COMMUNITY POWERED

1758 PULASKI HIGHWAY
Bear, DE 19701

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 15185
Date Established 1962
Assets $130.09 million
Loans $62.01 million
Deposits $116.06 million
Capital $14.71 million

Community Powered is an NCUA insured institution located in Bear, DE. It was founded in 1962 and has approximately $130.09 millions in assets.

Field of Membership Restrictions

Membership is open to those who live or work in New Castle County, north of the Chesapeake or Delaware Canal.

Deposit Rates - September 18, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.17% $2,500 $9,999 Learn MoreShow Less
Money Market
0.21% $10,000 $24,999 Learn MoreShow Less
Money Market
0.25% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.55% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.32% $500 $24,999 Learn MoreShow Less
12 Mo CD
0.55% $500 $24,999 Learn MoreShow Less
24 Mo CD
0.65% $500 $24,999 Learn MoreShow Less
36 Mo CD
1.11% $500 $24,999 Learn MoreShow Less
48 Mo CD
1.30% $500 $24,999 Learn MoreShow Less
60 Mo CD
1.66% $500 $24,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.82% $1 - Learn MoreShow Less

Loan Rates - September 18, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for COMMUNITY POWERED

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.662% 3.625% 0.50 $1,130 $1,141 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to COMMUNITY POWERED
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Community Powered branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Community Powered Locations


Financial Details

Community Powered Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Community Powered. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Community Powered U.S. Average
3.88% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Community Powered had $571,195 in non-current loans and $15,300 in owned assets. To cover these potential losses it had $14,705,032 in net worth and $409,216 in loans loss reserves. That gives it a Texas Ratio of 3.88%.

Net Worth
Community Powered U.S. Average
11.3% 13.47%

Community Powered FCU has a net worth of 11.3% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Community Powered

Branches and Savings

What is Community Powered?

A federal credit union, registered with the NCUA under certificate #15185.
Learn more about credit unions here.

Is Community Powered FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Community Powered?

Please see Field of Membership information above for information on who is eligible to join.

What are Community Powered's share account and share certificate rates?

Community Powered's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Community Powered?

Community Powered has total capital of $14.71 million. Full information on Community Powered's financial position is located above.

Who owns Community Powered?

Credit Unions are owned by their members.

Where are Community Powered branches located?

See branch locations nearby.

Are Community Powered ATMs Open 24/7?

Do Community Powered ATMs accept cash deposits?

Can Community Powered customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Community Powered have a mobile app?

Does Community Powered have mobile deposit?

Does Community Powered have quick pay?

How can Community Powered transfer money to other banks or credit unions?

Does Community Powered report to credit bureaus?

Does Community Powered use Chexsystems?

Does Community Powered use Equifax?

What is Community Powered's toll free phone number?

What is Community Powered's ACH Routing Number?

What is Community Powered's SWIFT code?

Where can I find Community Powered's wire transfer form?

What is the Community Powered address for deposits?

What Products Does Community Powered Offer

Does Community Powered offer mortgages?

Compare mortgage rates here.

Does Community Powered offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Community Powered offer auto and RV loans?

Compare auto loan rates here.

Does Community Powered offer student loans or personal loans?

Compare personal loan rates here.

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