Compare Savings vs. CDs
Comparison of Deposit Account from FAMILY ADVANTAGE with 0.21%
- October 2026
Long-Term Analysis of Loyal Trust Bank with 3.50% APY and FAMILY ADVANTAGE with 0.21% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD3.50%-$50,00012 MonthBank6.35x (National Avg. - 0.55%)$1,000SCENARIO
Year Rate
3.50%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,750 1,225 2 51,750 1,811 1,268 3 53,561 1,875 1,312 4 55,436 1,940 1,358 5 57,376 2,008 1,406 6 59,384 2,078 1,455 7 61,463 2,151 1,506 8 63,614 2,226 1,559 9 65,840 2,304 1,613 10 68,145 2,385 1,670 11 70,530 2,469 1,728 12 72,998 2,555 1,788 13 75,553 2,644 1,851 14 78,198 2,737 1,916 15 80,935 2,833 1,983 16 83,767 2,932 2,052 17 86,699 3,034 2,124 18 89,734 3,141 2,198 19 92,874 3,251 2,275 20 96,125 3,364 2,355 TOTAL $49,489 $34,643 - 2LOCAL MONEY MARKET0.21%-$50,000N.A.Credit Union0.38x (National Avg. - 0.55%)$10,000SCENARIO
Year Rate
0.21%Annual
InterestAnnual Interest
(After Tax)1 50,000 104 72 2 50,104 104 73 3 50,207 104 73 4 50,311 104 73 5 50,415 104 73 6 50,520 105 73 7 50,624 105 73 8 50,729 105 74 9 50,834 105 74 10 50,939 105 74 11 51,045 106 74 12 51,150 106 74 13 51,256 106 74 14 51,362 106 74 15 51,469 107 75 16 51,575 107 75 17 51,682 107 75 18 51,789 107 75 19 51,896 107 75 20 52,004 108 75 TOTAL $2,111 $1,478
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.95% |
$10,000 |
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Last change: ↑0.45% on October 1. |
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4.85% |
$10,000 |
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Last change: ↑0.35% on October 1. |
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4.80% |
$10,000 |
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Last change: ↑0.30% on October 1. |
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4.65% |
$1,000 |
Learn More | |
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Last change: ↑0.35% on September 25. |
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