COMMUNICATION

4141 NW EXPRESSWAY, SUITE 200
Oklahoma City, OK 73116

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 3454
Date Established 1939
Assets $1,229.58 million
Loans $870.61 million
Deposits $986.76 million
Capital $172.68 million

Communication is an NCUA insured institution located in Oklahoma City, OK. It was founded in 1939 and has approximately $1229.58 millions in assets.

Who can join?

You qualify for membership if you:

Are employed by or retired from one of their select employee groups.

Have a family member who is a member of Communication Federal Credit Union.

Live or work in Broken Arrow, OK, or anywhere in Carter County or Pottawatomie County, OK. (CFCU has a community charter for these areas).

If you live in Oklahoma or Kansas you can join the Oklahomans for Energy and Jobs, a non-profit group that is one of our select employee groups. Oklahoma or Kansas residents can join Oklahomans for Energy and Jobs through our online application for a one-time $5 membership fee.

Field of Membership Restrictions

Membership in Communication Federal Credit Union is open to anyone who lives the states of Oklahoma or Kansas through joining the Oklahomans for Energy and Jobs ($5 one-time membership fee). Membership is also open to the following: (1) those who live or work in Carter or Pottawatomie Counties or within Broken Arrow, Oklahoma; (2) employees or retirees of Carnegie Telephone Company, East Central University, and over 100 area Select Employer Groups.

Deposit Rates - August 18, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.15% $1 $4,999 Learn MoreShow Less
Money Market
0.30% $10,000 $24,999 Learn MoreShow Less
Money Market
0.40% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.60% $1,000 - Learn MoreShow Less
Special: 26 Mo FIRA
2.75% $1,000 - Learn MoreShow Less
Special: 39 Mo FIRA
2.75% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.40% $1,000 - Learn MoreShow Less
12 Mo CD
1.60% $1,000 - Learn MoreShow Less
18 Mo CD
2.00% $1,000 - Learn MoreShow Less
24 Mo CD
2.20% $1,000 - Learn MoreShow Less
Special: 26 Mo CD
2.75% $1,000 - Learn MoreShow Less
36 Mo CD
2.40% $1,000 - Learn MoreShow Less
Special: 39 Mo CD
2.75% $1,000 - Learn MoreShow Less
48 Mo CD
2.60% $1,000 - Learn MoreShow Less
60 Mo CD
2.80% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.15% $250 $4,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $25 - Learn MoreShow Less

Loan Rates - August 18, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for COMMUNICATION

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to COMMUNICATION
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Communication branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Communication Locations


Financial Details

Communication Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Communication. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Communication U.S. Average
9.55% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Communication had $15,708,183 in non-current loans and $1,708,300 in owned assets. To cover these potential losses it had $172,681,921 in net worth and $9,687,618 in loans loss reserves. That gives it a Texas Ratio of 9.55%.

Net Worth
Communication U.S. Average
14.04% 13.47%

Communication FCU has a net worth of 14.04% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Communication

Branches and Savings

What is Communication?

A federal credit union, registered with the NCUA under certificate #3454.
Learn more about credit unions here.

Is Communication FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Communication?

Please see Field of Membership information above for information on who is eligible to join.

What are Communication's share account and share certificate rates?

Communication's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Communication?

Communication has total capital of $172.68 million. Full information on Communication's financial position is located above.

Who owns Communication?

Credit Unions are owned by their members.

Where are Communication branches located?

See branch locations nearby.

Are Communication ATMs Open 24/7?

Do Communication ATMs accept cash deposits?

Can Communication customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Communication have a mobile app?

Does Communication have mobile deposit?

Does Communication have quick pay?

How can Communication transfer money to other banks or credit unions?

Does Communication report to credit bureaus?

Does Communication use Chexsystems?

Does Communication use Equifax?

What is Communication's toll free phone number?

What is Communication's ACH Routing Number?

What is Communication's SWIFT code?

Where can I find Communication's wire transfer form?

What is the Communication address for deposits?

What Products Does Communication Offer

Does Communication offer mortgages?

Compare mortgage rates here.

Does Communication offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Communication offer auto and RV loans?

Compare auto loan rates here.

Does Communication offer student loans or personal loans?

Compare personal loan rates here.

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