2024 Overview
General Credit Union Information
Eecu is an NCUA insured institution located in Fort Worth, TX. It was founded in 1934 and has approximately $3739.47 millions in assets.
Who can join?
Anyone who lives or works in Tarrant, Johnson, Parker, Palo Pinto or Hood counties, or the cities of Fort Worth, Mansfield or Haslet.
Anyone working for an educational institution, business, association, hospital or municipality in Tarrant, Young, Palo Pinto, Hood, Erath, Jack, Wise and Somervell counties.
Employees of one of EECU's Eligible Groups.
List of groups: https://www.eecu.org/become-member/eligibility
Family members of someone who meets membership requirements or is already an EECU member are also eligible to join EECU.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 67928 |
| Date Established | 1934 |
| Assets | $3,739.47 million |
| Loans | $2,986.75 million |
| Deposits | $3,248.75 million |
| Capital | $467.75 million |
Field of Membership Restrictions
Membership in EECU is open to anyone through becoming an Individual Associate Member of America’s Charities (credit union will facilitate joining). Membership is also open to the following: (1) those who live or work in Tarrant, Johnson, Parker, Palo Pinto or Hood Counties in Texas, or the cities of Fort Worth, Mansfield or Haslet; (2) those who live, work, worship, or attend school within a 10 mile radius of the branch office of EECU located at 1460 W. Southlake Boulevard, Southlake, TX 76092; (3) employees of AT&T and other telecommunication companies. Employees of TXU, Oncor, Atmos and other utility companies and over 500 Select Employer Groups.
Deposit Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.45% | $100 | $2,499 |
Learn More
|
| Regular
|
0.45% | $2,500 | $24,999 |
Learn More
|
| Regular
|
0.50% | $25,000 | $49,999 |
Learn More
|
| Regular
|
0.50% | $50,000 | $99,999 |
Learn More
|
| Regular
|
0.55% | $100,000 | - |
Learn More
|
|
Money Market
|
1.87% | $2,500 | $9,999 |
Learn More
|
|
Money Market
|
2.17% | $10,000 | $24,999 |
Learn More
|
|
Money Market
|
2.53% | $25,000 | $49,999 |
Learn More
|
|
Money Market
|
2.63% | $50,000 | $89,999 |
Learn More
|
|
Money Market
|
2.78% | $90,000 | - |
Learn More
|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
4.75% | $1,000 | - |
Learn More
|
| 6 Mo CD
|
5.25% | $50,000 | - |
Learn More
|
| 9 Month
|
4.45% | $1,000 | - |
Learn More
|
| 9 Months Special
|
4.25% | $2,500 | - |
Learn More
|
| 9 Month Jumbo
|
5.25% | $50,000 | - |
Learn More
|
| 12 Mo CD
|
5.10% | $1,000 | - |
Learn More
|
| 12 Months Bump
|
4.35% | $5,000 | - |
Learn More
|
| 12 Mo CD
|
5.20% | $50,000 | - |
Learn More
|
| 18 Mo CD
|
5.00% | $1,000 | - |
Learn More
|
| 18 Months Bump
|
5.11% | $5,000 | - |
Learn More
|
| 18 Mo CD
|
5.11% | $50,000 | - |
Learn More
|
| 24 Mo CD
|
4.75% | $1,000 | - |
Learn More
|
| 24 Months Bump
|
5.11% | $5,000 | - |
Learn More
|
| 24 Mo CD
|
4.85% | $50,000 | - |
Learn More
|
| 36 Mo CD
|
4.50% | $1,000 | - |
Learn More
|
| 36 Mo CD
|
4.60% | $50,000 | - |
Learn More
|
| 48 Mo CD
|
4.20% | $1,000 | - |
Learn More
|
| 48 Mo CD
|
4.30% | $50,000 | - |
Learn More
|
| 60 Mo CD
|
4.15% | $1,000 | - |
Learn More
|
| 60 Mo CD
|
4.25% | $50,000 | - |
Learn More
|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| IRA Savings
|
0.50% | $50,000 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.10% | $1,000 | - | Learn More |
Loan Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Eecu
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.944% | 6.750% | 1.00 | $6,400 | $2,076 | Learn More |
NMLS ID: 447490 |
6.947% | 6.875% | 0.75 | $2,342 | $2,103 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Eecu
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Eecu branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
EECU is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Add Your Review
or use your BestCashCow account
or
Financial Details
Eecu Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Eecu. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Eecu | U.S. Average |
|---|---|
| 5.57% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Eecu had $24,863,799 in non-current loans and $1,904,468 in owned assets. To cover these potential losses it had $467,748,731 in net worth and $12,825,106 in loans loss reserves. That gives it a Texas Ratio of 5.57%.
Net Worth
| Eecu | U.S. Average |
|---|---|
| 12.49% | 13.62% |
Eecu FCU has a net worth of 12.49% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Eecu
There are currently no comments for EECU. Be the first to share your experience. Please provide comments that will help others.
Add Your Review
or use your BestCashCow account