EECU

1617 W 7th St
Fort Worth, TX 76102

Notable Rates APY Vs.Others
Savings 0.25% 2.25% →
1-Year CD 1.80% 2.25% →
2-Year CD 1.95% 2.50% →
5-Year CD 2.35% 3.25% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Eecu is an NCUA insured institution located in Fort Worth, TX. It was founded in 1934 and has approximately $2372.22 millions in assets.

Who can join?

Anyone who lives or works in Tarrant, Johnson, Parker, Palo Pinto or Hood counties, or the cities of Fort Worth, Mansfield or Haslet.

Anyone working for an educational institution, business, association, hospital or municipality in Tarrant, Young, Palo Pinto, Hood, Erath, Jack, Wise and Somervell counties.

Employees of one of EECU's Eligible Groups.
List of groups: https://www.eecu.org/become-member/eligibility

Family members of someone who meets membership requirements or is already an EECU member are also eligible to join EECU.

NCUA Insured Yes
Charter Number # # 67928
Date Established 1934
Assets $2,372.22 million
Loans $1,863.43 million
Deposits $2,051.30 million
Capital $295.19 million
 

Field of Membership Restrictions

Membership in EECU is open to anyone through becoming an Individual Associate Member of America’s Charities (credit union will facilitate joining). Membership is also open to the following: (1) those who live or work in Tarrant, Johnson, Parker, Palo Pinto or Hood Counties in Texas, or the cities of Fort Worth, Mansfield or Haslet; (2) those who live, work, worship, or attend school within a 10 mile radius of the branch office of EECU located at 1460 W. Southlake Boulevard, Southlake, TX 76092; (3) employees of AT&T and other telecommunication companies. Employees of TXU, Oncor, Atmos and other utility companies and over 500 Select Employer Groups.

Deposit Rates - December 14, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.65% $2,500 $9,999 Learn MoreShow Less
Money Market
0.70% $10,000 $24,999 Learn MoreShow Less
Money Market
0.80% $25,000 $49,999 Learn MoreShow Less
Premium Money Market Account
0.65% $10,000 $24,999 Learn MoreShow Less
Premium Money Market Account
0.75% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.75% $1,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
1.00% $1,000 $49,999 Learn MoreShow Less
3 Mo CD
1.05% $50,000 - Learn MoreShow Less
1.20% $1,000 $49,999 Learn MoreShow Less
6 Mo CD
1.25% $50,000 - Learn MoreShow Less
1.75% $1,000 $49,999 Learn MoreShow Less
12 Mo CD
1.80% $50,000 - Learn MoreShow Less
1.80% $1,000 $49,999 Learn MoreShow Less
1.90% $1,000 $49,999 Learn MoreShow Less
24 Mo CD
1.95% $50,000 - Learn MoreShow Less
2.10% $1,000 $49,999 Learn MoreShow Less
36 Mo CD
2.15% $50,000 - Learn MoreShow Less
2.15% $1,000 $49,999 Learn MoreShow Less
48 Mo CD
2.20% $50,000 - Learn MoreShow Less
2.30% $1,000 $49,999 Learn MoreShow Less
60 Mo CD
2.35% $50,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.30% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $1,000 - Learn MoreShow Less

Loan Rates - December 14, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for EECU

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($222) $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to EECU
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Eecu branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Eecu Locations


Financial Details

Eecu Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Eecu. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Eecu U.S. Average
5.23% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Eecu had $15,421,602 in non-current loans and $695,043 in owned assets. To cover these potential losses it had $295,192,354 in net worth and $12,671,697 in loans loss reserves. That gives it a Texas Ratio of 5.23%.

Net Worth
Eecu U.S. Average
12.44% 13.65%

Eecu FCU has a net worth of 12.44% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Eecu

Branches and Savings

What is Eecu?

A federal credit union, registered with the NCUA under certificate #67928.
Learn more about credit unions here.

Is Eecu FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Eecu?

Please see Field of Membership information above for information on who is eligible to join.

What are Eecu's share account and share certificate rates?

Eecu's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Eecu?

Eecu has total capital of $295.19 million. Full information on Eecu's financial position is located above.

Who owns Eecu?

Credit Unions are owned by their members.

Where are Eecu branches located?

See branch locations nearby.

Are Eecu ATMs Open 24/7?

Do Eecu ATMs accept cash deposits?

Can Eecu customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Eecu have a mobile app?

Does Eecu have mobile deposit?

Does Eecu have quick pay?

How can Eecu transfer money to other banks or credit unions?

Does Eecu report to credit bureaus?

Does Eecu use Chexsystems?

Does Eecu use Equifax?

What is Eecu's toll free phone number?

What is Eecu's ACH Routing Number?

What is Eecu's SWIFT code?

Where can I find Eecu's wire transfer form?

What is the Eecu address for deposits?

What Products Does Eecu Offer

Does Eecu offer mortgages?

Compare mortgage rates here.

Does Eecu offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Eecu offer auto and RV loans?

Compare auto loan rates here.

Does Eecu offer student loans or personal loans?

Compare personal loan rates here.

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