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Comparison of Deposit Account from COMMUNICATION with 0.80% - September 2026

Long-Term Analysis of COMMUNICATION with 0.80% APY and MERCK SHARP & DOHME with 1.90% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

COMMUNICATION

0.80%

$50,000

18 Month

Credit Union

1.38x (National Avg. - 0.58%)

$1,000

SCENARIO

Year	Rate 0.80%	Annual Interest	Annual Interest (After Tax)
1	50,000	400	280
2	50,400	403	282
3	50,803	406	284
4	51,210	410	287
5	51,619	413	289
6	52,032	416	291
7	52,449	420	294
8	52,868	423	296
9	53,291	426	298
10	53,717	430	301
11	54,147	433	303
12	54,580	437	306
13	55,017	440	308
14	55,457	444	311
15	55,901	447	313
16	56,348	451	316
17	56,799	454	318
18	57,253	458	321
19	57,711	462	323
20	58,173	465	326
	TOTAL	$8,638	$6,047

LOCAL MONEY MARKET

MERCK SHARP & DOHME

1.90%

$50,000

N.A.

Credit Union

3.29x (National Avg. - 0.58%)

$80,000

SCENARIO

Year	Rate 1.90%	Annual Interest	Annual Interest (After Tax)
1	50,000	950	665
2	50,950	968	678
3	51,918	986	691
4	52,904	1,005	704
5	53,910	1,024	717
6	54,934	1,044	731
7	55,978	1,064	745
8	57,041	1,084	759
9	58,125	1,104	773
10	59,229	1,125	788
11	60,355	1,147	803
12	61,502	1,169	818
13	62,670	1,191	834
14	63,861	1,213	849
15	65,074	1,236	865
16	66,311	1,260	882
17	67,570	1,284	899
18	68,854	1,308	916
19	70,163	1,333	933
20	71,496	1,358	951
	TOTAL	$22,854	$15,998

All calculations are for demonstration purposes only.

Featured CD Rates

Advertiser Disclosure

ONLINE BANKS	APY^?	MIN^?
North American Savings Bank, F.S.B.	4.35%	$100,000	Learn More on the North American Savings Bank, F.S.B. website
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BTG Pactual Bank, National Association	4.50%	$500	Learn More
Last change: ↑0.45% on April 27. Early Withdrawal Penalty is 90 days interest.
BTG Pactual Bank, National Association	4.50%	$500	Learn More
Last change: ↑0.43% on April 27. Early Withdrawal Penalty is 90 days interest.
Popular Direct	4.50%	$10,000	Learn More
Last change: ↑0.65% on August 6. Early Withdrawal Penalty is 365 days interest.
Popular Direct	4.50%	$10,000	Learn More
Last change: ↑1.20% on August 6. Early Withdrawal Penalty is 365 days interest.

Compare Savings vs. CDs Comparison of Deposit Account from COMMUNICATION with 0.80% - September 2026

Long-Term Analysis of COMMUNICATION with 0.80% APY and MERCK SHARP & DOHME with 1.90% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from COMMUNICATION with 0.80% - September 2026