Lansing, MI 48906

Notable Rates APY Vs.Others
Savings N.A. 2.20% →
1-Year CD 1.67% 2.20% →
2-Year CD 1.81% 2.20% →
5-Year CD 2.22% 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Consumers Professional is an NCUA insured institution located in Lansing, MI. It was founded in 1953 and has approximately $76 millions in assets.

NCUA Insured Yes
Charter Number # # 60947
Date Established 1953
Assets $76.00 million
Loans $46.27 million
Deposits $63.55 million
Capital $12.87 million

Field of Membership Restrictions

Consumers Professional CU of Michigan is open to the residents, people maintaining employment and church members in the eligible CU-approved site listed Michigan Counties.

Deposit Rates - February 17, 2020

Your Current Location: Connecticut, CT 06828

Fixed IRA
1.71% $1,000 $49,999 Learn MoreShow Less
Special: 20 Mo FIRA
1.91% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.56% $1,000 $49,999 Learn MoreShow Less
12 Mo CD
1.67% $1,000 $49,999 Learn MoreShow Less
18 Mo CD
1.71% $1,000 $49,999 Learn MoreShow Less
Special: 20 Mo CD
1.91% $1,000 - Learn MoreShow Less
24 Mo CD
1.81% $1,000 $49,999 Learn MoreShow Less
30 Mo CD
1.86% $1,000 $49,999 Learn MoreShow Less
36 Mo CD
1.91% $1,000 $49,999 Learn MoreShow Less
48 Mo CD
2.02% $1,000 $49,999 Learn MoreShow Less
60 Mo CD
2.22% $1,000 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.05% $50 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $250 - Learn MoreShow Less

Loan Rates - February 17, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for CONSUMERS PROFESSIONAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.668% 4.625% 0.00 $1,250 $1,286 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.793% 4.750% 0.00 $1,250 $1,305 Learn More
NMLS ID: 2890
License#: 13256
3.378% 3.375% 0.00 $92 $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Eastern Bank
Eastern Bank
4.250 %
$25,000 Learn More
More Info
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Consumers Professional branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Consumers Professional Locations

Financial Details

Consumers Professional Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Consumers Professional. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Consumers Professional U.S. Average
5.14% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Consumers Professional had $647,674 in non-current loans and $30,275 in owned assets. To cover these potential losses it had $12,871,808 in net worth and $308,117 in loans loss reserves. That gives it a Texas Ratio of 5.14%.

Net Worth
Consumers Professional U.S. Average
16.93% 13.65%

Consumers Professional FCU has a net worth of 16.93% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Consumers Professional

Branches and Savings

What is Consumers Professional?

A federal credit union, registered with the NCUA under certificate #60947.
Learn more about credit unions here.

Is Consumers Professional FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Consumers Professional?

Please see Field of Membership information above for information on who is eligible to join.

What are Consumers Professional's share account and share certificate rates?

Consumers Professional's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Consumers Professional?

Consumers Professional has total capital of $12.87 million. Full information on Consumers Professional's financial position is located above.

Who owns Consumers Professional?

Credit Unions are owned by their members.

Where are Consumers Professional branches located?

See branch locations nearby.

Are Consumers Professional ATMs Open 24/7?

Do Consumers Professional ATMs accept cash deposits?

Can Consumers Professional customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Consumers Professional have a mobile app?

Does Consumers Professional have mobile deposit?

Does Consumers Professional have quick pay?

How can Consumers Professional transfer money to other banks or credit unions?

Does Consumers Professional report to credit bureaus?

Does Consumers Professional use Chexsystems?

Does Consumers Professional use Equifax?

What is Consumers Professional's toll free phone number?

What is Consumers Professional's ACH Routing Number?

What is Consumers Professional's SWIFT code?

Where can I find Consumers Professional's wire transfer form?

What is the Consumers Professional address for deposits?

What Products Does Consumers Professional Offer

Does Consumers Professional offer mortgages?

Compare mortgage rates here.

Does Consumers Professional offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Consumers Professional offer auto and RV loans?

Compare auto loan rates here.

Does Consumers Professional offer student loans or personal loans?

Compare personal loan rates here.

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