3315 Almaden Expy
San Jose, CA 95118
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.65% →
1-Year CD 0.75% 0.67% →
2-Year CD 1.00% 0.75% →
5-Year CD 1.30% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Excite is an NCUA insured institution located in San Jose, CA. It was founded in 1952 and has approximately $624.18 millions in assets.

Who can join?

Meet any of the four following criteria, and you're eligible for membership in Alliance Credit Union.
1. Anyone who lives, works, worships or attends school in the counties of Santa Clara, San Mateo and Alameda in California; and New Hanover, Pender or Brunswick counties in North Carolina.
2. You're an employee of the 400+ companies we serve. To find out if your company offers Alliance membership, contact your Personnel Department or call us at 408.445.3386 or 800.232.8669.
3. You're a family member of an existing member. Family member is defined as: spouse, child, sibling, parent, parent-in-law, grandparent, grandchild, stepchildren, stepparents, stepsiblings, adopted children, foster children, brother or sister in-laws, aunts, uncles, aunt-in-law, uncle-in-law, niece, nephew or cousin.
4. As an existing member, any person who shares your residence and who helps maintain a single economic unit is also eligible for Alliance membership. For example, this could mean two people sharing an apartment.

NCUA Insured Yes / State-Chartered
Charter Number # # 68441
Date Established 1952
Assets $624.18 million
Loans $430.77 million
Deposits $565.56 million
Capital $51.01 million

Field of Membership Restrictions

Membership in Alliance Credit Union is open to those who live, work, attend school or worship in Alameda, San Mateo, and Santa Clara Counties in California or in Brunswick, New Hanover, and Pender Counties in North Carolina. Membership is also open to employees of Brunswick County, Cape Fear Hospital and over 400 Select Employer Groups.

Deposit Rates - May 7, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
1.00% $10,000 $14,999 Learn More
24 Mo CD
1.00% $100,000 $199,999 Learn More
36 Mo CD
1.10% $10,000 $14,999 Learn More
36 Mo CD
1.10% $100,000 $199,999 Learn More
48 Mo CD
1.20% $10,000 $14,999 Learn More
48 Mo CD
1.20% $100,000 $199,999 Learn More
60 Mo CD
1.30% $10,000 $14,999 Learn More
60 Mo CD
1.30% $100,000 $199,999 Learn More

Loan Rates - May 7, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for EXCITE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Test Advertiser QA
2.789% 2.750% 0.50 $1,278 $1,021 Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.700 %
Intro Period: 12 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to EXCITE
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Excite branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Excite Locations

Financial Details

Excite Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Excite. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Excite U.S. Average
5.50% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Excite had $2,678,117 in non-current loans and $302,032 in owned assets. To cover these potential losses it had $51,012,811 in net worth and $3,177,294 in loans loss reserves. That gives it a Texas Ratio of 5.50%.

Net Worth
Excite U.S. Average
8.57% 12.67%

Excite FCU has a net worth of 8.57% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Excite

Branches and Savings

What is Excite?

A credit union, registered with the NCUA under certificate #68441.
Learn more about credit unions here.

Is Excite FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Excite is insured by the NCUA.

Who can join Excite?

Please see Field of Membership information above for information on who is eligible to join.

What are Excite's share account and share certificate rates?

Excite's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Excite?

Excite has total capital of $51.01 million. Full information on Excite's financial position is located above.

Who owns Excite?

Credit Unions are owned by their members.

Where are Excite branches located?

See branch locations nearby.

Are Excite ATMs Open 24/7?

Do Excite ATMs accept cash deposits?

Can Excite customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Excite have a mobile app?

Does Excite have mobile deposit?

Does Excite have quick pay?

How can Excite transfer money to other banks or credit unions?

Does Excite report to credit bureaus?

Does Excite use Chexsystems?

Does Excite use Equifax?

What is Excite's toll free phone number?

What is Excite's ACH Routing Number?

What is Excite's SWIFT code?

Where can I find Excite's wire transfer form?

What is the Excite address for deposits?

What Products Does Excite Offer

Does Excite offer mortgages?

Compare mortgage rates here.

Does Excite offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Excite offer auto and RV loans?

Compare auto loan rates here.

Does Excite offer student loans or personal loans?

Compare personal loan rates here.

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