Compare Savings vs. CDs
Comparison of Deposit Account from CENTRAL VIRGINIA with 0.35%
- October 2026
Long-Term Analysis of CENTRAL VIRGINIA with 0.35% APY and COOPERATIVE CHOICE NETWORK with 1.60% APY and Mascoma Bank with 0.25% APY and WINNEBAGO COMMUNITY with 1.20% APY and MEMBERS 1ST with 1.80% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.35%-$50,00012 MonthCredit Union0.64x (National Avg. - 0.55%)$500SCENARIO
Year Rate
0.35%Annual
InterestAnnual Interest
(After Tax)1 50,000 175 123 2 50,175 176 123 3 50,351 176 123 4 50,527 177 124 5 50,704 177 124 6 50,881 178 125 7 51,059 179 125 8 51,238 179 126 9 51,417 180 126 10 51,597 181 126 11 51,778 181 127 12 51,959 182 127 13 52,141 182 128 14 52,323 183 128 15 52,507 184 129 16 52,690 184 129 17 52,875 185 130 18 53,060 186 130 19 53,245 186 130 20 53,432 187 131 TOTAL $3,619 $2,533 - 2LOCAL CD1.60%-$50,00030 MonthCredit UnionN.A.$500SCENARIO
Year Rate
1.60%Annual
InterestAnnual Interest
(After Tax)1 50,000 800 560 2 50,800 813 569 3 51,613 826 578 4 52,439 839 587 5 53,278 852 597 6 54,130 866 606 7 54,996 880 616 8 55,876 894 626 9 56,770 908 636 10 57,678 923 646 11 58,601 938 656 12 59,539 953 667 13 60,492 968 678 14 61,459 983 688 15 62,443 999 699 16 63,442 1,015 711 17 64,457 1,031 722 18 65,488 1,048 733 19 66,536 1,065 745 20 67,601 1,082 757 TOTAL $18,682 $13,078 - 3LOCAL MONEY MARKET0.25%-$50,000N.A.BankN.A.$25,000SCENARIO
Year Rate
0.25%Annual
InterestAnnual Interest
(After Tax)1 50,000 125 88 2 50,125 125 88 3 50,250 126 88 4 50,376 126 88 5 50,502 126 88 6 50,628 127 89 7 50,755 127 89 8 50,882 127 89 9 51,009 128 89 10 51,136 128 89 11 51,264 128 90 12 51,392 128 90 13 51,521 129 90 14 51,650 129 90 15 51,779 129 91 16 51,908 130 91 17 52,038 130 91 18 52,168 130 91 19 52,298 131 92 20 52,429 131 92 TOTAL $2,560 $1,792 - 4LOCAL CD1.20%-$50,00018 MonthCredit Union2.07x (National Avg. - 0.58%)$100,000SCENARIO
Year Rate
1.20%Annual
InterestAnnual Interest
(After Tax)1 50,000 600 420 2 50,600 607 425 3 51,207 614 430 4 51,822 622 435 5 52,444 629 441 6 53,073 637 446 7 53,710 645 451 8 54,354 652 457 9 55,007 660 462 10 55,667 668 468 11 56,335 676 473 12 57,011 684 479 13 57,695 692 485 14 58,387 701 490 15 59,088 709 496 16 59,797 718 502 17 60,514 726 508 18 61,240 735 514 19 61,975 744 521 20 62,719 753 527 TOTAL $13,472 $9,430 - 5LOCAL CD1.80%-$50,00030 MonthCredit UnionN.A.$75,000SCENARIO
Year Rate
1.80%Annual
InterestAnnual Interest
(After Tax)1 50,000 900 630 2 50,900 916 641 3 51,816 933 653 4 52,749 949 665 5 53,698 967 677 6 54,665 984 689 7 55,649 1,002 701 8 56,651 1,020 714 9 57,670 1,038 727 10 58,708 1,057 740 11 59,765 1,076 753 12 60,841 1,095 767 13 61,936 1,115 780 14 63,051 1,135 794 15 64,186 1,155 809 16 65,341 1,176 823 17 66,517 1,197 838 18 67,715 1,219 853 19 68,933 1,241 869 20 70,174 1,263 884 TOTAL $21,437 $15,006
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
Learn More | |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
Learn More | |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
Learn More | |
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Last change: ↑0.35% on September 25. |
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