Compare Savings vs. CDs
Comparison of Deposit Account from Elevault, a division of Southern Bancorp of Arkansas with 4.34% - September 2026


Long-Term Analysis of Elevault, a division of Southern Bancorp of Arkansas with 4.34% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    ONLINE SAVINGS
    4.34%
    -
    $50,000
    N.A.
    Online Bank
    18.55x (National Avg. - 0.23%)
    $0
     
    SCENARIO
    Year Rate
    4.34%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 2,170 1,519
    2 52,170 2,264 1,585
    3 54,434 2,362 1,654
    4 56,797 2,465 1,725
    5 59,262 2,572 1,800
    6 61,834 2,684 1,879
    7 64,517 2,800 1,960
    8 67,317 2,922 2,045
    9 70,239 3,048 2,134
    10 73,287 3,181 2,226
    11 76,468 3,319 2,323
    12 79,786 3,463 2,424
    13 83,249 3,613 2,529
    14 86,862 3,770 2,639
    15 90,632 3,933 2,753
    16 94,565 4,104 2,873
    17 98,670 4,282 2,998
    18 102,952 4,468 3,128
    19 107,420 4,662 3,263
    20 112,082 4,864 3,405
    TOTAL $66,946 $46,862

    All calculations are for demonstration purposes only.

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    12-Month

    Last change: ↑0.35% on September 25.

    Last change: ↑0.45% on April 27.
    Early Withdrawal Penalty is 90 days interest.

    Last change: ↑0.43% on April 27.
    Early Withdrawal Penalty is 90 days interest.

    Last change: ↑0.10% on September 25.