Brightstar Credit Union

Headquarters

Po Box 8966
Fort Lauderdale, FL 33310
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.02% 1.02% →
1-Year CD 0.30% 1.45% →
2-Year CD 0.45% 2.31% →
5-Year CD 0.65% 3.00% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Brightstar is an NCUA insured institution located in Fort Lauderdale, FL. It was founded in 1946 and has approximately $704.8 millions in assets.

Who can join?

Anyone* who lives, works or goes to school in Broward OR Palm Beach Counties, Florida.

Anyone* associated with any educational institution in Broward County.

Family members of anyone eligible by blood, marriage or adoption may join, even though such individuals do not reside in the same household.

Services are also provided to local Partner Organizations, which offer BrightStar CU as a benefit to their employees.

*individuals or organizations

NCUA Insured Yes / State-Chartered
Charter Number # # 67347
Date Established 1946
Assets $704.80 million
Loans $512.54 million
Deposits $619.92 million
Capital $63.04 million
 

Field of Membership Restrictions

Brightstar CU is open to you and your family if you reside, hold employment, or attend school within the Broward or Palm Beach Counties in Florida,especially for the employees at any educational facility. Membership also extends to include specific CU-affiliated SEG's.

Deposit Rates - May 17, 2022

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.02% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.30% $10,000 $14,999 Learn More
12 Mo CD
0.30% $100,000 $199,999 Learn More
18 Mo CD
0.30% $10,000 $14,999 Learn More
18 Mo CD
0.30% $100,000 $199,999 Learn More
24 Mo CD
0.45% $10,000 $14,999 Learn More
24 Mo CD
0.45% $100,000 $199,999 Learn More
30 Mo CD
0.45% $10,000 $14,999 Learn More
30 Mo CD
0.45% $100,000 $199,999 Learn More
36 Mo CD
0.55% $10,000 $14,999 Learn More
36 Mo CD
0.55% $100,000 $199,999 Learn More
48 Mo CD
0.60% $10,000 $14,999 Learn More
48 Mo CD
0.60% $100,000 $199,999 Learn More
60 Mo CD
0.65% $10,000 $14,999 Learn More
60 Mo CD
0.65% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - May 17, 2022

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for BRIGHTSTAR

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CIT Bank, A Division of First Citizens Bank
NMLS ID: 503941
5.286% 5.200% 1.00 $2,418 $1,373 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
3.490 %
After Intro: 4.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to BRIGHTSTAR
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Brightstar branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Brightstar Locations



Climate Initiatives

BRIGHTSTAR is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Brightstar Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Brightstar. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Brightstar U.S. Average
2.02% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Brightstar had $1,272,053 in non-current loans and $44,946 in owned assets. To cover these potential losses it had $63,042,855 in net worth and $2,238,822 in loans loss reserves. That gives it a Texas Ratio of 2.02%.

Net Worth
Brightstar U.S. Average
8.94% 12.36%

Brightstar FCU has a net worth of 8.94% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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