Brightstar Credit Union

Headquarters

Po Box 8966
Fort Lauderdale, FL 33310
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Notable Rates APY Vs.Others
Savings 0.02% 5.50% →
1-Year CD 3.50% 5.38% →
2-Year CD 3.95% 4.95% →
5-Year CD 4.15% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Brightstar is an NCUA insured institution located in Fort Lauderdale, FL. It was founded in 1946 and has approximately $862.69 millions in assets.

Who can join?

Anyone* who lives, works or goes to school in Broward OR Palm Beach Counties, Florida.

Anyone* associated with any educational institution in Broward County.

Family members of anyone eligible by blood, marriage or adoption may join, even though such individuals do not reside in the same household.

Services are also provided to local Partner Organizations, which offer BrightStar CU as a benefit to their employees.

*individuals or organizations

NCUA Insured Yes / State-Chartered
Charter Number # # 67347
Date Established 1946
Assets $862.69 million
Loans $676.74 million
Deposits $756.39 million
Capital $78.20 million
 

Field of Membership Restrictions

Brightstar CU is open to you and your family if you reside, hold employment, or attend school within the Broward or Palm Beach Counties in Florida,especially for the employees at any educational facility. Membership also extends to include specific CU-affiliated SEG's.

Deposit Rates - July 25, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
SAV
0.02% $0 - Learn More
Money Market
0.25% $2,500 $9,999 Learn More
Money Market
0.30% $10,000 $49,999 Learn More
Money Market
0.45% $50,000 $94,999 Learn More
Money Market
0.75% $95,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
3.50% $500 - Learn More
12 Mo CD
3.50% $500 - Learn More
13 Mo CD
5.25% $500 - Learn More
24 Mo CD
3.95% $500 - Learn More
36 Mo CD
3.95% $500 - Learn More
48 Mo CD
4.05% $500 - Learn More
60 Mo CD
4.15% $500 - Learn More
Variable IRA Rates APY MIN MAX
VIRA
0.05% $0 $2,499 Learn MoreShow Less
Individual Retirement
0.05% $2,500 $9,999 Learn MoreShow Less
Individual Retirement
0.10% $10,000 $49,999 Learn MoreShow Less
Individual Retirement
0.15% $50,000 $94,999 Learn MoreShow Less
Individual Retirement
0.20% $95,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
INTCK
0.05% $0 - Learn MoreShow Less

Loan Rates - July 25, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Brightstar

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.725% 6.625% 0.75 $3,298 $2,049 Learn More
Rocket Mortgage
NMLS ID: 3030
7.064% 6.990% 0.75 $2,400 $2,127 Learn More
New American Funding, LLC
NMLS ID: 6606
Learn More
FHAloans.com
NMLS ID: Not a Lender
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.990 %
$0 Learn More
More Info

Note to Brightstar
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Brightstar branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia



Climate Policy and Initiatives

BRIGHTSTAR is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Brightstar Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Brightstar. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Brightstar U.S. Average
5.46% 6.52

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2024, Brightstar had $4,413,026 in non-current loans and $51,942 in owned assets. To cover these potential losses it had $78,197,707 in net worth and $3,627,818 in loans loss reserves. That gives it a Texas Ratio of 5.46%.

Net Worth
Brightstar U.S. Average
9.02% 13.65%

Brightstar FCU has a net worth of 9.02% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Brightstar


  • June 22, 2023 |

    CDs 12 Month Rates

    BrightStar is great with members. The CD rate for 13 months is 4.75%!


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