AMERICA'S

Headquarters

PO BOX 469046
Garland, TX 75046
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.62% →
1-Year CD 0.70% 1.55% →
2-Year CD 1.00% 1.45% →
5-Year CD N.A. 2.25% →
30-Year Mortgage N.A. 3.08% →
15-Year Mortgage N.A. 2.65% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

America's is an NCUA insured institution located in Garland, TX. It was founded in 1934 and has approximately $229.56 millions in assets.

Who can join?

You are eligible to become a Member if you or any of your relatives reside or work in any of the following areas:
• Dallas County
• Collin County
• Rockwall County

You are also eligible if you or any of your relatives work for, are retired from, or receive benefits from any of the following companies:
• Kraft Foods, Inc.
• U.S. FoodService (formerly Alliant FoodService)
• Philip Morris and any of its subsidiaries
• Baylor Medical Center at Garland
• Valspar, Inc.
• Raytheon
• Sherwin Williams
• Employees of the Texas Post Offices: Rowlett, Wylie, Rockwall, Royce City, Garland or Terrell
• Plus other businesses

NCUA Insured Yes
Charter Number # # 67470
Date Established 1934
Assets $229.56 million
Loans $124.00 million
Deposits $193.94 million
Capital $34.01 million
 

Field of Membership Restrictions

America's CU Tx, is open to anyone who resides or works; either themselves or a family member, in Dallas, Collin, or Rockwell Counties; or anyone who is either employed themselves or through a relative association at any of the site listed CU-affiliated companies, whether you/they are retired, a pensioner, or a current employee.

Deposit Rates - May 28, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $200 $9,999 Learn More
Money Market
0.05% $2,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.35% $5,000 $99,999 Learn More
6 Mo CD
0.40% $100,000 - Learn More
12 Mo CD
0.65% $5,000 $99,999 Learn More
12 Mo CD
0.70% $100,000 - Learn More
18 Mo CD
0.65% $5,000 $99,999 Learn More
18 Mo CD
0.70% $100,000 - Learn More
24 Mo CD
0.90% $5,000 $99,999 Learn More
24 Mo CD
1.00% $100,000 - Learn More
36 Mo CD
1.10% $5,000 $99,999 Learn More
36 Mo CD
1.10% $100,000 - Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $200 $9,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.65% $2,000 $99,999 Learn MoreShow Less

Loan Rates - May 28, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for AMERICA'S

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.952% 2.875% 1.00 $2,485 $1,038 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.114% 3.990% 1.00 $3,750 $1,193 Learn More
Rocket Mortgage
NMLS ID: 3030
3.998% 3.875% 1.00 $3,750 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info

Note to AMERICA'S
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are America's branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


America's Locations


Financial Details

America's Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of America's. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
America's U.S. Average
0.91% 5.92

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2019, America's had $306,837 in non-current loans and $7,264 in owned assets. To cover these potential losses it had $34,006,194 in net worth and $349,986 in loans loss reserves. That gives it a Texas Ratio of 0.91%.

Net Worth
America's U.S. Average
14.81% 13.86%

America's FCU has a net worth of 14.81% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About America's

Branches and Savings

What is America's?

A federal credit union, registered with the NCUA under certificate #67470.
Learn more about credit unions here.

Is America's FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join America's?

Please see Field of Membership information above for information on who is eligible to join.

What are America's's share account and share certificate rates?

America's's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is America's?

America's has total capital of $34.01 million. Full information on America's's financial position is located above.

Who owns America's?

Credit Unions are owned by their members.

Where are America's branches located?

See branch locations nearby.

Are America's ATMs Open 24/7?

Do America's ATMs accept cash deposits?

Can America's customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does America's have a mobile app?

Does America's have mobile deposit?

Does America's have quick pay?

How can America's transfer money to other banks or credit unions?

Does America's report to credit bureaus?

Does America's use Chexsystems?

Does America's use Equifax?

What is America's's toll free phone number?

What is America's's ACH Routing Number?

What is America's's SWIFT code?

Where can I find America's's wire transfer form?

What is the America's address for deposits?

What Products Does America's Offer

Does America's offer mortgages?

Compare mortgage rates here.

Does America's offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does America's offer auto and RV loans?

Compare auto loan rates here.

Does America's offer student loans or personal loans?

Compare personal loan rates here.

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