This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.81% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 405 | 284 |
| 2 | 50,405 | 408 | 286 |
| 3 | 50,813 | 412 | 288 |
| 4 | 51,225 | 415 | 290 |
| 5 | 51,640 | 418 | 293 |
| 6 | 52,058 | 422 | 295 |
| 7 | 52,480 | 425 | 298 |
| 8 | 52,905 | 429 | 300 |
| 9 | 53,333 | 432 | 302 |
| 10 | 53,765 | 435 | 305 |
| 11 | 54,201 | 439 | 307 |
| 12 | 54,640 | 443 | 310 |
| 13 | 55,082 | 446 | 312 |
| 14 | 55,529 | 450 | 315 |
| 15 | 55,978 | 453 | 317 |
| 16 | 56,432 | 457 | 320 |
| 17 | 56,889 | 461 | 323 |
| 18 | 57,350 | 465 | 325 |
| 19 | 57,814 | 468 | 328 |
| 20 | 58,283 | 472 | 330 |
| TOTAL | $8,755 | $6,128 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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