Merck Sharp & Dohme Federal Credit Union
Headquarters
335 W Butler Ave
Chalfont, PA 18914
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2024 Overview
General Credit Union Information
Merck Sharp & Dohme is an NCUA insured institution located in Chalfont, PA. It was founded in 1950 and has approximately $793.99 millions in assets.
Who can join?
Employment Eligibility
Anyone working for Merck & Company., Inc., and Flik International located in or supervised from West Point, including Merck's national sales force, Merck's Wilson and Durham, North Carolina plants, and Telerex can apply for membership. Contractors who work at or are supervised from Merck & Co., Inc. are eligible to join the Credit Union, provided they have a valid Merck & Co. ID. The name and phone number of a Merck employee they report to should be listed on the membership application. If you work for any of their sponsor companies (http://www.msdfcu.org/account/sponsor_companies.aspx) or belong to one of the associations in our charter, you can join. Anyone who is an employee/member, volunteer, or retiree of any of the aforementioned groups may join.
Family Employment
Anyone who is an immediate family member or household member of a current MSDFCU member is also eligible to join. Immediate family members include spouses, children, parents, siblings, grandparents and grandchildren.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 6574 |
| Date Established | 1950 |
| Assets | $793.99 million |
| Loans | $434.49 million |
| Deposits | $705.05 million |
| Capital | $79.24 million |
Field of Membership Restrictions
Anyone who works for Merck & Company, Inc., Flik International, Merck's national sales force, Merck's Wilson and Durham, NC plants, contractors or sponsored companies are eligible for membership.
Deposit Rates - April 24, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.15% | $1 | $4,999 |
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|
|
Money Market
|
0.90% | $2,500 | $19,999 |
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|
|
Money Market
|
1.40% | $20,000 | $79,999 |
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|
|
Money Market
|
1.90% | $80,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
2.50% | $500 | - |
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|
| 12 Mo CD
|
4.25% | $1,000 | - |
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|
| 18 Mo CD
|
4.60% | $1,000 | - |
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|
| 24 Mo CD
|
4.75% | $1,000 | - |
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|
| 24 Mo CD
|
4.90% | $25,000 | - |
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|
| 36 Mo CD
|
4.35% | $1,000 | - |
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|
| 36 Mo CD
|
4.50% | $25,000 | - |
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|
| 60 Mo CD
|
4.45% | $1,000 | - |
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|
| 60 Mo CD
|
4.60% | $25,000 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.30% | $1 | $499 | Learn More |
Loan Rates - April 24, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Merck Sharp & Dohme
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
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|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.806% | 6.625% | 0.88 | $6,000 | $2,049 | Learn More |
NMLS ID: 447490 |
6.817% | 6.750% | 0.63 | $2,189 | $2,076 | Learn More |
NMLS ID: 2059741 |
6.905% | 6.750% | 1.00 | $5,094 | $2,076 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Merck Sharp & Dohme
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Branches
Below are Merck Sharp & Dohme branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
MERCK SHARP & DOHME is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Merck Sharp & Dohme Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Merck Sharp & Dohme. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Merck Sharp & Dohme | U.S. Average |
|---|---|
| 2.39% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Merck Sharp & Dohme had $1,890,744 in non-current loans and $30,195 in owned assets. To cover these potential losses it had $79,243,194 in net worth and $1,000,673 in loans loss reserves. That gives it a Texas Ratio of 2.39%.
Net Worth
| Merck Sharp & Dohme | U.S. Average |
|---|---|
| 10.15% | 13.62% |
Merck Sharp & Dohme FCU has a net worth of 10.15% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Merck Sharp & Dohme
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