial Details

Brightstar Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Brightstar. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Brightstar U.S. Average
7.36% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Brightstar had $4,316,512 in non-current loans and $58,375 in owned assets. To cover these potential losses it had $55,451,118 in net worth and $4,025,028 in loans loss reserves. That gives it a Texas Ratio of 7.36%.

Net Worth
Brightstar U.S. Average
10.26% 13.61%

Brightstar FCU has a net worth of 10.26% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Brightstar

Branches and Savings

What is Brightstar?

A federal credit union, registered with the NCUA under certificate #67347.
Learn more about credit unions here.

Is Brightstar FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Brightstar?

Please see Field of Membership information above for information on who is eligible to join.

What are Brightstar's share account and share certificate rates?

Brightstar's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Brightstar?

Brightstar has total capital of $55.45 million. Full information on Brightstar's financial position is located above.

Who owns Brightstar?

Credit Unions are owned by their members.

Where are Brightstar branches located?

See branch locations nearby.

Are Brightstar ATMs Open 24/7?

Do Brightstar ATMs accept cash deposits?

Can Brightstar customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Brightstar have a mobile app?

Does Brightstar have mobile deposit?

Does Brightstar have quick pay?

How can Brightstar transfer money to other banks or credit unions?

Does Brightstar report to credit bureaus?

Does Brightstar use Chexsystems?

Does Brightstar use Equifax?

What is Brightstar's toll free phone number?

What is Brightstar's ACH Routing Number?

What is Brightstar's SWIFT code?

Where can I find Brightstar's wire transfer form?

What is the Brightstar address for deposits?

What Products Does Brightstar Offer

Does Brightstar offer mortgages?

Compare mortgage rates here.

Does Brightstar offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Brightstar offer auto and RV loans?

Compare auto loan rates here.

Does Brightstar offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Brightstar

There are currently no comments for Brightstar. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →