Excite Credit Union

Headquarters

265 Curtner Avenue
San Jose, CA 95125
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Notable Rates APY Vs.Others
Savings 0.05% 4.35% →
1-Year CD 0.75% 4.59% →
2-Year CD 1.00% 4.47% →
5-Year CD 1.30% 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Excite is an NCUA insured institution located in San Jose, CA. It was founded in 1952 and has approximately $615.24 millions in assets.

Who can join?

Meet any of the four following criteria, and you're eligible for membership in Alliance Credit Union.
1. Anyone who lives, works, worships or attends school in the counties of Santa Clara, San Mateo and Alameda in California; and New Hanover, Pender or Brunswick counties in North Carolina.
2. You're an employee of the 400+ companies we serve. To find out if your company offers Alliance membership, contact your Personnel Department or call us at 408.445.3386 or 800.232.8669.
3. You're a family member of an existing member. Family member is defined as: spouse, child, sibling, parent, parent-in-law, grandparent, grandchild, stepchildren, stepparents, stepsiblings, adopted children, foster children, brother or sister in-laws, aunts, uncles, aunt-in-law, uncle-in-law, niece, nephew or cousin.
4. As an existing member, any person who shares your residence and who helps maintain a single economic unit is also eligible for Alliance membership. For example, this could mean two people sharing an apartment.

NCUA Insured Yes / State-Chartered
Charter Number # # 68441
Date Established 1952
Assets $615.24 million
Loans $452.83 million
Deposits $576.95 million
Capital $42.84 million
 

Field of Membership Restrictions

Membership in Alliance Credit Union is open to those who live, work, attend school or worship in Alameda, San Mateo, and Santa Clara Counties in California or in Brunswick, New Hanover, and Pender Counties in North Carolina. Membership is also open to employees of Brunswick County, Cape Fear Hospital and over 400 Select Employer Groups.

Deposit Rates - September 25, 2026

Your Current Location: Arizona, AZ 85001

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.10% $10,000 $14,999 Learn More
36 Mo CD
1.10% $100,000 $199,999 Learn More
48 Mo CD
1.20% $10,000 $14,999 Learn More
48 Mo CD
1.20% $100,000 $199,999 Learn More
60 Mo CD
1.30% $10,000 $14,999 Learn More
60 Mo CD
1.30% $100,000 $199,999 Learn More

Loan Rates - September 25, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for Excite

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Arizona 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - Arizona Home Equity Line Of Credit Rates 2026

View more home equity rates

Note to Excite
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Branches

Below are Excite branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


Excite Locations around zip code 85001




Climate Policy and Initiatives

EXCITE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Excite Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Excite. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Excite U.S. Average
5.19% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Excite had $2,055,081 in non-current loans and $303,103 in owned assets. To cover these potential losses it had $42,840,165 in net worth and $2,594,129 in loans loss reserves. That gives it a Texas Ratio of 5.19%.

Net Worth
Excite U.S. Average
6.95% 14.48%

Excite FCU has a net worth of 6.95% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Excite

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