Communication Federal Credit Union


4141 Nw Expressway, Suite 200
Oklahoma City, OK 73116
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.85% →
1-Year CD 0.80% 0.75% →
2-Year CD 0.90% 0.80% →
5-Year CD 1.10% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Communication is an NCUA insured institution located in Oklahoma City, OK. It was founded in 1939 and has approximately $1653.4 millions in assets.

Who can join?

You qualify for membership if you:

Are employed by or retired from one of their select employee groups.

Have a family member who is a member of Communication Federal Credit Union.

Live or work in Broken Arrow, OK, or anywhere in Carter County or Pottawatomie County, OK. (CFCU has a community charter for these areas).

If you live in Oklahoma or Kansas you can join the Oklahomans for Energy and Jobs, a non-profit group that is one of our select employee groups. Oklahoma or Kansas residents can join Oklahomans for Energy and Jobs through our online application for a one-time $5 membership fee.

NCUA Insured Yes / Federally Chartered
Charter Number # # 3454
Date Established 1939
Assets $1,653.40 million
Loans $1,177.27 million
Deposits $1,380.41 million
Capital $208.90 million

Field of Membership Restrictions

Membership in Communication Federal Credit Union is open to anyone who lives the states of Oklahoma or Kansas through joining the Oklahomans for Energy and Jobs ($5 one-time membership fee). Membership is also open to the following: (1) those who live or work in Carter or Pottawatomie Counties or within Broken Arrow, Oklahoma; (2) employees or retirees of Carnegie Telephone Company, East Central University, and over 100 area Select Employer Groups.

Deposit Rates - October 22, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $2,500 $4,999 Learn More
Money Market
0.50% $50,000 - Learn More
Money Market
0.65% $100,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.70% $1,000 $14,999 Learn More
6 Mo CD
0.70% $100,000 $199,999 Learn More
12 Mo CD
0.80% $1,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
18 Mo CD
0.80% $1,000 $14,999 Learn More
18 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
0.90% $1,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
36 Mo CD
1.00% $1,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.10% $1,000 $14,999 Learn More
48 Mo CD
1.10% $100,000 $199,999 Learn More
60 Mo CD
1.10% $1,000 $14,999 Learn More
60 Mo CD
1.10% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 22, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for COMMUNICATION

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Flagstar Bank, FSB
NMLS ID: 417490
3.327% 3.250% 1.00 $2,425 $1,089 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Communication branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Communication Locations

Climate Initiatives

COMMUNICATION is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Communication Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Communication. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Communication U.S. Average
4.35% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Communication had $8,865,067 in non-current loans and $614,110 in owned assets. To cover these potential losses it had $208,895,718 in net worth and $8,838,130 in loans loss reserves. That gives it a Texas Ratio of 4.35%.

Net Worth
Communication U.S. Average
12.63% 12.22%

Communication FCU has a net worth of 12.63% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Communication

Branches and Savings

What is Communication?

A federal credit union, registered with the NCUA under certificate #3454.
Learn more about credit unions here.

Is Communication FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Communication is insured by the NCUA.

Who can join Communication?

Please see Field of Membership information above for information on who is eligible to join.

What are Communication's share account and share certificate rates?

Communication's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Communication?

Communication has total capital of $208.90 million. Full information on Communication's financial position is located above.

Who owns Communication?

Credit Unions are owned by their members.

Where are Communication branches located?

See branch locations nearby.

Are Communication ATMs Open 24/7?

Do Communication ATMs accept cash deposits?

Can Communication customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Communication have a mobile app?

Does Communication have mobile deposit?

Does Communication have quick pay?

How can Communication transfer money to other banks or credit unions?

Does Communication report to credit bureaus?

Does Communication use Chexsystems?

Does Communication use Equifax?

What is Communication's toll free phone number?

What is Communication's ACH Routing Number?

What is Communication's SWIFT code?

Where can I find Communication's wire transfer form?

What is the Communication address for deposits?

What Products Does Communication Offer

Does Communication offer mortgages?

Compare mortgage rates here.

Does Communication offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Communication offer auto and RV loans?

Compare auto loan rates here.

Does Communication offer student loans or personal loans?

Compare personal loan rates here.

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