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Comparison of Deposit Account from CONSUMERS PROFESSIONAL with 0.90% - November 2025

Long-Term Analysis of CONSUMERS PROFESSIONAL with 0.90% APY and OPPORTUNITIES with 0.75% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

CONSUMERS PROFESSIONAL

0.90%

$50,000

30 Month

Credit Union

N.A.

$10,000

SCENARIO

Year	Rate 0.90%	Annual Interest	Annual Interest (After Tax)
1	50,000	452	316
2	50,452	456	319
3	50,907	460	322
4	51,367	464	325
5	51,831	468	328
6	52,299	472	331
7	52,771	477	334
8	53,247	481	337
9	53,728	485	340
10	54,213	490	343
11	54,703	494	346
12	55,197	498	349
13	55,695	503	352
14	56,198	507	355
15	56,706	512	358
16	57,218	517	362
17	57,734	521	365
18	58,256	526	368
19	58,782	531	372
20	59,313	536	375
	TOTAL	$9,848	$6,894

LOCAL CD

OPPORTUNITIES

0.75%

$50,000

36 Month

Credit Union

1.00x (National Avg. - 0.75%)

$100,000

SCENARIO

Year	Rate 0.75%	Annual Interest	Annual Interest (After Tax)
1	50,000	376	263
2	50,376	379	265
3	50,755	382	267
4	51,137	385	269
5	51,521	387	271
6	51,908	390	273
7	52,299	393	275
8	52,692	396	277
9	53,088	399	279
10	53,488	402	282
11	53,890	405	284
12	54,295	408	286
13	54,703	411	288
14	55,115	414	290
15	55,529	418	292
16	55,947	421	295
17	56,368	424	297
18	56,791	427	299
19	57,218	430	301
20	57,649	434	303
	TOTAL	$8,082	$5,658

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Climate First Bank	4.34%	$500	Learn More
Last change: ↑1.66% on April 4.
Climate First Bank	4.34%	$500	Learn More
Last change: ↑0.66% on February 4. No Penalty CD.
Total Bank, a division of City National Bank of Florida	4.25%	$25,000	Learn More
Last change: ↓0.16% on September 18. 3 Month CD.
Home Savings Bank	4.20%	$5,000	Learn More
Last change: ↓0.05% on October 7. Early Withdrawal Penalty is 6 months interest.
Bread Savings, a division of Bread Financial	4.20%	$1,500	Learn More
Last change: ↓0.10% on October 13.

Compare Savings vs. CDs Comparison of Deposit Account from CONSUMERS PROFESSIONAL with 0.90% - November 2025

Long-Term Analysis of CONSUMERS PROFESSIONAL with 0.90% APY and OPPORTUNITIES with 0.75% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from CONSUMERS PROFESSIONAL with 0.90% - November 2025