Central Virginia

Headquarters

Po Box 1660
Lynchburg, VA 24505
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 0.85% →
1-Year CD 0.35% 0.70% →
2-Year CD 0.50% 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Central Virginia is an NCUA insured institution located in Lynchburg, VA. It was founded in 1976 and has approximately $184.27 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 22307
Date Established 1976
Assets $184.27 million
Loans $67.81 million
Deposits $169.66 million
Capital $13.87 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Amherst, Appomattox, Bedford and Campbell Counties, the City of Lynchburg, and the Towns of Bedford and Altavista in Virginia.

Deposit Rates - September 20, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.20% $250 - Learn More
Money Market
0.25% $25,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $500 - Learn More
12 Mo CD
0.35% $500 - Learn More
24 Mo CD
0.50% $500 - Learn More
36 Mo CD
0.60% $500 - Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $750 - Learn MoreShow Less

Loan Rates - September 20, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CENTRAL VIRGINIA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PADDIO
NMLS ID: 1907
2.808% 2.750% -0.25 $1,875 $1,021 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.635% 2.625% 0.13 $338 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to CENTRAL VIRGINIA
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Central Virginia branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Central Virginia Locations


Financial Details

Central Virginia Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Central Virginia. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Central Virginia U.S. Average
5.29% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Central Virginia had $650,811 in non-current loans and $105,657 in owned assets. To cover these potential losses it had $13,871,729 in net worth and $434,129 in loans loss reserves. That gives it a Texas Ratio of 5.29%.

Net Worth
Central Virginia U.S. Average
8.17% 12.20%

Central Virginia FCU has a net worth of 8.17% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Central Virginia

Branches and Savings

What is Central Virginia?

A federal credit union, registered with the NCUA under certificate #22307.
Learn more about credit unions here.

Is Central Virginia FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Central Virginia is insured by the NCUA.

Who can join Central Virginia?

Please see Field of Membership information above for information on who is eligible to join.

What are Central Virginia's share account and share certificate rates?

Central Virginia's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Central Virginia?

Central Virginia has total capital of $13.87 million. Full information on Central Virginia's financial position is located above.

Who owns Central Virginia?

Credit Unions are owned by their members.

Where are Central Virginia branches located?

See branch locations nearby.

Are Central Virginia ATMs Open 24/7?

Do Central Virginia ATMs accept cash deposits?

Can Central Virginia customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Central Virginia have a mobile app?

Does Central Virginia have mobile deposit?

Does Central Virginia have quick pay?

How can Central Virginia transfer money to other banks or credit unions?

Does Central Virginia report to credit bureaus?

Does Central Virginia use Chexsystems?

Does Central Virginia use Equifax?

What is Central Virginia's toll free phone number?

What is Central Virginia's ACH Routing Number?

What is Central Virginia's SWIFT code?

Where can I find Central Virginia's wire transfer form?

What is the Central Virginia address for deposits?

What Products Does Central Virginia Offer

Does Central Virginia offer mortgages?

Compare mortgage rates here.

Does Central Virginia offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Central Virginia offer auto and RV loans?

Compare auto loan rates here.

Does Central Virginia offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Central Virginia

There are currently no comments for Central Virginia. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →