Wepco Federal Credit Union

Headquarters

P.o. Box 157
Bloomington, MD 21523
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Notable Rates APY Vs.Others
Savings 0.10% 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD 0.85% 4.65% →
5-Year CD 1.51% 4.95% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Wepco is an NCUA insured institution located in Bloomington, MD. It was founded in 1950 and has approximately $397.29 millions in assets.

Who can join?

You can enjoy all the benefits of WEPCO Federal Credit Union membership if you meet one of the following criteria:

• A current or retired employee of NewPage Corporation, Luke, Maryland, or
• Live, work, attend school, or worship in as well as a business or legal entity within Allegany and Garrett Counties in Maryland, or Mineral, Tucker and Preston Counties in West Virginia.
• You have an immediate relative who is a member of WEPCO Federal Credit Union or qualifies for membership. Immediate family is defined as spouse, child, sibling, parent, grandparent or grandchild. This includes stepparents, stepchildren, stepsiblings, and adoptive siblings. It also includes anyone residing in the same household maintaining a single economic unit.
• You are a current or retired employee/member of any other membership groups that WEPCO serves.

NCUA Insured Yes / Federally Chartered
Charter Number # # 6685
Date Established 1950
Assets $397.29 million
Loans $253.13 million
Deposits $336.10 million
Capital $60.10 million
 

Field of Membership Restrictions

Membership is open to current or retired employees of Verso Corporation, Luke, Maryland or live, work, attend school, or worship in as well as a business or legal entity within Allegany and Garrett Counties in Maryland, or Mineral, Tucker and Preston Counties in West Virginia.

Deposit Rates - October 3, 2026

Your Current Location: Indiana, IN

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.35% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.26% $10,000 $14,999 Learn More
48 Mo CD
1.26% $100,000 $199,999 Learn More
60 Mo CD
1.51% $10,000 $14,999 Learn More
60 Mo CD
1.51% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
2.02% $1 $499 Learn MoreShow Less

Loan Rates - October 3, 2026

Your Current Location: Indiana, IN

There are currently no loan rates available for Wepco

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Indiana 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - Indiana Home Equity Line Of Credit Rates 2026

View more home equity rates

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Branches

Below are Wepco branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Indianapolis,Indiana



Climate Policy and Initiatives

WEPCO is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Wepco Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Wepco. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Wepco U.S. Average
6.75% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Wepco had $3,724,099 in non-current loans and $392,917 in owned assets. To cover these potential losses it had $60,104,193 in net worth and $873,830 in loans loss reserves. That gives it a Texas Ratio of 6.75%.

Net Worth
Wepco U.S. Average
15.13% 14.48%

Wepco FCU has a net worth of 15.13% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Wepco

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