This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.68% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,840 | 1,288 |
| 2 | 51,840 | 1,908 | 1,335 |
| 3 | 53,748 | 1,978 | 1,385 |
| 4 | 55,726 | 2,051 | 1,435 |
| 5 | 57,776 | 2,126 | 1,488 |
| 6 | 59,902 | 2,204 | 1,543 |
| 7 | 62,107 | 2,286 | 1,600 |
| 8 | 64,392 | 2,370 | 1,659 |
| 9 | 66,762 | 2,457 | 1,720 |
| 10 | 69,219 | 2,547 | 1,783 |
| 11 | 71,766 | 2,641 | 1,849 |
| 12 | 74,407 | 2,738 | 1,917 |
| 13 | 77,145 | 2,839 | 1,987 |
| 14 | 79,984 | 2,943 | 2,060 |
| 15 | 82,928 | 3,052 | 2,136 |
| 16 | 85,979 | 3,164 | 2,215 |
| 17 | 89,144 | 3,280 | 2,296 |
| 18 | 92,424 | 3,401 | 2,381 |
| 19 | 95,825 | 3,526 | 2,468 |
| 20 | 99,352 | 3,656 | 2,559 |
| TOTAL | $53,008 | $37,105 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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