Chalfont, PA 18914


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 6574
Date Established 1950
Assets $636.33 million
Loans $327.55 million
Deposits $575.94 million
Capital $58.69 million

Merck Sharp & Dohme is an NCUA insured institution located in Chalfont, PA. It was founded in 1950 and has approximately $636.33 millions in assets.

Who can join?

Employment Eligibility
Anyone working for Merck & Company., Inc., and Flik International located in or supervised from West Point, including Merck's national sales force, Merck's Wilson and Durham, North Carolina plants, and Telerex can apply for membership. Contractors who work at or are supervised from Merck & Co., Inc. are eligible to join the Credit Union, provided they have a valid Merck & Co. ID. The name and phone number of a Merck employee they report to should be listed on the membership application. If you work for any of their sponsor companies ( or belong to one of the associations in our charter, you can join. Anyone who is an employee/member, volunteer, or retiree of any of the aforementioned groups may join.

Family Employment
Anyone who is an immediate family member or household member of a current MSDFCU member is also eligible to join. Immediate family members include spouses, children, parents, siblings, grandparents and grandchildren.

Field of Membership Restrictions

Anyone who works for Merck & Company, Inc., Flik International, Merck's national sales force, Merck's Wilson and Durham, NC plants, contractors or sponsored companies are eligible for membership.

Deposit Rates - August 22, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.55% $2,500 $19,999 Learn MoreShow Less
Money Market
0.55% $20,000 $79,999 Learn MoreShow Less
Fixed IRA
2.10% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
1.20% $500 - Learn MoreShow Less
6 Mo CD
1.60% $500 - Learn MoreShow Less
12 Mo CD
2.10% $500 - Learn MoreShow Less
18 Mo CD
2.20% $500 - Learn MoreShow Less
2.20% $500 $24,999 Learn MoreShow Less
24 Mo CD
2.35% $25,000 - Learn MoreShow Less
2.40% $500 $24,999 Learn MoreShow Less
36 Mo CD
2.55% $25,000 - Learn MoreShow Less
2.60% $500 $24,999 Learn MoreShow Less
60 Mo CD
2.75% $25,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.30% $1 - Learn MoreShow Less

Loan Rates - August 22, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MERCK SHARP & DOHME

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
First Internet Bank
NMLS ID: 424182
3.657% 3.625% 0.38 $980 $1,141 Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
3.545% 3.500% 0.13 $1,424 $1,123 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Merck Sharp & Dohme branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Merck Sharp & Dohme Locations

Financial Details

Merck Sharp & Dohme Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Merck Sharp & Dohme. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Merck Sharp & Dohme U.S. Average
2.66% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Merck Sharp & Dohme had $1,565,261 in non-current loans and $19,406 in owned assets. To cover these potential losses it had $58,686,899 in net worth and $805,673 in loans loss reserves. That gives it a Texas Ratio of 2.66%.

Net Worth
Merck Sharp & Dohme U.S. Average
9.82% 13.47%

Merck Sharp & Dohme FCU has a net worth of 9.82% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Merck Sharp & Dohme

Branches and Savings

What is Merck Sharp & Dohme?

A federal credit union, registered with the NCUA under certificate #6574.
Learn more about credit unions here.

Is Merck Sharp & Dohme FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Merck Sharp & Dohme?

Please see Field of Membership information above for information on who is eligible to join.

What are Merck Sharp & Dohme's share account and share certificate rates?

Merck Sharp & Dohme's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Merck Sharp & Dohme?

Merck Sharp & Dohme has total capital of $58.69 million. Full information on Merck Sharp & Dohme's financial position is located above.

Who owns Merck Sharp & Dohme?

Credit Unions are owned by their members.

Where are Merck Sharp & Dohme branches located?

See branch locations nearby.

Are Merck Sharp & Dohme ATMs Open 24/7?

Do Merck Sharp & Dohme ATMs accept cash deposits?

Can Merck Sharp & Dohme customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Merck Sharp & Dohme have a mobile app?

Does Merck Sharp & Dohme have mobile deposit?

Does Merck Sharp & Dohme have quick pay?

How can Merck Sharp & Dohme transfer money to other banks or credit unions?

Does Merck Sharp & Dohme report to credit bureaus?

Does Merck Sharp & Dohme use Chexsystems?

Does Merck Sharp & Dohme use Equifax?

What is Merck Sharp & Dohme's toll free phone number?

What is Merck Sharp & Dohme's ACH Routing Number?

What is Merck Sharp & Dohme's SWIFT code?

Where can I find Merck Sharp & Dohme's wire transfer form?

What is the Merck Sharp & Dohme address for deposits?

What Products Does Merck Sharp & Dohme Offer

Does Merck Sharp & Dohme offer mortgages?

Compare mortgage rates here.

Does Merck Sharp & Dohme offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Merck Sharp & Dohme offer auto and RV loans?

Compare auto loan rates here.

Does Merck Sharp & Dohme offer student loans or personal loans?

Compare personal loan rates here.

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