This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.15% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 577 | 404 |
| 2 | 50,577 | 583 | 408 |
| 3 | 51,160 | 590 | 413 |
| 4 | 51,750 | 597 | 418 |
| 5 | 52,346 | 604 | 422 |
| 6 | 52,950 | 611 | 427 |
| 7 | 53,560 | 618 | 432 |
| 8 | 54,178 | 625 | 437 |
| 9 | 54,802 | 632 | 442 |
| 10 | 55,434 | 639 | 447 |
| 11 | 56,074 | 647 | 453 |
| 12 | 56,720 | 654 | 458 |
| 13 | 57,374 | 662 | 463 |
| 14 | 58,036 | 669 | 468 |
| 15 | 58,705 | 677 | 474 |
| 16 | 59,382 | 685 | 479 |
| 17 | 60,066 | 693 | 485 |
| 18 | 60,759 | 701 | 490 |
| 19 | 61,459 | 709 | 496 |
| 20 | 62,168 | 717 | 502 |
| TOTAL | $12,885 | $9,019 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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