This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.26% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,630 | 1,141 |
| 2 | 51,630 | 1,683 | 1,178 |
| 3 | 53,313 | 1,738 | 1,217 |
| 4 | 55,051 | 1,795 | 1,256 |
| 5 | 56,846 | 1,853 | 1,297 |
| 6 | 58,699 | 1,914 | 1,340 |
| 7 | 60,613 | 1,976 | 1,383 |
| 8 | 62,589 | 2,040 | 1,428 |
| 9 | 64,629 | 2,107 | 1,475 |
| 10 | 66,736 | 2,176 | 1,523 |
| 11 | 68,911 | 2,247 | 1,573 |
| 12 | 71,158 | 2,320 | 1,624 |
| 13 | 73,478 | 2,395 | 1,677 |
| 14 | 75,873 | 2,473 | 1,731 |
| 15 | 78,347 | 2,554 | 1,788 |
| 16 | 80,901 | 2,637 | 1,846 |
| 17 | 83,538 | 2,723 | 1,906 |
| 18 | 86,261 | 2,812 | 1,968 |
| 19 | 89,073 | 2,904 | 2,033 |
| 20 | 91,977 | 2,998 | 2,099 |
| TOTAL | $44,976 | $31,483 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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