This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.21% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 104 | 72 |
| 2 | 50,104 | 104 | 73 |
| 3 | 50,207 | 104 | 73 |
| 4 | 50,311 | 104 | 73 |
| 5 | 50,415 | 104 | 73 |
| 6 | 50,520 | 105 | 73 |
| 7 | 50,624 | 105 | 73 |
| 8 | 50,729 | 105 | 74 |
| 9 | 50,834 | 105 | 74 |
| 10 | 50,939 | 105 | 74 |
| 11 | 51,045 | 106 | 74 |
| 12 | 51,150 | 106 | 74 |
| 13 | 51,256 | 106 | 74 |
| 14 | 51,362 | 106 | 74 |
| 15 | 51,469 | 107 | 75 |
| 16 | 51,575 | 107 | 75 |
| 17 | 51,682 | 107 | 75 |
| 18 | 51,789 | 107 | 75 |
| 19 | 51,896 | 107 | 75 |
| 20 | 52,004 | 108 | 75 |
| TOTAL | $2,111 | $1,478 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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|
Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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|
Last change: ↓0.05% on March 15. |
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|
|
5.49% |
$50,000 |
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|
Last change: ↑0.09% on March 12. |
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