This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.31% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 654 | 457 |
| 2 | 50,654 | 662 | 463 |
| 3 | 51,316 | 671 | 469 |
| 4 | 51,986 | 679 | 476 |
| 5 | 52,666 | 688 | 482 |
| 6 | 53,354 | 697 | 488 |
| 7 | 54,051 | 706 | 495 |
| 8 | 54,758 | 716 | 501 |
| 9 | 55,474 | 725 | 508 |
| 10 | 56,199 | 735 | 514 |
| 11 | 56,933 | 744 | 521 |
| 12 | 57,677 | 754 | 528 |
| 13 | 58,431 | 764 | 535 |
| 14 | 59,195 | 774 | 542 |
| 15 | 59,968 | 784 | 549 |
| 16 | 60,752 | 794 | 556 |
| 17 | 61,546 | 804 | 563 |
| 18 | 62,351 | 815 | 570 |
| 19 | 63,166 | 826 | 578 |
| 20 | 63,991 | 836 | 585 |
| TOTAL | $14,827 | $10,379 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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|
Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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|
Last change: ↓0.05% on March 15. |
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|
|
5.49% |
$50,000 |
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|
Last change: ↑0.09% on March 12. |
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