Ent Credit Union
Headquarters
P.o. Box 15819
Colorado Spring, CO 80935
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Phone 1-719-574-1100
2024 Overview
General Credit Union Information
Ent is an NCUA insured institution located in Colorado Spring, CO. It was founded in 1957 and has approximately $9792.98 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68671 |
| Date Established | 1957 |
| Assets | $9,792.98 million |
| Loans | $8,226.80 million |
| Deposits | $8,235.00 million |
| Capital | $992.53 million |
Field of Membership Restrictions
Membership in Ent Credit Union is open to those who live, work, attend school or worship in Arapahoe, Douglas, Denver, Fremont, El Paso, Pueblo, Jefferson or Teller Counties in Colorado and in Firestone, Dacono, Frederick, Mead, Ft. Lupton, or Erie in Weld County. Membership is also open to civilian and military personnel of the Colorado Air National Guard, Colorado Army National Guard and those associated with Buckley Air Force Base in Aurora, Colorado.
Deposit Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.05% | $0 | - |
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|
|
Money Market
|
0.10% | $2,500 | $9,999 |
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|
|
Money Market
|
0.30% | $10,000 | $24,999 |
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|
|
Money Market
|
0.40% | $25,000 | $49,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
4.70% | $500 | - |
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|
| 11 Month Special - New Money
|
4.50% | $500 | - |
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|
| 12 Mo CD
|
4.33% | $500 | - |
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|
| 18 Mo CD
|
3.95% | $500 | - |
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|
| 24 Mo CD
|
3.68% | $500 | - |
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|
| 30 Mo CD
|
3.51% | $500 | - |
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|
| 36 Mo CD
|
3.35% | $500 | - |
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|
| 48 Mo CD
|
3.43% | $500 | - |
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|
| 60 Mo CD
|
3.43% | $500 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| VIRA
|
0.10% | $0 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.05% | $0 | - | Learn More |
Loan Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
| Home Equity Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| Line of Credit See Table |
8.50% | 8.00% | Varies | |
Compare with 7.49 RATE Line of Credit from Third Federal Savings and Loan
See All Home Equity Rates |
||||
| Refinance Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 5 Year Adjustable Jumbo See Amortization Table |
7.32% | 6.75% | $2,076.36 | |
| 5 Year Adjustable Conforming See Amortization Table |
7.34% | 6.79% | $2,082.96 | |
| 7 Year Adjustable Jumbo See Amortization Table |
7.35% | 6.55% | $2,033.36 | |
| 7 Year Adjustable Conforming See Amortization Table |
7.37% | 6.58% | $2,039.91 | |
| 10 Year Fixed Conforming See Amortization Table |
6.52% | 6.42% | $3,619.87 | |
| 15 Year Fixed Jumbo See Amortization Table |
6.69% | 6.19% | $2,733.47 | |
| 15 Year Fixed Conforming See Amortization Table |
6.73% | 6.37% | $2,764.38 | |
| 20 Year Fixed Jumbo See Amortization Table |
6.93% | 6.18% | $2,325.37 | |
| 20 Year Fixed Conforming See Amortization Table |
6.96% | 6.47% | $2,380.19 |
| Purchase Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 5 Year Adjustable Jumbo See Amortization Table |
7.32% | 6.75% | $2,076.36 | |
| 5 Year Adjustable Conforming See Amortization Table |
7.34% | 6.79% | $2,082.96 | |
| 7 Year Adjustable Jumbo See Amortization Table |
7.35% | 6.55% | $2,033.36 | |
| 7 Year Adjustable Conforming See Amortization Table |
7.37% | 6.58% | $2,039.91 | |
| 10 Year Fixed Conforming See Amortization Table |
6.52% | 6.42% | $3,619.87 | |
| 15 Year Fixed Jumbo See Amortization Table |
6.69% | 6.19% | $2,733.47 | |
| 15 Year Fixed Conforming See Amortization Table |
6.73% | 6.37% | $2,764.38 | |
| 20 Year Fixed Jumbo See Amortization Table |
6.93% | 6.18% | $2,325.37 | |
| 20 Year Fixed Conforming See Amortization Table |
6.96% | 6.47% | $2,380.19 |
| Auto Loan Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 5 Year | 6.99% | 6.99% | $494.91 |
Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.
Branches
Below are Ent branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
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Financial Details
Ent Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Ent. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Ent | U.S. Average |
|---|---|
| 5.16% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Ent had $48,516,881 in non-current loans and $3,411,430 in owned assets. To cover these potential losses it had $992,527,737 in net worth and $13,802,885 in loans loss reserves. That gives it a Texas Ratio of 5.16%.
Net Worth
| Ent | U.S. Average |
|---|---|
| 10.1% | 13.62% |
Ent FCU has a net worth of 10.1% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Ent
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