Communication Federal Credit Union


4141 Nw Expressway, Suite 200
Oklahoma City, OK 73116
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 2.55% →
1-Year CD 0.80% 2.80% →
2-Year CD 0.90% 3.20% →
5-Year CD 1.10% 3.65% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Communication is an NCUA insured institution located in Oklahoma City, OK. It was founded in 1939 and has approximately $1872.74 millions in assets.

Who can join?

You qualify for membership if you:

Are employed by or retired from one of their select employee groups.

Have a family member who is a member of Communication Federal Credit Union.

Live or work in Broken Arrow, OK, or anywhere in Carter County or Pottawatomie County, OK. (CFCU has a community charter for these areas).

If you live in Oklahoma or Kansas you can join the Oklahomans for Energy and Jobs, a non-profit group that is one of our select employee groups. Oklahoma or Kansas residents can join Oklahomans for Energy and Jobs through our online application for a one-time $5 membership fee.

NCUA Insured Yes / Federally Chartered
Charter Number # # 3454
Date Established 1939
Assets $1,872.74 million
Loans $1,435.06 million
Deposits $1,598.30 million
Capital $226.86 million

Field of Membership Restrictions

Membership in Communication Federal Credit Union is open to anyone who lives the states of Oklahoma or Kansas through joining the Oklahomans for Energy and Jobs ($5 one-time membership fee). Membership is also open to the following: (1) those who live or work in Carter or Pottawatomie Counties or within Broken Arrow, Oklahoma; (2) employees or retirees of Carnegie Telephone Company, East Central University, and over 100 area Select Employer Groups.

Deposit Rates - August 16, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.50% $50,000 - Learn More
Money Market
0.65% $100,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.70% $1,000 $14,999 Learn More
6 Mo CD
0.70% $100,000 $199,999 Learn More
12 Mo CD
0.80% $1,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
18 Mo CD
0.80% $1,000 $14,999 Learn More
18 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
0.90% $1,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
36 Mo CD
1.00% $1,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.10% $1,000 $14,999 Learn More
48 Mo CD
1.10% $100,000 $199,999 Learn More
60 Mo CD
1.10% $1,000 $14,999 Learn More
60 Mo CD
1.10% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - August 16, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for COMMUNICATION

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 413-0477
4.845% 4.750% 0.75 $2,752 $1,305 Learn More
Morty, Inc.
NMLS ID: 1429243
4.683% 4.625% 0.63 $1,700 $1,286 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
4.990 %
After Intro: 6.250 %
Intro Period: 12 months
$25,000 Learn More
More Info

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Below are Communication branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California

Communication Locations

Climate Initiatives

COMMUNICATION is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Communication Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Communication. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Communication U.S. Average
8.66% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, Communication had $18,007,028 in non-current loans and $2,375,989 in owned assets. To cover these potential losses it had $226,861,045 in net worth and $8,460,455 in loans loss reserves. That gives it a Texas Ratio of 8.66%.

Net Worth
Communication U.S. Average
12.11% 12.28%

Communication FCU has a net worth of 12.11% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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