This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.33% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,165 | 1,516 |
| 2 | 52,165 | 2,259 | 1,581 |
| 3 | 54,424 | 2,357 | 1,650 |
| 4 | 56,780 | 2,459 | 1,721 |
| 5 | 59,239 | 2,565 | 1,796 |
| 6 | 61,804 | 2,676 | 1,873 |
| 7 | 64,480 | 2,792 | 1,954 |
| 8 | 67,272 | 2,913 | 2,039 |
| 9 | 70,185 | 3,039 | 2,127 |
| 10 | 73,224 | 3,171 | 2,219 |
| 11 | 76,394 | 3,308 | 2,316 |
| 12 | 79,702 | 3,451 | 2,416 |
| 13 | 83,153 | 3,601 | 2,520 |
| 14 | 86,754 | 3,756 | 2,630 |
| 15 | 90,510 | 3,919 | 2,743 |
| 16 | 94,430 | 4,089 | 2,862 |
| 17 | 98,518 | 4,266 | 2,986 |
| 18 | 102,784 | 4,451 | 3,115 |
| 19 | 107,235 | 4,643 | 3,250 |
| 20 | 111,878 | 4,844 | 3,391 |
| TOTAL | $66,722 | $46,706 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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|
|
5.49% |
$50,000 |
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Last change: ↑0.09% on March 12. |
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